Data as of Oct 28, 2026.
CGBL vs SCHX: Differences, Returns & Fees
Over the year to Oct 28, 2026, CGBL returned +7.1% to SCHX's +13.1%; 27% of their weight is in the same names.
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Net assets: $7.9bn on Oct 27, 2026 for Capital Group Core Balanced ETF, and $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF.
Pair scorecard
SCHX costs 0.30 points a year less; their one-year returns differ by 6.0 points.
| Measure | CGBL | SCHX |
|---|---|---|
| Return | ||
| Total return, 1 year | +7.1% | +13.1% |
| Drawdown | ||
| Below its high | 3.4%, high on Aug 13, 2026 | |
| Benchmark | ||
| What it tracks | No index, actively managed | Dow Jones U.S. Large-Cap Total Stock Market Index |
| Cost and size | ||
| Expense ratio | 0.33% | 0.03% |
| Net assets, CGBL as of Oct 27, 2026 and SCHX as of Aug 31, 2026 | $7.9bn | $74.2bn |
| Holdings | ||
| Holdings in common | 27% | |
| Top ten holdings, share of the fund | 59.3% | 36.0% |
Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method
Risk and return
Oct 6, 2023 to Oct 23, 2026 · 159 weekly returnsSCHX returned more: +83.0% to +55.6%. CGBL swung less: 10.4% to 14.4%. CGBL fell less at its worst: −10.0% to −17.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | CGBL | SCHX | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +55.6% | +83.0% | SCHX | Price change plus distributions, reinvested. |
| Annualized | +15.6% | +21.9% | SCHX | Total return as a yearly rate. |
| Price return | +46.8% | +76.4% | SCHX | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 10.4% | 14.4% | CGBL | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 6.7% | 9.2% | CGBL | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −10.0% | −17.3% | CGBL | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 1.02 | 1.13 | SCHX | Return above Treasury bills per unit of volatility. |
| Sortino | 1.58 | 1.77 | SCHX | Return above Treasury bills per unit of downside deviation. |
| Calmar | 1.55 | 1.26 | CGBL | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 159 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, CGBL and SCHX hold 27% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.
half
27% in common
Only in one fund ↓
Side by side
CGBL and SCHX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
CGBL and SCHX do different jobs. What does each one do in a portfolio?
- What each follows. CGBL follows No index, actively managed and SCHX follows Dow Jones U.S. Large-Cap Total Stock Market Index.
- Holdings in common. 27% of the weight is in the same securities (holdings dated Jun 30, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 CGBL returned +7.1% and SCHX +13.1% with distributions reinvested, a gap of 6.0 points.
Data as of Oct 28, 2026.
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Over the year to Oct 28, 2026 it returned +7.1% with distributions reinvested, against +7.5% for its benchmark, the 60%/40% S&P 500 Index/Bloomberg U.S. Aggregate Index.
CGBL is actively managed and tracks no index. The prospectus expense ratio is 0.33% a year. By its holdings filed for Jun 30, 2026, 48% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 59.3%. It sat 3.4% below its high of Aug 13, 2026 on Oct 28, 2026.
SCHX
SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.
Questions people ask
- Which returned more over the last year, CGBL or SCHX?
- In the year to Oct 28, 2026, with distributions reinvested, CGBL returned +7.1% and SCHX +13.1%.
- Which is cheaper, CGBL or SCHX?
- SCHX is cheaper, by 0.30 percentage points a year. That is about $30 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, CGBL against SCHX, data as of Oct 28, 2026. https://etfiq.com/compare/any/cgbl-vs-schx
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