Data as of Oct 28, 2026.
AOR vs SCHX: Differences, Returns & Fees
Over the year to Oct 28, 2026, AOR returned +7.8% to SCHX's +13.1%; 0% of their weight is in the same names.
askIQ about this page
askIQ about AOR and SCHX
Net assets: $3.9bn on Oct 28, 2026 for iShares Core 60/40 Balanced Allocation ETF, and $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF.
Pair scorecard
SCHX costs 0.12 points a year less; their one-year returns differ by 5.3 points.
| Measure | AOR | SCHX |
|---|---|---|
| Return | ||
| Total return, 1 year | +7.8% | +13.1% |
| Benchmark | ||
| What it tracks | 60/40 Balanced Allocation | Dow Jones U.S. Large-Cap Total Stock Market Index |
| Cost and size | ||
| Expense ratio | 0.15% | 0.03% |
| Net assets, AOR as of Oct 28, 2026 and SCHX as of Aug 31, 2026 | $3.9bn | $74.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 99.9% | 36.0% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Nov 13, 2009 to Oct 23, 2026 · 884 weekly returnsEach against its own benchmark: AOR against ACWI, Nov 21, 2008 to Oct 23, 2026; SCHX against IVV, Nov 13, 2009 to Oct 23, 2026.
SCHX returned more: +831.5% to +253.7%. AOR swung less: 10.1% to 16.2%. AOR fell less at its worst: −22.2% to −32.3%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | AOR | SCHX | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +253.7% | +831.5% | SCHX | Price change plus distributions, reinvested. |
| Annualized | +7.7% | +14.0% | SCHX | Total return as a yearly rate. |
| Price return | +136.1% | +597.2% | SCHX | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 10.1% | 16.2% | AOR | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 7.0% | 11.2% | AOR | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −22.2% | −32.3% | AOR | Deepest fall from a high to the low after it. |
| Upside capture | 53.1% | 100.5% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 70.7% | 100.5% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 0.64 | 1.01 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 0.77 | 1.00 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | 0.64 | 0.80 | SCHX | Return above Treasury bills per unit of volatility. |
| Sortino | 0.91 | 1.16 | SCHX | Return above Treasury bills per unit of downside deviation. |
| Treynor | 0.124 | 0.129 | Return above Treasury bills per unit of beta. | |
| Calmar | 0.35 | 0.43 | SCHX | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | ACWI | IVV | The ETF each fund is measured against. | |
| Alpha | +0.5% a year | −0.1% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | 0.36 | −0.62 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −2.3% to +3.3% | −0.6% to +0.3% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | −0.42 | −0.05 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 8.6% | 0.9% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 884 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, AOR and SCHX hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
AOR and SCHX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
AOR and SCHX do different jobs. What does each one do in a portfolio?
- What each follows. AOR follows 60/40 Balanced Allocation and SCHX follows Dow Jones U.S. Large-Cap Total Stock Market Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 AOR returned +7.8% and SCHX +13.1% with distributions reinvested, a gap of 5.3 points.
Data as of Oct 28, 2026.
The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.
AOR
AOR tracks an index of 60/40 Balanced Allocation. Over the year to Oct 28, 2026 it returned +7.8% with distributions reinvested, against +13.4% for its benchmark, the MSCI All Country World Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 7 positions, with the top ten at 99.9%.
SCHX
SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.
Questions people ask
- Which returned more over the last year, AOR or SCHX?
- In the year to Oct 28, 2026, with distributions reinvested, AOR returned +7.8% and SCHX +13.1%.
- Which is cheaper, AOR or SCHX?
- SCHX is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, AOR against SCHX, data as of Oct 28, 2026. https://etfiq.com/compare/any/aor-vs-schx
ETFIQ. (Oct 28, 2026). AOR against SCHX. Retrieved from https://etfiq.com/compare/any/aor-vs-schx
[AOR against SCHX (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/aor-vs-schx)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.