Data as of Oct 28, 2026.
BND vs VGIT: Differences, Returns & Fees
BND's duration was 5.7 years on Jun 30, 2026 and VGIT's 4.7 on May 31, 2026; both charge 0.03%.
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Net assets on Sep 30, 2026: $161.4bn for Vanguard Total Bond Market ETF and $39.7bn for Vanguard Intermediate-Term Treasury ETF.
Pair scorecard
Both cost 0.03% a year; their one-year returns differ by 0.2 points; BND is 4.1 times larger.
Points (pts) are percentage points.
| Measure | BND | VGIT |
|---|---|---|
| Return | ||
| Total return, 1 year | −1.3% | −1.5% |
| Drawdown | ||
| Below its high | 3.5%, high on Aug 6, 2020 | 3.5%, high on Aug 4, 2020 |
| Benchmark | ||
| What it tracks | Bloomberg U.S. Aggregate Float Adjusted Index | Bloomberg U.S. Treasury 3-10 Year Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.03% |
| Net assets, as of Sep 30, 2026 | $161.4bn | $39.7bn |
| Holdings | ||
| Holdings in common | 21% | |
Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026. Method
Risk and return
Dec 4, 2009 to Oct 23, 2026 · 881 weekly returnsEach against its own benchmark: BND against AGG, Apr 20, 2007 to Oct 23, 2026; VGIT against SCHR, Aug 13, 2010 to Oct 23, 2026.
BND returned more: +48.4% to +41.4%. VGIT swung slightly less: 4.2% to 4.5%. VGIT fell less at its worst: −15.6% to −18.4%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | BND | VGIT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +48.4% | +41.4% | BND | Price change plus distributions, reinvested. |
| Annualized | +2.4% | +2.1% | BND | Total return as a yearly rate. |
| Price return | −10.3% | −4.2% | VGIT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 4.5% | 4.2% | VGIT (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 3.2% | 2.9% | VGIT (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −18.4% | −15.6% | VGIT | Deepest fall from a high to the low after it. |
| Upside capture | 95.8% | 98.1% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 95.6% | 98.6% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 0.91 | 0.98 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 0.94 | 0.99 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | 0.20 | 0.15 | BND | Return above Treasury bills per unit of volatility. |
| Sortino | 0.28 | 0.21 | BND | Return above Treasury bills per unit of downside deviation. |
| Treynor | 0.016 | 0.002 | Return above Treasury bills per unit of beta. | |
| Calmar | 0.13 | 0.13 | VGIT (slight) | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | AGG | SCHR | The ETF each fund is measured against. | |
| Alpha | +0.2% a year | 0.0% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | 0.59 | −0.10 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −0.4% to +0.7% | −0.2% to +0.2% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | 0.03 | −0.03 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 1.3% | 0.5% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 881 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, BND and VGIT hold 21% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jun 30, 2026.
half
21% in common
Only in one fund ↓
Side by side
BND and VGIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BND and VGIT do different jobs. What does each one do in a portfolio?
- What each follows. BND follows Bloomberg U.S. Aggregate Float Adjusted Index and VGIT follows Bloomberg U.S. Treasury 3-10 Year Index.
- Holdings in common. 21% of the weight is in the same securities (holdings dated Jun 30, 2026 and May 31, 2026).
- Number of holdings. BND holds 16,301 positions and VGIT holds 103.
Data as of Oct 28, 2026.
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BND
BND tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.3% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Float Adjusted Index, measured by the closely related Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 6, 2020 on Oct 28, 2026.
VGIT
VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, BND against VGIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/bnd-vs-vgit
ETFIQ. (Oct 28, 2026). BND against VGIT. Retrieved from https://etfiq.com/compare/any/bnd-vs-vgit
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