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Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

BND vs TLT: how they differ

BND and TLT are both bond index funds, and over the year BND returned more, −0.7% against −6.4%.

Vanguard Total Bond Market Index Fund and iShares 20+ Year Treasury Bond ETF.

BND and TLT on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
BND
Vanguard Total Bond Market Index Fund
TLT
iShares 20+ Year Treasury Bond ETF
Where it sitsCore index fundCore index fund
IssuerVanguardiShares
What it isUS aggregate bonds20+ year Treasuries
Total return, 1 year−0.7%−6.4%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500−18.2 pts−23.9 pts
Expense ratio0.03%0.15%
Holdingsnot filed41

BND in plain words

BND is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.8% below its high of Aug 6, 2020 on Sep 11, 2026.

TLT in plain words

TLT is a bond fund tracking the 20+ year Treasuries. Over the year to Sep 11, 2026 it returned −6.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. It sat 42.9% below its high of Aug 4, 2020 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, BND or TLT?
In the year to Sep 13, 2026, with distributions reinvested, BND returned −0.7% and TLT returned −6.4%, so BND returned more. One year is one year; the longer windows are in the table.
Which is cheaper, BND or TLT?
BND charges 0.03% a year and TLT charges 0.15%, so BND is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BND against TLT, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BND against TLT, data as of Sep 13, 2026. https://etfiq.com/compare/any/bnd-vs-tlt Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources