Get the weekly note

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

BND vs SCHD: how they differ

BND is a bond index fund and SCHD an equity index fund, and over the year SCHD returned more, +27.6% against −0.7%.

Vanguard Total Bond Market Index Fund and Schwab U.S. Dividend Equity ETF.

BND and SCHD on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
BND
Vanguard Total Bond Market Index Fund
SCHD
Schwab U.S. Dividend Equity ETF
Where it sitsCore index fundCore index fund
IssuerVanguardSchwab
What it isUS aggregate bondsUS dividend
Total return, 1 year−0.7%+27.6%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500−18.2 pts+10.1 pts
Expense ratio0.03%0.06%
Holdingsnot filed99

BND in plain words

BND is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.8% below its high of Aug 6, 2020 on Sep 11, 2026.

SCHD in plain words

SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, BND or SCHD?
In the year to Sep 13, 2026, with distributions reinvested, BND returned −0.7% and SCHD returned +27.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, BND or SCHD?
BND charges 0.03% a year and SCHD charges 0.06%, so BND is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BND against SCHD, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BND against SCHD, data as of Sep 13, 2026. https://etfiq.com/compare/any/bnd-vs-schd Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources