Which returned more over the last year, IUSB or SCHD?

In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and SCHD +34.5%.

Which is cheaper, IUSB or SCHD?

Neither: IUSB and SCHD both charge 0.06% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IUSB vs SCHD: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IUSB returned −1.2% to SCHD's +34.5%; 0% of their weight is in the same names.

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Net assets: $49.8bn on Oct 27, 2026 for iShares Core Universal USD Bond ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.

IUSB on its own →SCHD on its own →

At a glance

−1.2%

IUSB total return, 1 year

+34.5%

SCHD total return, 1 year

0.06%

IUSB expense ratio

0.06%

SCHD expense ratio

Pair scorecard

Both cost 0.06% a year; their one-year returns differ by 35.7 points.

IUSB vs SCHD: Differences, Returns & Fees
Measure	IUSB	SCHD
Return
Measure	IUSB	SCHD
Total return, 1 year	−1.2%	+34.5%
Benchmark
Measure	IUSB	SCHD
What it tracks	Bloomberg U.S. Universal Index	Dow Jones U.S. Dividend 100 Index
Cost and size
Measure	IUSB	SCHD
Expense ratio	0.06%	0.06%
Net assets, IUSB as of Oct 27, 2026 and SCHD as of Aug 31, 2026	$49.8bn	$112.3bn
Holdings
Measure	IUSB	SCHD
Holdings in common	0%
In the S&P 500, by weight		95%
Top ten holdings, share of the fund		41.7%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

Risk and return

Jun 20, 2014 to Oct 23, 2026 · 644 weekly returns

IUSB SCHD

Return

Total return edge SCHD +28.3% +309.7%

Annualized edge SCHD +2.0% +12.1%

Price return edge SCHD −10.7% +172.4%

Risk

Volatility edge IUSB 5.0% 15.6%

Max drawdown edge IUSB −17.7% −31.5%

Risk-adjusted

Sharpe edge SCHD 0.02 0.68

Sortino edge SCHD 0.02 0.96

Calmar edge SCHD 0.11 0.38

Reading

SCHD returned more: +309.7% to +28.3%. IUSB swung less: 5.0% to 15.6%. IUSB fell less at its worst: −17.7% to −31.5%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IUSB vs SCHD: Differences, Returns & Fees
Measure	IUSB	SCHD	Edge	How it is measured
Return
Total return	+28.3%	+309.7%	SCHD	Price change plus distributions, reinvested.
Annualized	+2.0%	+12.1%	SCHD	Total return as a yearly rate.
Price return	−10.7%	+172.4%	SCHD	Price change alone, distributions left out.
Risk
Volatility	5.0%	15.6%	IUSB	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	3.6%	11.1%	IUSB	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−17.7%	−31.5%	IUSB	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.02	0.68	SCHD	Return above Treasury bills per unit of volatility.
Sortino	0.02	0.96	SCHD	Return above Treasury bills per unit of downside deviation.
Calmar	0.11	0.38	SCHD	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 644 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, IUSB and SCHD hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IUSB SCHD

Only in one fund ↓

Only in IUSB

BLK Liquidity Temp Cash Inst #21 4.75%

TREASURY NOTE 0.49%

TREASURY NOTE 0.42%

TREASURY NOTE 0.41%

TREASURY NOTE 0.38%

TREASURY NOTE 0.37%

TREASURY NOTE (2OLD) 0.36%

UMBS 15YR TBA(REG B) 0.35%

Only in SCHD

Merck & Co Inc 4.76%

Amgen Inc 4.70%

Abbott Laboratories 4.68%

Coca-Cola Co 4.16%

Chevron Corp 4.01%

Verizon Communications Inc 3.96%

ConocoPhillips 3.93%

Home Depot Inc 3.87%

Check overlap with more funds →

Side by side

IUSB iShares Core Universal USD Bond ETF SCHD Schwab U.S. Dividend Equity ETF

Where it sits Bond ETF Stock ETF

Issuer iShares Schwab

What it is Tracks an index of Universal USD Bond Tracks an index of US dividend

Total return, 1 year −1.2% +34.5%

Expense ratio 0.06% 0.06%

Holdings 18338 99

Net assets, IUSB as of Oct 27, 2026 and SCHD as of Aug 31, 2026 $49.8bn $112.3bn

IUSB and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-32DB8809CB

IUSB and SCHD do different jobs. What does each one do in a portfolio?

What each follows. IUSB follows Bloomberg U.S. Universal Index and SCHD follows Dow Jones U.S. Dividend 100 Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 IUSB returned −1.2% and SCHD +34.5% with distributions reinvested, a gap of 35.7 points.

Data as of Oct 28, 2026.

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About each fund

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

Questions people ask

Which returned more over the last year, IUSB or SCHD?: In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and SCHD +34.5%.
Which is cheaper, IUSB or SCHD?: Neither: IUSB and SCHD both charge 0.06% a year. Fees come from each fund's prospectus.

Other comparisons

IUSB vs IWD IUSB vs VYM IUSB vs VTV DGRO vs IUSB BOND vs SCHD JAAA vs SCHD SCHD vs SGOV SCHD vs TIP

Where to next

IUSB on its own →SCHD on its own →Hold both: look the portfolio through →Rankings →IUSB dividend history →IUSB holdings →SCHD dividend history →SCHD holdings →Standards and sources →

Sources and dates

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

SCHD filings on SEC EDGAR ↗

SCHD prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IUSB against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-schd

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.