Data as of Oct 28, 2026.
BITO vs SCHD: Differences, Returns & Fees
Over the year to Oct 28, 2026, BITO returned −30.5% to SCHD's +34.5%, and SCHD charges 0.06% to BITO's 0.95%.
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Net assets: $1.6bn on Oct 28, 2026 for ProShares Bitcoin ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.
Pair scorecard
SCHD costs 0.89 points a year less; their one-year returns differ by 65.0 points.
| Measure | BITO | SCHD |
|---|---|---|
| Return | ||
| Total return, 1 year | −30.5% | +34.5% |
| Benchmark | ||
| What it tracks | Bitcoin futures and swaps on Bitcoin | Dow Jones U.S. Dividend 100 Index |
| Cost and size | ||
| Expense ratio | 0.95% | 0.06% |
| Net assets, BITO as of Oct 28, 2026 and SCHD as of Aug 31, 2026 | $1.6bn | $112.3bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 95% | |
| Top ten holdings, share of the fund | 41.7% | |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, BITO and SCHD hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
BITO and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
Over the year to Oct 28, 2026, Bitcoin moved −28.3% and BITO returned −30.5%. That leaves it 2.2 percentage points behind. BITO is a registered investment company: it files a monthly N-PORT rather than a 10-K. Its N-PORT for Aug 31, 2026 puts 67.9% of its net assets in ProShares GENIUS Money Market ETF.
BITO is a registered fund that reaches Bitcoin through what its N-PORT for Aug 31, 2026 lists: Bitcoin futures and swaps on Bitcoin. A holder gets exposure to Bitcoin without the fund holding the coin itself. That difference is the fee, the cost of rolling the futures from one month to the next, what the futures traded at against Bitcoin, and what the market paid for the shares, all of it together. It is the only number on this page the sponsor does not publish itself.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Questions people ask
- Are BITO and SCHD in the same category?
- BITO is a crypto futures ETF and SCHD is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, BITO or SCHD?
- In the year to Oct 28, 2026, with distributions reinvested, BITO returned −30.5% and SCHD +34.5%.
- Which is cheaper, BITO or SCHD?
- SCHD is cheaper, by 0.89 percentage points a year. That is about $89 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, BITO against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/bito-vs-schd
ETFIQ. (Oct 28, 2026). BITO against SCHD. Retrieved from https://etfiq.com/compare/any/bito-vs-schd
[BITO against SCHD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/bito-vs-schd)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.