Which returned more over the last year, BINC or EFA?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and EFA +12.1%.

Which is cheaper, BINC or EFA?

EFA is cheaper, by 0.08 percentage points a year. That is about $8 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do BINC and EFA overlap with the S&P 500?

By their latest filed holdings, 0% of BINC and 0% of EFA by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

BINC vs EFA: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BINC returned +0.5% to EFA's +12.1%; 1% of their weight is in the same names.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $76.8bn for iShares MSCI EAFE ETF.

BINC on its own →EFA on its own →

At a glance

+0.5%

BINC total return, 1 year

+12.1%

EFA total return, 1 year

0.40%

BINC expense ratio

0.32%

EFA expense ratio

Pair scorecard

EFA costs 0.08 points a year less; their one-year returns differ by 11.6 points; EFA is 4.6 times larger.

BINC vs EFA: Differences, Returns & Fees
Measure	BINC	EFA
Return
Measure	BINC	EFA
Total return, 1 year	+0.5%	+12.1%
Drawdown
Measure	BINC	EFA
Below its high		4.7%, high on Aug 25, 2026
Benchmark
Measure	BINC	EFA
What it tracks	No index, actively managed	MSCI EAFE Index
Cost and size
Measure	BINC	EFA
Expense ratio	0.40%	0.32%
Net assets, as of Oct 27, 2026	$16.8bn	$76.8bn
Holdings
Measure	BINC	EFA
Holdings in common	1%
Top ten holdings, share of the fund	24.6%	14.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, BINC and EFA hold 1% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

1% in common

Positions both hold · largest shared weight first BINC EFA

BNP PARIBAS CARDIF SA RegS 0.14% 0.45%

TEVA PHARMACEUTICAL FINANCE NETHER 0.13% 0.22%

RWE FINANCE EUROPE BV MTN RegS 0.06% 0.19%

ORSTED A/S RegS 0.06% 0.04%

ANTERO MIDSTREAM PARTNERS LP 144A 0.03% 0.03%

SUNOCO LP (TEXAS) 144A 0.03% 0.07%

VODAFONE GROUP PLC 0.03% 0.14%

AADVANTAGE LOYALTY IP LTD 144A 0.02% 0.25%

EQT CORP 0.02% 0.06%

MERCK & CO INC 0.02% 0.10%

ROCKET COMPANIES INC 144A 0.02% 0.21%

BANCO BILBAO VIZCAYA ARGENTARIA SA 0.01% 0.66%

Only in one fund ↓

Only in BINC

BLACKROCK CASH CL INST SL AGENCY 5.80%

UMBS 30YR TBA(REG A) 4.50%

TREASURY NOTE (2OLD) 4.34%

UMBS 30YR TBA(REG A) 2.91%

UMBS 30YR TBA(REG A) 2.21%

CASH COLLATERAL MORGAN STANLEY & C 1.68%

ISHARES IBOXX $ INV GRADE CORPORAT 0.99%

COMPUTE FINANCING SPV LLC CLASS A3 144A 0.74%

Only in EFA

ASML HOLDING 2.98%

ROCHE PS PAR AG 1.58%

SHELL 1.42%

NOVARTIS AG 1.33%

ASTRAZENECA PLC 1.21%

NESTLE SA 1.21%

SAP 1.13%

MITSUBISHI UFJ FINANCIAL GROUP 1.07%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF EFA iShares MSCI EAFE ETF

Where it sits Bond ETF Stock ETF

Issuer iShares iShares

What it is Actively managed Tracks an index of Developed markets ex US

Total return, 1 year +0.5% +12.1%

Its benchmark over the same days not measured +14.3% (ACWX)

Gap to its benchmark not measured −2.2 pts vs ACWX

Expense ratio 0.40% 0.32%

Already in the S&P 500 0.0% 0.0%

Holdings 4690 665

Net assets, as of Oct 27, 2026 $16.8bn $76.8bn

BINC and EFA on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

EFA

EFA tracks an index of Developed markets ex US. Over the year to Oct 28, 2026 it returned +12.1% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.32% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 665 positions, with the top ten at 14.3%. It sat 4.7% below its high of Aug 25, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BINC or EFA?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and EFA +12.1%.
Which is cheaper, BINC or EFA?: EFA is cheaper, by 0.08 percentage points a year. That is about $8 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and EFA overlap with the S&P 500?: By their latest filed holdings, 0% of BINC and 0% of EFA by weight is stocks the S&P 500 already holds.

Other comparisons

BINC vs VXUS BINC vs IEFA BINC vs VEA BINC vs SCHF EFA vs IEI EFA vs SCHP EFA vs HYG EFA vs TIP

Where to next

BINC on its own →EFA on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →EFA dividend history →EFA holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

EFA filings on SEC EDGAR ↗

EFA prospectus with the expense ratio (SEC) ↗

iShares page for EFA ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against EFA, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-efa

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.