Which returned more over the last year, BIL or JNK?

In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and JNK +1.7%.

Which is cheaper, BIL or JNK?

BIL is cheaper, by 0.26 percentage points a year. That is about $26 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BIL vs JNK: Differences, Returns & Fees

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On Jun 30, 2026 BIL's duration was 0.2 years and JNK's 3.4; BIL charges 0.14% to JNK's 0.40%.

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Net assets on Oct 27, 2026: $48.7bn for SPDR Bloomberg 1-3 Month T-Bill ETF and $5.9bn for State Street SPDR Bloomberg High Yield Bond ETF.

BIL on its own →JNK on its own →

At a glance

+3.7%

BIL total return, 1 year

+1.7%

JNK total return, 1 year

0.14%

BIL expense ratio

0.40%

JNK expense ratio

Pair scorecard

BIL costs 0.26 points a year less; their one-year returns differ by 2.0 points; BIL is 8.3 times larger.

BIL vs JNK: Differences, Returns & Fees
Measure	BIL	JNK
Return
Measure	BIL	JNK
Total return, 1 year	+3.7%	+1.7%
Benchmark
Measure	BIL	JNK
What it tracks	Bloomberg 1-3 Month U.S. Treasury Bill Index	Bloomberg High Yield Very Liquid Index
Cost and size
Measure	BIL	JNK
Expense ratio	0.14%	0.40%
Net assets, as of Oct 27, 2026	$48.7bn	$5.9bn
Holdings
Measure	BIL	JNK
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026. Method

What they share

By the books each fund has filed, BIL and JNK hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BIL JNK

Only in one fund ↓

Only in BIL

U.S. Treasury Bills, due Aug 6, 2026 12.04%

U.S. Treasury Bills, due Sep 3, 2026 9.04%

U.S. Treasury Bills, due Aug 27, 2026 7.22%

U.S. Treasury Bills, due Sep 17, 2026 7.03%

U.S. Treasury Bills, due Sep 10, 2026 6.98%

U.S. Treasury Bills, due Sep 24, 2026 6.97%

U.S. Treasury Bills, due Aug 13, 2026 6.85%

U.S. Treasury Bills, due Aug 20, 2026 6.49%

Only in JNK

1261229 BC Ltd, due Apr 15, 2032 0.63%

Meridian Arc Holdco LLC, due Apr 30, 2031 0.56%

EchoStar Corp, due Nov 30, 2029 0.51%

PR RNO Property Owner 1 LLC, due May 1, 2031 0.48%

Cloud Software Group Inc, due Mar 31, 2029 0.41%

Quikrete Holdings Inc, due Mar 1, 2032 0.40%

DISH Network Corp, due Nov 15, 2027 0.40%

SV RNO Property Owner 1 LLC, due Mar 1, 2031 0.39%

Check overlap with more funds →

Side by side

BIL SPDR Bloomberg 1-3 Month T-Bill ETF JNK State Street SPDR Bloomberg High Yield Bond ETF

Where it sits Bond ETF Bond ETF

Issuer State Street State Street

What it is Tracks an index of 1-3 month T-bills Tracks the Bloomberg High Yield Bond

Total return, 1 year +3.7% +1.7%

Its benchmark over the same days not measured −1.4% (AGG)

Gap to its benchmark not measured +3.1 pts vs AGG

Expense ratio 0.14% 0.40%

Holdings 26 1142

Net assets, as of Oct 27, 2026 $48.7bn $5.9bn

BIL and JNK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BIL

BIL tracks an index of 1-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

JNK

JNK tracks the Bloomberg High Yield Bond. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.40% a year.

Questions people ask

Which returned more over the last year, BIL or JNK?: In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and JNK +1.7%.
Which is cheaper, BIL or JNK?: BIL is cheaper, by 0.26 percentage points a year. That is about $26 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BIL vs HYG BIL vs USHY BIL vs VCLT BIL vs EDV JNK vs SHV JNK vs PULS JNK vs USFR JNK vs MINT

Where to next

BIL on its own →JNK on its own →Hold both: look the portfolio through →Rankings →BIL dividend history →BIL holdings →JNK dividend history →JNK holdings →Standards and sources →

Sources and dates

BIL and JNK filings on SEC EDGAR ↗

BIL and JNK prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIL against JNK, data as of Oct 28, 2026. https://etfiq.com/compare/any/bil-vs-jnk

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.