Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
BIL vs IJR: how they differ
BIL is a short-term Treasury fund and IJR an equity index fund, and over the year IJR returned more, +19.9% against +3.7%.
SPDR Bloomberg 1-3 Month T-Bill ETF and iShares Core S&P Small-Cap ETF.
| BIL SPDR Bloomberg 1-3 Month T-Bill ETF | IJR iShares Core S&P Small-Cap ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | iShares |
| What it is | 1-3 month T-bills | S&P SmallCap 600 |
| Total return, 1 year | +3.7% | +19.9% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.8 pts | +2.4 pts |
| Expense ratio | 0.14% | 0.06% |
| Holdings | not filed | 608 |
BIL in plain words
BIL is a cash and treasury bills tracking the 1-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.14% a year.
IJR in plain words
IJR is an index equity fund tracking the S&P SmallCap 600. Over the year to Sep 11, 2026 it returned +19.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for Sep 10, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 608 positions, with the top ten at 6.8%. It sat 5.5% below its high of Aug 14, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, BIL or IJR?
- In the year to Sep 13, 2026, with distributions reinvested, BIL returned +3.7% and IJR returned +19.9%, so IJR returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BIL or IJR?
- BIL charges 0.14% a year and IJR charges 0.06%, so IJR is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BIL against IJR, data as of Sep 13, 2026. https://etfiq.com/compare/any/bil-vs-ijr Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources