Which returned more over the last year, BIL or GRNY?

In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and GRNY +6.5%.

Which is cheaper, BIL or GRNY?

BIL is cheaper, by 0.61 percentage points a year. That is about $61 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BIL vs GRNY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BIL returned +3.7% to GRNY's +6.5%; 0% of their weight is in the same names.

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Net assets: $48.7bn on Oct 27, 2026 for SPDR Bloomberg 1-3 Month T-Bill ETF, and $4.3bn on Jul 31, 2026 for Fundstrat Granny Shots US Large Cap ETF.

BIL on its own →GRNY on its own →

At a glance

+3.7%

BIL total return, 1 year

+6.5%

GRNY total return, 1 year

0.14%

BIL expense ratio

0.75%

GRNY expense ratio

Pair scorecard

BIL costs 0.61 points a year less; their one-year returns differ by 2.8 points.

BIL vs GRNY: Differences, Returns & Fees
Measure	BIL	GRNY
Return
Measure	BIL	GRNY
Total return, 1 year	+3.7%	+6.5%
Drawdown
Measure	BIL	GRNY
Below its high		3.5%, high on Oct 6, 2026
Benchmark
Measure	BIL	GRNY
What it tracks	Bloomberg 1-3 Month U.S. Treasury Bill Index	No index, actively managed
Cost and size
Measure	BIL	GRNY
Expense ratio	0.14%	0.75%
Net assets, BIL as of Oct 27, 2026 and GRNY as of Jul 31, 2026	$48.7bn	$4.3bn
Holdings
Measure	BIL	GRNY
Holdings in common	0%
In the S&P 500, by weight		98%
Top ten holdings, share of the fund		26.5%

Holdings in common uses holdings dated Jul 31, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, BIL and GRNY hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BIL GRNY

Only in one fund ↓

Only in BIL

TREASURY BILL 12/26 0.00000 7.94%

TREASURY BILL 12/26 0.00000 6.66%

TREASURY BILL 12/26 0.00000 6.46%

TREASURY BILL 12/26 0.00000 6.40%

TREASURY BILL 12/26 0.00000 6.39%

TREASURY BILL 11/26 0.00000 6.26%

TREASURY BILL 12/26 0.00000 6.21%

TREASURY BILL 11/26 0.00000 4.85%

Only in GRNY

Arista Networks Inc 2.92%

General Electric Co 2.76%

JPMorgan Chase & Co 2.66%

Packaging Corp of America 2.66%

PNC Financial Services Group I 2.63%

Eli Lilly & Co 2.61%

Robinhood Markets Inc 2.61%

Bank of New York Mellon Corp 2.59%

Check overlap with more funds →

Side by side

BIL SPDR Bloomberg 1-3 Month T-Bill ETF GRNY Fundstrat Granny Shots US Large Cap ETF

Where it sits Bond ETF Stock ETF

Issuer State Street Fundstrat

What it is Tracks an index of 1-3 month T-bills Actively managed

Total return, 1 year +3.7% +6.5%

Expense ratio 0.14% 0.75%

Holdings 26 43

Net assets, BIL as of Oct 27, 2026 and GRNY as of Jul 31, 2026 $48.7bn $4.3bn

BIL and GRNY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BIL

BIL tracks an index of 1-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

GRNY

GRNY is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +6.5% with distributions reinvested. The prospectus expense ratio is 0.75% a year. By its holdings filed for Jul 31, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 43 positions, with the top ten at 26.5%. It sat 3.5% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BIL or GRNY?: In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and GRNY +6.5%.
Which is cheaper, BIL or GRNY?: BIL is cheaper, by 0.61 percentage points a year. That is about $61 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BIL vs XLG BIL vs DGRW BIL vs MTUM BIL vs SPHQ GRNY vs SHV GRNY vs PULS GRNY vs USFR GRNY vs MINT

Where to next

BIL on its own →GRNY on its own →Hold both: look the portfolio through →Rankings →BIL dividend history →BIL holdings →GRNY dividend history →GRNY holdings →Standards and sources →

Sources and dates

BIL filings on SEC EDGAR ↗

BIL prospectus with the expense ratio (SEC) ↗

State Street website ↗

GRNY filings on SEC EDGAR ↗

GRNY prospectus with the expense ratio (SEC) ↗

Fundstrat website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIL against GRNY, data as of Oct 28, 2026. https://etfiq.com/compare/any/bil-vs-grny

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.