Which returned more over the last year, BIL or FLRN?

In the year to Oct 20, 2026, with distributions reinvested, BIL returned +3.7% and FLRN +4.3%.

Which is cheaper, BIL or FLRN?

BIL is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

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BIL vs FLRN: Differences, Returns & Fees

On Jun 30, 2026 BIL's duration was 0.2 years and FLRN's 0.0; BIL charges 0.14% to FLRN's 0.15%. Net assets on Oct 20, 2026: $51.1bn for SPDR Bloomberg 1-3 Month T-Bill ETF and $3.2bn for State Street SPDR Bloomberg Investment Grade Floating Rate ETF.

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Answers cite the figures on this page.

BIL costs 0.01 points a year less; their one-year returns differ by 0.6 points; BIL is 16.2 times larger.

BIL vs FLRN: Differences, Returns & Fees
	BIL	FLRN
Expense ratio	0.14%	0.15%
Net assets	$51.1bn	$3.2bn
Total return, 1 year	+3.7%	+4.3%
What it tracks	1-3 month T-bills	not read by ETFIQ
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026.

+3.7%

BIL total return, 1 year

+4.3%

FLRN total return, 1 year

0.14%

BIL expense ratio

0.15%

FLRN expense ratio

Client brief · page 1 of 2Report BR-A5EFE8FD85

BIL and FLRN are built for the same job. How do they differ in cost, holdings and results?

What each follows. BIL follows 1-3 month T-bills and FLRN follows not read by ETFIQ.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jun 30, 2026).
Number of holdings. BIL holds 18 positions and FLRN holds 549.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, BIL and FLRN hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026.

50%

half

0% in common

Positions both hold, largest shared weight first

Holding BIL FLRN

Only in BIL

U.S. Treasury Bills, due Aug 6, 2026 12.04%

U.S. Treasury Bills, due Sep 3, 2026 9.04%

U.S. Treasury Bills, due Aug 27, 2026 7.22%

U.S. Treasury Bills, due Sep 17, 2026 7.03%

U.S. Treasury Bills, due Sep 10, 2026 6.98%

U.S. Treasury Bills, due Sep 24, 2026 6.97%

U.S. Treasury Bills, due Aug 13, 2026 6.85%

U.S. Treasury Bills, due Aug 20, 2026 6.49%

Only in FLRN

European Bank for Reconstruction & Development, due Feb 20, 2028 1.20%

International Bank for Reconstruction & Development, due Aug 19, 2027 0.90%

European Bank for Reconstruction & Development, due Feb 16, 2029 0.83%

International Bank for Reconstruction & Development, due Jan 12, 2027 0.83%

European Bank for Reconstruction & Development, due Jul 22, 2030 0.78%

International Finance Corp, due Aug 28, 2028 0.70%

International Bank for Reconstruction & Development, due Sep 23, 2026 0.70%

Kommunalbanken AS, due Apr 9, 2029 0.69%

Check overlap with more funds →

On the same fields

BIL

SPDR Bloomberg 1-3 Month T-Bill ETF

FLRN

State Street SPDR Bloomberg Investment Grade Floating Rate ETF

Where it sits Bond ETF Bond ETF

Issuer State Street State Street

What it is Tracks an index of 1-3 month T-bills Tracks an index

Total return, 1 year +3.7% +4.3%

Expense ratio 0.14% 0.15%

Holdings 18 549

Net assets $51.1bn $3.2bn

BIL and FLRN on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About BIL

BIL tracks an index of 1-3 month T-bills. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

About FLRN

FLRN tracks an index. Over the year to Oct 20, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, BIL or FLRN?: In the year to Oct 20, 2026, with distributions reinvested, BIL returned +3.7% and FLRN +4.3%.
Which is cheaper, BIL or FLRN?: BIL is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BIL vs BSCQ BIL vs VNLA BIL vs IBDR BIL vs FLTR FLRN vs JPST FLRN vs SHV FLRN vs SGOV FLRN vs PULS

BIL on its own →FLRN on its own →Hold both: look the portfolio through →Rankings →BIL dividend history →BIL holdings →FLRN dividend history →FLRN holdings →Standards and sources →

Where these figures came from

BIL and FLRN filings on SEC EDGAR ↗BIL and FLRN prospectus with the expense ratio (SEC) ↗State Street website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIL against FLRN, data as of Oct 20, 2026. https://etfiq.com/compare/any/bil-vs-flrn

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.