Are APLY and SCHD in the same category?

APLY is an option-income ETF and SCHD is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.

Which returned more over the last year, APLY or SCHD?

In the year to Oct 28, 2026, with distributions reinvested, APLY returned +18.2% and SCHD +34.5%.

Which is cheaper, APLY or SCHD?

SCHD is cheaper, by 0.98 percentage points a year. That is about $98 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

APLY vs SCHD: Differences, Returns & Fees

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Over the year to Oct 28, 2026, APLY returned +18.2% to SCHD's +34.5%, and SCHD charges 0.06% to APLY's 1.04%.

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Net assets: $112m on Oct 27, 2026 for YieldMax AAPL Option Income Strategy ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.

APLY on its own →SCHD on its own →

At a glance

+18.2%

APLY total return, 1 year

+34.5%

SCHD total return, 1 year

1.04%

APLY expense ratio

0.06%

SCHD expense ratio

Pair scorecard

SCHD costs 0.98 points a year less; their one-year returns differ by 16.3 points.

APLY vs SCHD: Differences, Returns & Fees
Measure	APLY	SCHD
Return
Measure	APLY	SCHD
Total return, 1 year	+18.2%	+34.5%
Price change, 1 year	fell 14.2%	rose 30.0%
Latest payout, annualized	20.9%
Against its benchmark
Measure	APLY	SCHD
What it tracks	Benchmark: Apple (AAPL)	Dow Jones U.S. Dividend 100 Index
Against its benchmark, same days	behind by 10.1 pts
Cost and size
Measure	APLY	SCHD
Expense ratio	1.04%	0.06%
Net assets, APLY as of Oct 27, 2026 and SCHD as of Aug 31, 2026	$112m	$112.3bn
Holdings
Measure	APLY	SCHD
Holdings in common	0%
In the S&P 500, by weight		95%
Top ten holdings, share of the fund		41.7%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 28, 2026. Method

What they share

By the books each fund has filed, APLY and SCHD hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 28, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first APLY SCHD

Only in one fund ↓

Only in APLY

United States Treasury Note/Bond 3.375% 09/15/2027 26.10%

United States Treasury Note/Bond 2.375% 05/15/2027 13.93%

AAPL 12/18/2026 310.01 C 11.68%

AAPL US 10/30/26 C352.5 0.03%

AAPL US 10/30/26 C355 0.02%

AAPL US 10/30/26 C350 -0.12%

AAPL US 10/30/26 C347.5 -0.13%

AAPL 12/18/2026 310.01 P -0.86%

Only in SCHD

Merck & Co Inc 4.76%

Amgen Inc 4.70%

Abbott Laboratories 4.68%

Coca-Cola Co 4.16%

Chevron Corp 4.01%

Verizon Communications Inc 3.96%

ConocoPhillips 3.93%

Home Depot Inc 3.87%

Check overlap with more funds →

Side by side

APLY YieldMax AAPL Option Income Strategy ETF SCHD Schwab U.S. Dividend Equity ETF

Where it sits Income ETF Stock ETF

Issuer YieldMax Schwab

What it is synthetic covered call, vs AAPL Tracks an index of US dividend

Total return, 1 year +18.2% +34.5%

Its benchmark over the same days +28.3% (AAPL) not measured

Gap to its benchmark −10.1 pts vs AAPL not measured

Cash paid, 1 year 28.6% not an income fund

Expense ratio 1.04% 0.06%

Holdings not read by ETFIQ 99

Net assets, APLY as of Oct 27, 2026 and SCHD as of Aug 31, 2026 $112m $112.3bn

APLY and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.

Alert

About each fund

APLY

Over the year to Oct 28, 2026, APLY paid 28.6% of its starting value in cash distributions while its price fell 14.2%. With every distribution reinvested, the fund returned +18.2%. Apple (AAPL) returned +28.3% over the same days, so a holder was behind by 10.1 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 20.9%, paid weekly.

SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

Questions people ask

Are APLY and SCHD in the same category?: APLY is an option-income ETF and SCHD is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
Which returned more over the last year, APLY or SCHD?: In the year to Oct 28, 2026, with distributions reinvested, APLY returned +18.2% and SCHD +34.5%.
Which is cheaper, APLY or SCHD?: SCHD is cheaper, by 0.98 percentage points a year. That is about $98 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

APLY vs DGRO APLY vs HDV APLY vs VYM APLY vs IVV MSFO vs SCHD HIGH vs SCHD SCHD vs SDTY OARK vs SCHD

Where to next

APLY on its own →SCHD on its own →Hold both: look the portfolio through →Rankings →APLY dividend history →APLY holdings →SCHD dividend history →SCHD holdings →Standards and sources →

Sources and dates

APLY filings on SEC EDGAR ↗

APLY prospectus with the expense ratio (SEC) ↗

APLY 19a-1 distribution notice ↗

YieldMax page for APLY ↗

SCHD filings on SEC EDGAR ↗

SCHD prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, APLY against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/aply-vs-schd

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