Data as of Oct 28, 2026.
SCHD vs SDTY: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHD returned +34.5% to SDTY's +13.4%, and SCHD charges 0.06% to SDTY's 1.08%.
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Net assets: $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF, and $41m on Oct 27, 2026 for YieldMax S&P 500 0DTE Covered Call Strategy ETF.
Pair scorecard
SCHD costs 1.02 points a year less; their one-year returns differ by 21.1 points.
| Measure | SCHD | SDTY |
|---|---|---|
| Return | ||
| Total return, 1 year | +34.5% | +13.4% |
| Price change, 1 year | rose 30.0% | fell 13.3% |
| Latest payout, annualized | 23.3% | |
| Return of capital, issuer estimate | 58% of the Oct 29, 2026 payment | |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Dividend 100 Index | Benchmark: Vanguard S&P 500 ETF, measured through VOO |
| Cost and size | ||
| Expense ratio | 0.06% | 1.08% |
| Net assets, SCHD as of Aug 31, 2026 and SDTY as of Oct 27, 2026 | $112.3bn | $41m |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 95% | |
| Top ten holdings, share of the fund | 41.7% | |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 28, 2026. Method
Risk and return
Feb 14, 2025 to Oct 23, 2026 · 88 weekly returnsSCHD returned more: +35.1% to +21.6%. SCHD swung slightly less: 13.4% to 13.9%. SCHD fell less at its worst: −10.6% to −17.2%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHD | SDTY | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +35.1% | +21.6% | SCHD | Price change plus distributions, reinvested. |
| Annualized | +19.5% | +12.2% | SCHD | Total return as a yearly rate. |
| Price return | +26.9% | −21.0% | SCHD | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 13.4% | 13.9% | SCHD (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 9.3% | 10.4% | SCHD | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −10.6% | −17.2% | SCHD | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 1.10 | 0.62 | SCHD | Return above Treasury bills per unit of volatility. |
| Sortino | 1.58 | 0.82 | SCHD | Return above Treasury bills per unit of downside deviation. |
| Calmar | 1.83 | 0.71 | SCHD | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 88 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHD and SDTY hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 28, 2026.
half
0% in common
Only in one fund ↓
Side by side
SCHD and SDTY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.
SCHD and SDTY do different jobs. What does each one do in a portfolio?
- What each follows. SCHD follows Dow Jones U.S. Dividend 100 Index and SDTY is measured against Vanguard S&P 500 ETF through VOO.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Oct 28, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHD returned +34.5% and SDTY +13.4% with distributions reinvested, a gap of 21.1 points.
Data as of Oct 28, 2026.
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SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
SDTY
Over the year to Oct 28, 2026, SDTY paid 24.6% of its starting value in cash distributions while its price fell 13.3%. With every distribution reinvested, the fund returned +13.4%. Vanguard S&P 500 ETF (VOO) returned +13.7% over the same days, so a holder was about even. At its price on Oct 28, 2026 the latest distribution annualizes to 23.3%, paid weekly. YieldMax estimates that 58% of the distribution paid Oct 29, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
Questions people ask
- Are SCHD and SDTY in the same category?
- SCHD is a stock ETF and SDTY is an option-income ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, SCHD or SDTY?
- In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and SDTY +13.4%.
- Which is cheaper, SCHD or SDTY?
- SCHD is cheaper, by 1.02 percentage points a year. That is about $102 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHD against SDTY, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-sdty
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