Which returned more over the last year, AOR or SCHH?

In the year to Oct 28, 2026, with distributions reinvested, AOR returned +7.8% and SCHH +8.7%.

Which is cheaper, AOR or SCHH?

SCHH is cheaper, by 0.08 percentage points a year. That is about $8 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do AOR and SCHH overlap with the S&P 500?

By their latest filed holdings, 0% of AOR and 74% of SCHH by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

AOR vs SCHH: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AOR returned +7.8% to SCHH's +8.7%; 0% of their weight is in the same names.

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Net assets: $3.9bn on Oct 28, 2026 for iShares Core 60/40 Balanced Allocation ETF, and $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF.

AOR on its own →SCHH on its own →

At a glance

+7.8%

AOR total return, 1 year

+8.7%

SCHH total return, 1 year

0.15%

AOR expense ratio

0.07%

SCHH expense ratio

Pair scorecard

SCHH costs 0.08 points a year less; their one-year returns differ by 0.9 points.

AOR vs SCHH: Differences, Returns & Fees
Measure	AOR	SCHH
Return
Measure	AOR	SCHH
Total return, 1 year	+7.8%	+8.7%
Drawdown
Measure	AOR	SCHH
Below its high		8.5%, high on Jul 24, 2026
Benchmark
Measure	AOR	SCHH
What it tracks	60/40 Balanced Allocation	US REIT
Cost and size
Measure	AOR	SCHH
Expense ratio	0.15%	0.07%
Net assets, AOR as of Oct 28, 2026 and SCHH as of Aug 31, 2026	$3.9bn	$11.2bn
Holdings
Measure	AOR	SCHH
Holdings in common	0%
Top ten holdings, share of the fund	99.9%	51.6%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, AOR and SCHH hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AOR SCHH

Only in one fund ↓

Only in AOR

ISHARES CORE S&P ETF TRUST 35.70%

ISHARES CORE UNIV USD BOND ETF 32.15%

ISHARES CORE MSCI INT DEVEL ETF 17.10%

ISHARES CORE MSCI EMERGING MARKETS 6.34%

iShares Core Intl Aggregate Bnd ET 5.81%

ISHARES CORE S&P MID-CAP ETF 1.89%

ISHARES CORE S&P SMALL-CAP ETF 0.92%

Only in SCHH

Welltower Inc 11.05%

Prologis Inc 8.79%

Simon Property Group Inc 4.59%

Digital Realty Trust Inc 4.54%

Equinix Inc 4.27%

American Tower Corp 4.24%

Realty Income Corp 4.02%

Public Storage 3.62%

Check overlap with more funds →

Side by side

AOR iShares Core 60/40 Balanced Allocation ETF SCHH Schwab U.S. REIT ETF

Where it sits Allocation ETF Stock ETF

Issuer iShares Schwab

What it is Tracks an index of 60/40 Balanced Allocation Tracks an index of US REIT

Total return, 1 year +7.8% +8.7%

Its benchmark over the same days +13.4% (ACWI) not measured

Gap to its benchmark −5.6 pts vs ACWI not measured

Expense ratio 0.15% 0.07%

Already in the S&P 500 0.0% 73.9%

Holdings 7 117

Net assets, AOR as of Oct 28, 2026 and SCHH as of Aug 31, 2026 $3.9bn $11.2bn

AOR and SCHH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AOR

AOR tracks an index of 60/40 Balanced Allocation. Over the year to Oct 28, 2026 it returned +7.8% with distributions reinvested, against +13.4% for its benchmark, the MSCI All Country World Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 7 positions, with the top ten at 99.9%.

SCHH

SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AOR or SCHH?: In the year to Oct 28, 2026, with distributions reinvested, AOR returned +7.8% and SCHH +8.7%.
Which is cheaper, AOR or SCHH?: SCHH is cheaper, by 0.08 percentage points a year. That is about $8 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do AOR and SCHH overlap with the S&P 500?: By their latest filed holdings, 0% of AOR and 74% of SCHH by weight is stocks the S&P 500 already holds.

Other comparisons

AOR vs IYR AOR vs VNQ AOR vs XLRE AOR vs XLP CGBL vs SCHH IYR vs SCHH DFGR vs SCHH HYMB vs SCHH

Where to next

AOR on its own →SCHH on its own →Hold both: look the portfolio through →Rankings →AOR dividend history →AOR holdings →SCHH dividend history →SCHH holdings →Standards and sources →

Sources and dates

AOR filings on SEC EDGAR ↗

AOR prospectus with the expense ratio (SEC) ↗

iShares page for AOR ↗

SCHH filings on SEC EDGAR ↗

SCHH prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AOR against SCHH, data as of Oct 28, 2026. https://etfiq.com/compare/any/aor-vs-schh

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.