Which returned more over the last year, AGG or SDY?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SDY +16.5%.

Which is cheaper, AGG or SDY?

AGG is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs SDY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AGG returned −1.4% to SDY's +16.5%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $139.4bn for iShares Core U.S. Aggregate Bond ETF and $21.9bn for State Street SPDR S&P Dividend ETF.

AGG on its own →SDY on its own →

At a glance

−1.4%

AGG total return, 1 year

+16.5%

SDY total return, 1 year

0.03%

AGG expense ratio

0.35%

SDY expense ratio

Pair scorecard

AGG costs 0.32 points a year less; their one-year returns differ by 17.9 points; AGG is 6.4 times larger.

AGG vs SDY: Differences, Returns & Fees
Measure	AGG	SDY
Return
Measure	AGG	SDY
Total return, 1 year	−1.4%	+16.5%
Drawdown
Measure	AGG	SDY
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	SDY
What it tracks	Bloomberg U.S. Aggregate Bond Index	S&P High Yield Dividend Aristocrats Index
Cost and size
Measure	AGG	SDY
Expense ratio	0.03%	0.35%
Net assets, as of Oct 27, 2026	$139.4bn	$21.9bn
Holdings
Measure	AGG	SDY
Holdings in common	0%
In the S&P 500, by weight		84%
Top ten holdings, share of the fund		20.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, AGG and SDY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG SDY

Only in one fund ↓

Only in AGG

BLACKROCK CASH CL INST SL AGENCY 3.02%

TREASURY NOTE 0.40%

TREASURY NOTE (OLD) 0.40%

TREASURY NOTE 0.40%

TREASURY NOTE 0.39%

TREASURY NOTE 0.38%

Only in SDY

ACCENTURE PLC CL A 3.73%

VERIZON COMMUNICATIONS INC 2.81%

CHEVRON CORP 2.15%

REALTY INCOME CORP 1.94%

PEPSICO INC 1.82%

MEDTRONIC PLC 1.79%

TARGET CORP 1.59%

AUTOMATIC DATA PROCESSING 1.55%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF SDY State Street SPDR S&P Dividend ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of US aggregate bonds Tracks the S&P Dividend

Total return, 1 year −1.4% +16.5%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.35%

Holdings 13469 156

Net assets, as of Oct 27, 2026 $139.4bn $21.9bn

AGG and SDY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

SDY

SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.

Questions people ask

Which returned more over the last year, AGG or SDY?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SDY +16.5%.
Which is cheaper, AGG or SDY?: AGG is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs NOBL AGG vs RSP AGG vs VOE AGG vs DVY BND vs SDY SDY vs SGOV BNDX vs SDY SDY vs VCIT

Where to next

AGG on its own →SDY on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →SDY dividend history →SDY holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

SDY filings on SEC EDGAR ↗

SDY prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against SDY, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-sdy

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.