Which returned more over the last year, SDY or VCIT?

In the year to Sep 13, 2026, with distributions reinvested, SDY returned +11.0% and VCIT returned −1.2%, so SDY returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SDY or VCIT?

SDY charges 0.35% a year and VCIT charges 0.03%, so VCIT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SDY vs VCIT: how they differ

SDY and VCIT hold 0% of their weight in the same names, and SDY returned more over the year.

State Street(R) SPDR(R) S&P(R) Dividend ETF and Vanguard Intermediate-Term Corporate Bond Index Fund.

What they hold in common

By the books each fund has filed, SDY and VCIT hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SDY	Only in VCIT
VERIZON COMMUNICATIONS INC 3.33%	Amazon.com Inc 0.31%
ACCENTURE PLC CL A 2.94%	Boeing Co/The 0.28%
REALTY INCOME CORP 2.12%	Meta Platforms Inc 0.28%
CHEVRON CORP 2.09%	Bank of America Corp 0.27%
PEPSICO INC 1.95%	Oracle Corp 0.27%
MEDTRONIC PLC 1.82%	Pfizer Investment Enterprises Pte Ltd 0.27%
TARGET CORP 1.74%	Anheuser-Busch Cos LLC / Anheuser-Busch 0.27%
NIKE INC CL B 1.53%	JPMorgan Chase & Co 0.25%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.

SDY and VCIT on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SDY State Street(R) SPDR(R) S&P(R) Dividend ETF	VCIT Vanguard Intermediate-Term Corporate Bond Index Fund
Where it sits	Core index fund	Core index fund
Issuer	State Street	Vanguard
What it is	SPDR S&P Dividend	Intermediate-Term Corporate Bond
Total return, 1 year	+11.0%	−1.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−6.5 pts	−18.7 pts
Expense ratio	0.35%	0.03%
Holdings	157	2302

SDY in plain words

SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 157 positions, with the top ten at 20.5%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.

VCIT in plain words

VCIT is a bond fund tracking the Intermediate-Term Corporate Bond. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Feb 27, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SDY or VCIT?: In the year to Sep 13, 2026, with distributions reinvested, SDY returned +11.0% and VCIT returned −1.2%, so SDY returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SDY or VCIT?: SDY charges 0.35% a year and VCIT charges 0.03%, so VCIT is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SDY against VCIT, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SDY against VCIT, data as of Sep 13, 2026. https://etfiq.com/compare/any/sdy-vs-vcit Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources