Data as of Oct 28, 2026.
AOR vs SDY: Differences, Returns & Fees
Over the year to Oct 28, 2026, AOR returned +7.8% to SDY's +16.5%; 0% of their weight is in the same names.
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Net assets: $3.9bn on Oct 28, 2026 for iShares Core 60/40 Balanced Allocation ETF, and $21.9bn on Oct 27, 2026 for State Street SPDR S&P Dividend ETF.
Pair scorecard
AOR costs 0.20 points a year less; their one-year returns differ by 8.7 points; SDY is 5.6 times larger.
| Measure | AOR | SDY |
|---|---|---|
| Return | ||
| Total return, 1 year | +7.8% | +16.5% |
| Benchmark | ||
| What it tracks | 60/40 Balanced Allocation | S&P High Yield Dividend Aristocrats Index |
| Cost and size | ||
| Expense ratio | 0.15% | 0.35% |
| Net assets, as of Oct 27, 2026 | $3.9bn | $21.9bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 99.9% | 20.4% |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Nov 21, 2008 to Oct 23, 2026 · 935 weekly returnsSDY returned more: +713.6% to +374.6%. AOR swung less: 12.6% to 16.8%. AOR fell less at its worst: −24.1% to −33.6%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | AOR | SDY | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +374.6% | +713.6% | SDY | Price change plus distributions, reinvested. |
| Annualized | +9.0% | +12.4% | SDY | Total return as a yearly rate. |
| Price return | +209.7% | +334.1% | SDY | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 12.6% | 16.8% | AOR | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 7.9% | 11.3% | AOR | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −24.1% | −33.6% | AOR | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.63 | 0.69 | SDY (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 1.01 | 1.03 | Tie | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.38 | 0.37 | Tie | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 935 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, AOR and SDY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
AOR and SDY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
AOR and SDY do different jobs. What does each one do in a portfolio?
- What each follows. AOR follows 60/40 Balanced Allocation and SDY follows S&P High Yield Dividend Aristocrats Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 AOR returned +7.8% and SDY +16.5% with distributions reinvested, a gap of 8.7 points.
Data as of Oct 28, 2026.
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AOR
AOR tracks an index of 60/40 Balanced Allocation. Over the year to Oct 28, 2026 it returned +7.8% with distributions reinvested, against +13.4% for its benchmark, the MSCI All Country World Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 7 positions, with the top ten at 99.9%.
SDY
SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.
Questions people ask
- Which returned more over the last year, AOR or SDY?
- In the year to Oct 28, 2026, with distributions reinvested, AOR returned +7.8% and SDY +16.5%.
- Which is cheaper, AOR or SDY?
- AOR is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, AOR against SDY, data as of Oct 28, 2026. https://etfiq.com/compare/any/aor-vs-sdy
ETFIQ. (Oct 28, 2026). AOR against SDY. Retrieved from https://etfiq.com/compare/any/aor-vs-sdy
[AOR against SDY (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/aor-vs-sdy)
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