Which returned more over the last year, AGG or SCHH?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SCHH +8.7%.

Which is cheaper, AGG or SCHH?

AGG is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs SCHH: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AGG returned −1.4% to SCHH's +8.7%; 0% of their weight is in the same names.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF.

AGG on its own →SCHH on its own →

At a glance

−1.4%

AGG total return, 1 year

+8.7%

SCHH total return, 1 year

0.03%

AGG expense ratio

0.07%

SCHH expense ratio

Pair scorecard

AGG costs 0.04 points a year less; their one-year returns differ by 10.1 points.

AGG vs SCHH: Differences, Returns & Fees
Measure	AGG	SCHH
Return
Measure	AGG	SCHH
Total return, 1 year	−1.4%	+8.7%
Drawdown
Measure	AGG	SCHH
Below its high	3.4%, high on Aug 4, 2020	8.5%, high on Jul 24, 2026
Benchmark
Measure	AGG	SCHH
What it tracks	Bloomberg U.S. Aggregate Bond Index	US REIT
Cost and size
Measure	AGG	SCHH
Expense ratio	0.03%	0.07%
Net assets, AGG as of Oct 27, 2026 and SCHH as of Aug 31, 2026	$139.4bn	$11.2bn
Holdings
Measure	AGG	SCHH
Holdings in common	0%
In the S&P 500, by weight		74%
Top ten holdings, share of the fund		51.6%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, AGG and SCHH hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG SCHH

Only in one fund ↓

Only in AGG

BLACKROCK CASH CL INST SL AGENCY 3.02%

TREASURY NOTE 0.40%

TREASURY NOTE (OLD) 0.40%

TREASURY NOTE 0.40%

TREASURY NOTE 0.39%

TREASURY NOTE 0.38%

Only in SCHH

Welltower Inc 11.05%

Prologis Inc 8.79%

Simon Property Group Inc 4.59%

Digital Realty Trust Inc 4.54%

Equinix Inc 4.27%

American Tower Corp 4.24%

Realty Income Corp 4.02%

Public Storage 3.62%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF SCHH Schwab U.S. REIT ETF

Where it sits Bond ETF Stock ETF

Issuer iShares Schwab

What it is Tracks an index of US aggregate bonds Tracks an index of US REIT

Total return, 1 year −1.4% +8.7%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.07%

Holdings 13469 117

Net assets, AGG as of Oct 27, 2026 and SCHH as of Aug 31, 2026 $139.4bn $11.2bn

AGG and SCHH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

SCHH

SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AGG or SCHH?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SCHH +8.7%.
Which is cheaper, AGG or SCHH?: AGG is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs IYR AGG vs VNQ AGG vs XLRE AGG vs XLV BND vs SCHH SCHH vs SGOV BNDX vs SCHH SCHH vs VCIT

Where to next

AGG on its own →SCHH on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →SCHH dividend history →SCHH holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

SCHH filings on SEC EDGAR ↗

SCHH prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against SCHH, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-schh

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.