Data as of Nov 4, 2026.
XPAY vs YQQQ: Dividend Yield & Total Return
Over the year to Nov 4, 2026, YQQQ paid 26.8% of its price in cash against XPAY’s 19.7%, though XPAY returned more with it reinvested.
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Net assets: $187m on Nov 4, 2026 for Roundhill S&P 500 Target 20 Managed Distribution ETF, and $15m on Nov 3, 2026 for YieldMax Short N100 Option Income Strategy ETF.
XPAY over 1 year: paid 19.7%, price −7.2%, total +14.0%, VOO +14.8%, −0.8 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.YQQQ over 1 year: paid 26.8%, price −21.3%, total +6.6%, short QQQ −14.5%, +21.1 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.Pair scorecard
XPAY costs 0.62 points a year less; their one-year returns differ by 7.4 points; XPAY is 12.2 times larger.
Points (pts) are percentage points.
| Measure | XPAY | YQQQ |
|---|---|---|
| Paid and earned | ||
| Total return, 1 year | +14.0% | +6.6% |
| Price change, 1 year | fell 7.2% | fell 21.3% |
| Return of capital, issuer estimate | 100% of the Oct 15, 2026 payment | |
| Against its benchmark | ||
| Benchmark | Vanguard S&P 500 ETF, measured through VOO | Nasdaq-100 (QQQ) held short |
| Cost and size | ||
| Expense ratio | 0.49% | 1.11% |
| Net assets, as of Nov 3, 2026 | $183m | $15m |
| Holdings | ||
| Holdings in common | 0% | |
How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed
One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →
What they share
By the books each fund has filed, XPAY and YQQQ hold 0% of their money in the same securities at the same weight. Holdings dated Nov 4, 2026.
half
0% in common
Only in one fund ↓
Side by side
As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.
Window by window
| Total return | Cash paid | Against the benchmark | ||||
|---|---|---|---|---|---|---|
| Window | XPAY | YQQQ | XPAY | YQQQ | XPAY | YQQQ |
| 3 months | −0.3% | +10.7% | 5.0% | 10.6% | −0.2 pts | +8.0 pts |
| 6 months | +4.9% | +9.0% | 10.0% | 15.9% | −0.1 pts | +11.1 pts |
| 1 year | +14.0% | +6.6% | 19.7% | 26.8% | −0.9 pts | +21.1 pts |
| Since launchNot the same days: XPAY Oct 2024 · YQQQ Aug 2024 | +35.6% | −10.1% | 39.0% | 40.8% | −2.6 pts | +28.7 pts |
XPAY
Over the year to Nov 4, 2026, XPAY paid 19.7% of its starting value in cash distributions while its price fell 7.2%. With every distribution reinvested, the fund returned +14.0%. Vanguard S&P 500 ETF (VOO) returned +14.8% over the same days, so a holder was behind by 0.8 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 21.1%, paid monthly. Roundhill estimates that 100% of the distribution paid Oct 15, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
YQQQ
Over the year to Nov 4, 2026, YQQQ paid 26.8% of its starting value in cash distributions while its price fell 21.3%. With every distribution reinvested, the fund returned +6.6%. Nasdaq-100 (QQQ) held short returned −14.5% over the same days, so a holder was ahead by 21.1 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 22.7%, paid weekly.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
It is a place in a set, not a rating or a recommendation.
Overlap adds up the smaller of the two weights for each security both funds hold.
Every number is an ETFIQ calculation with distributions reinvested.
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ETFIQ, XPAY against YQQQ, data as of Nov 4, 2026. https://etfiq.com/compare/income/xpay-vs-yqqq
ETFIQ. (Nov 4, 2026). XPAY against YQQQ. Retrieved from https://etfiq.com/compare/income/xpay-vs-yqqq
[XPAY against YQQQ (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/income/xpay-vs-yqqq)
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