Data as of .
RDVI vs XSPI: which paid, and which earned it?
RDVI and XSPI both write options for income.
What they hold in common
By the books each fund has filed, RDVI and XSPI hold 26% of their money in the same securities at the same weight.
| Holding | RDVI | XSPI |
|---|---|---|
| NVIDIA Corporation | 2.16% | 8.01% |
| Micron Technology, Inc. | 2.18% | 2.10% |
| Microsoft Corporation | 2.05% | 4.59% |
| Alphabet Inc. (Class A) | 1.97% | 3.43% |
| Meta Platforms, Inc. (Class A) | 2.04% | 1.84% |
| Apple Inc. | 1.66% | 7.02% |
| JPMorgan Chase & Co. | 2.10% | 1.45% |
| Applied Materials, Inc. | 2.30% | 0.95% |
| Visa Inc. (Class A) | 2.06% | 0.93% |
| Lam Research Corporation | 2.31% | 0.88% |
| Mastercard Incorporated | 0.94% | 0.68% |
| KLA Corporation | 2.16% | 0.66% |
| Only in RDVI | Only in XSPI |
|---|---|
| Snap-on Incorporated 1.91% | Amazon.com Inc 3.87% |
| Mueller Industries, Inc. 1.40% | Broadcom Inc 2.91% |
| Booking Holdings Inc. 1.26% | Alphabet Inc 2.72% |
| Everest Group, Ltd. 1.09% | Tesla Inc 1.94% |
| Ralph Lauren Corporation 0.86% | Eli Lilly & Co 1.58% |
| US Dollar 0.71% | Advanced Micro Devices Inc 1.55% |
| Monolithic Power Systems, Inc. 0.57% | Berkshire Hathaway Inc 1.47% |
| Comfort Systems USA, Inc. 0.55% | Intel Corp 1.05% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 18, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| RDVI | XSPI | RDVI | XSPI | RDVI | XSPI | |
| 3 months | +0.3% | +3.7% | 2.1% | 4.2% | −6.3 pts | +1.4 pts |
| 6 months | +15.1% | +20.0% | 4.6% | 9.2% | +2.5 pts | +1.9 pts |
| 1 year | +19.2% | not published | 8.8% | not published | −8.0 pts | not published |
| 3 years | +69.2% | not published | 29.6% | not published | +15.5 pts | not published |
| Since launch | +101.2% | +11.6% | 41.0% | 11.1% | +32.0 pts | +0.2 pts |
| RDVI FT Vest Rising Dividend Achievers Target Income ETF Dividend stocks with call overlay on SCHD, paying monthly | XSPI NEOS Boosted S&P 500(R) High Income ETF Option income on SPY, paying monthly | |
|---|---|---|
| Issuer | First Trust | NEOS |
| Strategy | dividend stocks with call overlay | option income |
| Benchmark | US dividend stocks (SCHD), used as the dividend proxy | S&P 500 (SPY) |
| Pays | monthly | monthly |
| Payout rate, annualized | 8.8% | 17.1% |
| Expense ratio | 0.75% | 0.98% |
| Cash paid, 1 year | 8.8% | 11.1% (since launch on Feb 3, 2026) |
| Price change, 1 year | +9.6% | −0.3% |
| Total return, 1 year | +19.2% | +11.6% (since launch on Feb 3, 2026) |
| Benchmark return, 1 year | +27.2% | +11.3% |
| Ahead or behind | −8.0 pts | +0.2 pts |
| Return of capital, latest estimate | not published | 99% |
| Age | 1429 days | 227 days |
| Net assets | $3.7bn | $113m |
RDVI in plain words
Over the year to Sep 18, 2026, RDVI paid 8.8% of its starting value in cash distributions while its price rose 9.6%. With every distribution reinvested, the fund returned +19.2%. US dividend stocks (SCHD), used as the dividend proxy returned +27.2% over the same days, so a holder was behind by 8.0 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 8.8%, paid monthly.
XSPI in plain words
Over the period since launch on Feb 3, 2026 to Sep 18, 2026, XSPI paid 11.1% of its starting value in cash distributions while its price fell 0.3%. With every distribution reinvested, the fund returned +11.6%. S&P 500 (SPY) returned +11.3% over the same days, so a holder was about even. At its price on Sep 18, 2026 the latest distribution annualizes to 17.1%, paid monthly. NEOS estimates that 99% of the distribution paid Jul 10, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
Questions people ask
- Which is cheaper, RDVI or XSPI?
- RDVI charges 0.75% a year and XSPI charges 0.98%, so RDVI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, RDVI against XSPI, data as of Sep 18, 2026. https://etfiq.com/compare/income/rdvi-vs-xspi Free to use with attribution; the underlying files are at Open data.