Data as of .
QLDY vs XIJN: which paid, and which earned it?
Over the year QLDY paid 29.2% of its price in cash against XIJN’s 6.9%, and returned more with it reinvested.
ETFIQ Return Stability Score: XIJN scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, QLDY and XIJN hold 0% of their money in the same securities at the same weight.
| Only in QLDY | Only in XIJN |
|---|---|
| Ndx 12/18/2026 2001.44 C 94.80% | 2027-06-17 State Street® SPDR® S&P 500® ETF Trust C 0.07 100.51% |
| First American Government Obligations Fund 12/01/2031 4.77% | 2027-06-17 State Street® SPDR® S&P 500® ETF Trust P 746.73 3.76% |
| United States Treasury Note/bond 2.375% 05/15/2027 0.53% | US Dollar 0.76% |
| Ndxp Us 09/21/26 P29500 0.08% | U.S. Treasury Bill, 0%, due 10/01/2026 0.56% |
| Xnd 12/18/2026 10.44 C 0.05% | U.S. Treasury Bill, 0%, due 10/29/2026 0.56% |
| Cash & Other -0.06% | U.S. Treasury Bill, 0%, due 01/21/2027 0.55% |
| Nasdaq-1 Put Opt 09/26 29650 -0.16% | U.S. Treasury Bill, 0%, due 02/18/2027 0.55% |
| U.S. Treasury Bill, 0%, due 03/18/2027 0.55% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 18, 2026 and Sep 21, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| QLDY | XIJN | QLDY | XIJN | QLDY | XIJN | |
| 3 months | −6.6% | +1.8% | 8.3% | 1.1% | −4.1 pts | −0.4 pts |
| 6 months | +20.1% | +4.0% | 18.7% | 3.5% | −4.2 pts | −14.0 pts |
| 1 year | +10.6% | +6.2% | 29.2% | 6.9% | −11.2 pts | −10.3 pts |
| Since launch | +10.6% | +16.6% | 29.2% | 14.7% | −11.2 pts | −27.4 pts |
| QLDY Defiance Nasdaq 100 LightningSpread(TM) Income ETF Option income on QQQ, paying weekly | XIJN FT Vest U.S. Equity Buffer & Premium Income ETF - June Buffer with income on SPY, paying monthly | |
|---|---|---|
| Issuer | Defiance | First Trust |
| Strategy | option income | buffer with income |
| Benchmark | Nasdaq-100 (QQQ) | S&P 500 (SPY) |
| Pays | weekly | monthly |
| Payout rate, annualized | 19.6% | 6.7% |
| Expense ratio | 1.04% | 0.85% |
| Cash paid, 1 year | 29.2% | 6.9% |
| Price change, 1 year | −20.3% | −0.9% |
| Total return, 1 year | +10.6% | +6.2% |
| Benchmark return, 1 year | +21.8% | +16.6% |
| Ahead or behind | −11.2 pts | −10.3 pts |
| Return of capital, latest estimate | 100% | not published |
| Age | 365 days | 816 days |
| Net assets | $52m | $53m |
QLDY in plain words
Over the year to Sep 18, 2026, QLDY paid 29.2% of its starting value in cash distributions while its price fell 20.3%. With every distribution reinvested, the fund returned +10.6%. Nasdaq-100 (QQQ) returned +21.8% over the same days, so a holder was behind by 11.2 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 19.6%, paid weekly. Defiance estimates that 100% of the distribution paid Sep 17, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
XIJN in plain words
Over the year to Sep 18, 2026, XIJN paid 6.9% of its starting value in cash distributions while its price fell 0.9%. With every distribution reinvested, the fund returned +6.2%. S&P 500 (SPY) returned +16.6% over the same days, so a holder was behind by 10.3 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 6.7%, paid monthly.
Questions people ask
- Which paid more, QLDY or XIJN?
- Over the year to Sep 18, 2026, QLDY paid 29.2% of its starting price in cash and XIJN paid 6.9%, so QLDY paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, QLDY or XIJN?
- With every distribution reinvested, QLDY returned +10.6% and XIJN returned +6.2% over the year to Sep 18, 2026, so QLDY returned more.
- Which is cheaper, QLDY or XIJN?
- QLDY charges 1.04% a year and XIJN charges 0.85%, so XIJN is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, QLDY against XIJN, data as of Sep 18, 2026. https://etfiq.com/compare/income/qldy-vs-xijn Free to use with attribution; the underlying files are at Open data.