Which is cheaper, OCTH or RECI?

OCTH charges 0.79% a year and RECI charges 0.30%, so RECI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

OCTH vs RECI: Dividend Yield & Total Return

OCTH and RECI both write options for income.

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Net assets: $16m on Nov 4, 2026 for Innovator Premium Income 20 Barrier ETF - October, beside Columbia Research Enhanced Core Premium Income ETF.

OCTH on its own →RECI on its own →

At a glance

6.5%

OCTH cash paid, 1 year

1.5%

RECI cash paid, since launch, Jul 14, 2026

+7.5%

OCTH total return, 1 year

+3.7%

RECI total return, since launch, Jul 14, 2026

OCTH · 1 year to Nov 4, 2026 7.3 pts behind SPY

OCTH

+7.5%

SPY

+14.8%

7.3 pts behind SPY

OCTH over 1 year: paid 6.5%, price +0.8%, total +7.5%, SPY +14.8%, −7.3 pts. Data to Nov 4, 2026.

SPY

+14.8%

OCTH

+7.5%

6.5% of it arrived as cash

7.3 pts behind SPY

Total return, distributions reinvested

7.3 pts behind SPY

OCTH over 1 year: paid 6.5%, price +0.8%, total +7.5%, SPY +14.8%, −7.3 pts. Data to Nov 4, 2026.

SPY

+14.8%

OCTH

+7.5%

7.3 pts behind SPY

6.5% of it arrived as cash. Total return, distributions reinvested. OCTH over 1 year: paid 6.5%, price +0.8%, total +7.5%, SPY +14.8%, −7.3 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

RECI · since launch to Nov 4, 2026 Not measured

RECI

+3.7%

none

Not measured

RECI since launch: paid 1.5%, price +2.1%, total +3.7%, not measured against a benchmark. Data to Nov 4, 2026.

RECI

+3.7%

Total return, distributions reinvested

Not measured

RECI since launch: paid 1.5%, price +2.1%, total +3.7%, not measured against a benchmark. Data to Nov 4, 2026.

RECI

+3.7%

1.5% of it arrived as cash. Both charts share one scale, 0 to +14.8%. RECI since launch: paid 1.5%, price +2.1%, total +3.7%, not measured against a benchmark. Data to Nov 4, 2026.

Both charts share one scale, 0 to +14.8%. Data to Nov 4, 2026.

Pair scorecard

RECI costs 0.49 points a year less.

Points (pts) are percentage points.

OCTH vs RECI: Dividend Yield & Total Return
Measure	OCTH	RECI
Paid and earned
Measure	OCTH	RECI
Total return, 1 year	+7.5%	not published
Price change	rose 0.8% (1 year)	rose 2.1% (since Jul 14, 2026)
Return of capital, issuer estimate	51% of the Oct 2, 2026 payment	78% of the Oct 5, 2026 payment
Against its benchmark
Measure	OCTH	RECI
Benchmark	S&P 500, measured through SPY	not published
Cost and size
Measure	OCTH	RECI
Expense ratio	0.79%	0.30%
Net assets	$16m	not read by ETFIQ
Holdings
Measure	OCTH	RECI
Holdings in common	not published

Method

Side by side

OCTH Innovator Premium Income 20 Barrier ETF - October · Defined income on SPY, paying quarterly RECI Columbia Research Enhanced Core Premium Income ETF · Covered call, paying monthly

Issuer Innovator Columbia

Strategy defined income covered call

Benchmark S&P 500 (SPY) none

Pays quarterly monthly

Payout rate, annualized 6.4% 8.0%

Expense ratio 0.79% 0.30%

Cash paid, 1 year 6.5% 1.5% (since launch, Jul 14, 2026)

Price change, 1 year +0.8% +2.1% (since launch, Jul 14, 2026)

Total return, 1 year +7.5% +3.7% (since launch, Jul 14, 2026)

Benchmark return, 1 year +14.8% not published

Ahead or behind −7.3 pts not available

Return of capital, latest estimate 51% 78%

Age 3.1 years 113 days

Net assets $16m not read by ETFIQ

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: OCTH vs RECI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	OCTH	RECI	OCTH	RECI	OCTH	RECI
3 months	+1.2%	+3.5%	1.6%	1.5%	+1.4 pts	not measured
6 months	+2.9%	–	3.2%	–	−2.2 pts	–
1 year	+7.5%	–	6.5%	–	−7.3 pts	–
3 years	+22.0%	–	20.4%	–	−60.9 pts	–
Since launchNot the same days: OCTH Oct 2023 · RECI Jul 2026	+23.8%	+3.7%	20.7%	1.5%	−62.2 pts	not measured

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Alert

About each fund

OCTH

Over the year to Nov 4, 2026, OCTH paid 6.5% of its starting value in cash distributions while its price rose 0.8%. With every distribution reinvested, the fund returned +7.5%. S&P 500 (SPY) returned +14.8% over the same days, so a holder was behind by 7.3 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 6.4%, paid quarterly. Innovator estimates that 51% of the distribution paid Oct 2, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

RECI

Over the period from its first trade on Jul 14, 2026 to Nov 4, 2026, RECI paid 1.5% of its starting value in cash distributions while its price rose 2.1%. With every distribution reinvested, the fund returned +3.7%. At its price on Nov 4, 2026 the latest distribution annualizes to 8.0%, paid monthly. Columbia estimates that 78% of the distribution paid Oct 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which is cheaper, OCTH or RECI?: OCTH charges 0.79% a year and RECI charges 0.30%, so RECI is cheaper. Fees come from each fund's prospectus.

Other comparisons

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Where to next

S&P 500 (SPY) →All income ETFs ranked by the Distribution Coverage Score →How the scores are computed →OCTH on its own →RECI on its own →OCTH dividend history →RECI dividend history →Method →Standards and sources →

Sources and dates

OCTH filings on SEC EDGAR ↗

OCTH prospectus with the expense ratio (SEC) ↗

OCTH 19a-1 distribution notice ↗

Innovator page for OCTH ↗

RECI filings on SEC EDGAR ↗

RECI prospectus with the expense ratio (SEC) ↗

RECI 19a-1 distribution notice ↗

Columbia website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, OCTH against RECI, data as of Nov 4, 2026. https://etfiq.com/compare/income/octh-vs-reci

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.