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Data as of .

OARK vs OVL: which paid, and which earned it?

Over the year OARK paid 37.4% of its price in cash against OVL’s 8.9%, though OVL returned more with it reinvested.

YieldMax(R) Innovation Option Income Strategy ETF and Overlay Shares Large Cap Equity ETF.

37.4%OARK cash paid, 1 year
8.9%OVL cash paid, 1 year
+6.6%OARK total return, 1 year
+19.2%OVL total return, 1 year

ETFIQ Return Stability Score: OVL scores higher

Was the payout funded by returns, or by your own capital?

OARK 10.1OVL 88.83.8, the lowest in this set96.8, the highest

A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed

OARK15.2 pts behind QQQ · 1 year to Sep 18, 2026
QQQ+21.8%OARK+6.6%37.4% as cash15.2 pts behind QQQTotal return, distributions reinvestedQQQ+21.8%OARK+6.6%15.2 pts behind QQQ
OVL2.6 pts ahead of SPY · 1 year to Sep 18, 2026
SPY+16.6%OVL+19.2%8.9% of it arrived as cash2.6 pts ahead of SPYTotal return, distributions reinvestedSPY+16.6%OVL+19.2%2.6 pts ahead of SPY

What they hold in common

By the books each fund has filed, OARK and OVL hold 0% of their money in the same securities at the same weight.

Only in each
Only in OARKOnly in OVL
United States Treasury Note/Bond 2.375% 05/15/2027 31.97%Vanguard S&P 500 ETF 100.00%
United States Treasury Bill 02/18/2027 31.91%
United States Treasury Bill 07/08/2027 22.43%
2ARKK US 11/20/26 C85.01 FLX 8.43%
United States Treasury Bill 12/10/2026 6.55%
United States Treasury Bill 10/15/2026 3.23%
First American Government Obligations Fund 12/01/2031 1.09%
ARKK US 09/25/26 C86 0.66%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 21, 2026.

Performance, window by window

OARK and OVL over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ.
WindowTotal returnCash paidAgainst the benchmark
OARKOVLOARKOVLOARKOVL
3 months+3.9%+2.3%9.0%2.6%+6.4 pts0.0 pts
6 months+20.0%+18.8%22.6%5.7%−4.2 pts+0.7 pts
1 year+6.6%+19.2%37.4%8.9%−15.2 pts+2.6 pts
3 years+61.9%+86.2%87.5%21.1%−36.3 pts+7.8 pts
Since launch+58.8%+203.4%89.4%47.2%−96.7 pts+16.1 pts
Open the live comparison on ETFIQ
OARK and OVL on the same fields, as of Sep 18, 2026. Source: ETFIQ.
OARK
YieldMax(R) Innovation Option Income Strategy ETF
Synthetic covered call on QQQ, paying weekly
OVL
Overlay Shares Large Cap Equity ETF
Put-selling overlay on SPY, paying monthly
IssuerYieldMaxOverlay Shares
Strategysynthetic covered callput-selling overlay
BenchmarkNasdaq-100 (QQQ), used as the innovation proxyS&P 500 (SPY)
Paysweeklymonthly
Payout rate, annualized27.9%10.4%
Expense ratio1.00%not published
Cash paid, 1 year37.4%8.9%
Price change, 1 year−34.0%+9.4%
Total return, 1 year+6.6%+19.2%
Benchmark return, 1 year+21.8%+16.6%
Ahead or behind−15.2 pts+2.6 pts
Return of capital, latest estimate0%not published
Age1395 days2544 days
Net assets$32m$276m

OARK in plain words

Over the year to Sep 18, 2026, OARK paid 37.4% of its starting value in cash distributions while its price fell 34.0%. With every distribution reinvested, the fund returned +6.6%. Nasdaq-100 (QQQ), used as the innovation proxy returned +21.8% over the same days, so a holder was behind by 15.2 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 27.9%, paid weekly. YieldMax estimates that 0% of the distribution paid Sep 18, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).

OVL in plain words

Over the year to Sep 18, 2026, OVL paid 8.9% of its starting value in cash distributions while its price rose 9.4%. With every distribution reinvested, the fund returned +19.2%. S&P 500 (SPY) returned +16.6% over the same days, so a holder was ahead by 2.6 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 10.4%, paid monthly.

Questions people ask

Which paid more, OARK or OVL?
Over the year to Sep 18, 2026, OARK paid 37.4% of its starting price in cash and OVL paid 8.9%, so OARK paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, OARK or OVL?
With every distribution reinvested, OARK returned +6.6% and OVL returned +19.2% over the year to Sep 18, 2026, so OVL returned more.

Other comparisons

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

OARK against OVL, ETFIQ, data as of Sep 18, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, OARK against OVL, data as of Sep 18, 2026. https://etfiq.com/compare/income/oark-vs-ovl Free to use with attribution; the underlying files are at Open data.

How every figure is computed · Standards and sources