Which paid more, LOCT or XIMR?

Over the year to Nov 4, 2026, LOCT paid 5.2% of its starting price in cash and XIMR paid 7.0%, so XIMR paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, LOCT or XIMR?

With every distribution reinvested, LOCT returned +5.8% and XIMR +7.9% over the year to Nov 4, 2026.

Which is cheaper, LOCT or XIMR?

LOCT charges 0.79% a year and XIMR charges 0.85%, so LOCT is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

LOCT vs XIMR: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, XIMR paid 7.0% of its price in cash against LOCT’s 5.2%, and returned more with it reinvested.

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Net assets: $11m on Nov 4, 2026 for Innovator Premium Income 15 Buffer ETF - October, and $26m on Nov 3, 2026 for FT Vest U.S. Equity Buffer & Premium Income ETF - March.

LOCT on its own →XIMR on its own →

At a glance

5.2%

LOCT cash paid, 1 year

7.0%

XIMR cash paid, 1 year

+5.8%

LOCT total return, 1 year

+7.9%

XIMR total return, 1 year

LOCT · 1 year to Nov 4, 2026 9 pts behind VOO

LOCT

+5.8%

VOO

+14.8%

9 pts behind VOO

LOCT over 1 year: paid 5.2%, price +0.4%, total +5.8%, VOO +14.8%, −9.0 pts. Data to Nov 4, 2026.

VOO

+14.8%

LOCT

+5.8%

5.2% of it arrived as cash

9 pts behind VOO

Total return, distributions reinvested

9 pts behind VOO

LOCT over 1 year: paid 5.2%, price +0.4%, total +5.8%, VOO +14.8%, −9.0 pts. Data to Nov 4, 2026.

VOO

+14.8%

LOCT

+5.8%

9 pts behind VOO

5.2% of it arrived as cash. Total return, distributions reinvested. LOCT over 1 year: paid 5.2%, price +0.4%, total +5.8%, VOO +14.8%, −9.0 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XIMR · 1 year to Nov 4, 2026 6.9 pts behind VOO

XIMR

+7.9%

VOO

+14.8%

6.9 pts behind VOO

XIMR over 1 year: paid 7.0%, price +0.7%, total +7.9%, VOO +14.8%, −6.9 pts. Data to Nov 4, 2026.

VOO

+14.8%

XIMR

+7.9%

7.0% of it arrived as cash

6.9 pts behind VOO

Total return, distributions reinvested

6.9 pts behind VOO

XIMR over 1 year: paid 7.0%, price +0.7%, total +7.9%, VOO +14.8%, −6.9 pts. Data to Nov 4, 2026.

VOO

+14.8%

XIMR

+7.9%

6.9 pts behind VOO

7.0% of it arrived as cash. Both charts share one scale, 0 to +14.8%. XIMR over 1 year: paid 7.0%, price +0.7%, total +7.9%, VOO +14.8%, −6.9 pts. Data to Nov 4, 2026.

Both charts share one scale, 0 to +14.8%. Data to Nov 4, 2026.

Pair scorecard

LOCT costs 0.06 points a year less; their one-year returns differ by 2.1 points; XIMR is 2.4 times larger.

Points (pts) are percentage points.

LOCT vs XIMR: Dividend Yield & Total Return
Measure	LOCT	XIMR
Paid and earned
Measure	LOCT	XIMR
Total return, 1 year	+5.8%	+7.9%
Price change, 1 year	rose 0.4%	rose 0.7%
Return of capital, issuer estimate	35% of the Nov 2, 2026 payment	60% of the Nov 3, 2026 payment
Against its benchmark
Measure	LOCT	XIMR
Benchmark	Vanguard S&P 500 ETF, measured through VOO	Vanguard S&P 500 ETF, measured through VOO
Against its benchmark, same days	behind by 9.0 pts	behind by 6.9 pts
Cost and size
Measure	LOCT	XIMR
Expense ratio	0.79%	0.85%
Net assets, as of Nov 3, 2026	$11m	$26m
Holdings
Measure	LOCT	XIMR
Holdings in common	0%

ETFIQ Distribution Coverage Score · XIMR scores higher How much of what it paid out did its total return cover?

IQ Income Score65.6LOCT66.2XIMR

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

LOCT 65.6

XIMR 66.2

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, LOCT and XIMR hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first LOCT XIMR

Only in one fund ↓

Only in LOCT

Only in XIMR

2027-03-19 State Street® SPDR® S&P 500® ETF Trust C 0.06 114.65%

2027-03-19 State Street® SPDR® S&P 500® ETF Trust P 648.56 1.13%

2027-03-19 State Street® SPDR® S&P 500® ETF Trust P 583.70 -0.61%

2027-03-19 State Street® SPDR® S&P 500® ETF Trust C 648.56 -18.68%

Check overlap with more funds →

Side by side

LOCT Innovator Premium Income 15 Buffer ETF - October · Buffer with income on VOO, paying monthly XIMR FT Vest U.S. Equity Buffer & Premium Income ETF - March · Buffer with income on VOO, paying monthly

Issuer Innovator First Trust

Strategy buffer with income buffer with income

Benchmark Vanguard S&P 500 ETF (VOO) Vanguard S&P 500 ETF (VOO)

Pays monthly monthly

Payout rate, annualized 5.8% 7.4%

Expense ratio 0.79% 0.85%

Cash paid, 1 year 5.2% 7.0%

Price change, 1 year +0.4% +0.7%

Total return, 1 year +5.8% +7.9%

Benchmark return, 1 year +14.8% +14.8%

Ahead or behind −9.0 pts −6.9 pts

Return of capital, latest estimate 35% 60%

Age 3.1 years 2.6 years

Net assets, LOCT as of Nov 4, 2026 and XIMR as of Nov 3, 2026 $11m $26m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: LOCT vs XIMR: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	LOCT	XIMR	LOCT	XIMR	LOCT	XIMR
3 months	+1.2%	+1.3%	1.3%	1.8%	+1.3 pts	+1.4 pts
6 months	+2.4%	+2.8%	2.6%	3.7%	−2.6 pts	−2.2 pts
1 year	+5.8%	+7.9%	5.2%	7.0%	−9.0 pts	−6.9 pts
3 years	+17.9%	–	16.8%	–	−65.4 pts	–
Since launchNot the same days: LOCT Oct 2023 · XIMR Mar 2024	+19.3%	+20.0%	17.5%	17.4%	−67.1 pts	−33.3 pts

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Alert

About each fund

LOCT

Over the year to Nov 4, 2026, LOCT paid 5.2% of its starting value in cash distributions while its price rose 0.4%. With every distribution reinvested, the fund returned +5.8%. Vanguard S&P 500 ETF (VOO) returned +14.8% over the same days, so a holder was behind by 9.0 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 5.8%, paid monthly. Innovator estimates that 35% of the distribution paid Nov 2, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XIMR

Over the year to Nov 4, 2026, XIMR paid 7.0% of its starting value in cash distributions while its price rose 0.7%. With every distribution reinvested, the fund returned +7.9%. Vanguard S&P 500 ETF (VOO) returned +14.8% over the same days, so a holder was behind by 6.9 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 7.4%, paid monthly. First Trust estimates that 60% of the distribution paid Nov 3, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, LOCT or XIMR?: Over the year to Nov 4, 2026, LOCT paid 5.2% of its starting price in cash and XIMR paid 7.0%, so XIMR paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, LOCT or XIMR?: With every distribution reinvested, LOCT returned +5.8% and XIMR +7.9% over the year to Nov 4, 2026.
Which is cheaper, LOCT or XIMR?: LOCT charges 0.79% a year and XIMR charges 0.85%, so LOCT is cheaper. Fees come from each fund's prospectus.

Other comparisons

LOCT vs XIDE LOCT vs XISE LOCT vs XIJN LOCT vs LJAN XIMR vs XISE XIMR vs XPAY XIMR vs OVL XIMR vs SDTY

Where to next

Vanguard S&P 500 ETF (VOO) →LOCT on its own →XIMR on its own →LOCT dividend history →XIMR dividend history →XIMR holdings →Method →Standards and sources →

Sources and dates

LOCT filings on SEC EDGAR ↗

LOCT prospectus with the expense ratio (SEC) ↗

LOCT 19a-1 distribution notice ↗

Innovator page for LOCT ↗

XIMR filings on SEC EDGAR ↗

XIMR prospectus with the expense ratio (SEC) ↗

XIMR 19a-1 distribution notice ↗

First Trust page for XIMR ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

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ETFIQ, LOCT against XIMR, data as of Nov 4, 2026. https://etfiq.com/compare/income/loct-vs-ximr

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