Data as of Nov 4, 2026.
LOCT vs SPIN: Dividend Yield & Total Return
Over the year to Nov 4, 2026, LOCT paid 5.2% of its price in cash against SPIN’s 5.1%, though SPIN returned more with it reinvested.
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Net assets: $11m on Nov 4, 2026 for Innovator Premium Income 15 Buffer ETF - October, and $45m on Nov 3, 2026 for State Street US Equity Premium Income ETF.
9 pts behind VOO
LOCT over 1 year: paid 5.2%, price +0.4%, total +5.8%, VOO +14.8%, −9.0 pts. Data to Nov 4, 2026.
VOO
+14.8%
LOCT
+5.8%
5.2% of it arrived as cash
9 pts behind VOO
Total return, distributions reinvested
9 pts behind VOO
LOCT over 1 year: paid 5.2%, price +0.4%, total +5.8%, VOO +14.8%, −9.0 pts. Data to Nov 4, 2026.
VOO
+14.8%
LOCT
+5.8%
9 pts behind VOO
5.2% of it arrived as cash. Total return, distributions reinvested. LOCT over 1 year: paid 5.2%, price +0.4%, total +5.8%, VOO +14.8%, −9.0 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.5.5 pts behind SPY
SPIN over 1 year: paid 5.1%, price +3.9%, total +9.3%, SPY +14.8%, −5.5 pts. Data to Nov 4, 2026.
SPY
+14.8%
SPIN
+9.3%
5.1% of it arrived as cash
5.5 pts behind SPY
Total return, distributions reinvested
5.5 pts behind SPY
SPIN over 1 year: paid 5.1%, price +3.9%, total +9.3%, SPY +14.8%, −5.5 pts. Data to Nov 4, 2026.
SPY
+14.8%
SPIN
+9.3%
5.5 pts behind SPY
5.1% of it arrived as cash. Both charts share one scale, 0 to +14.8%. SPIN over 1 year: paid 5.1%, price +3.9%, total +9.3%, SPY +14.8%, −5.5 pts. Data to Nov 4, 2026.
Both charts share one scale, 0 to +14.8%. Data to Nov 4, 2026.Pair scorecard
SPIN costs 0.54 points a year less; their one-year returns differ by 3.5 points; SPIN is 4.1 times larger.
Points (pts) are percentage points.
| Measure | LOCT | SPIN |
|---|---|---|
| Paid and earned | ||
| Total return, 1 year | +5.8% | +9.3% |
| Price change, 1 year | rose 0.4% | rose 3.9% |
| Return of capital, issuer estimate | 35% of the Nov 2, 2026 payment | 97% of the Nov 5, 2026 payment |
| Against its benchmark | ||
| Benchmark | Vanguard S&P 500 ETF, measured through VOO | S&P 500, measured through SPY |
| Against its benchmark, same days | behind by 9.0 pts | behind by 5.5 pts |
| Cost and size | ||
| Expense ratio | 0.79% | 0.25% |
| Net assets, as of Nov 3, 2026 | $11m | $45m |
| Holdings | ||
| Holdings in common | 0% | |
How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed
One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →
What they share
By the books each fund has filed, LOCT and SPIN hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Nov 3, 2026.
half
0% in common
Only in one fund ↓
Side by side
As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.
Window by window
| Total return | Cash paid | Against the benchmark | ||||
|---|---|---|---|---|---|---|
| Window | LOCT | SPIN | LOCT | SPIN | LOCT | SPIN |
| 3 months | +1.2% | +0.8% | 1.3% | 0.9% | +1.3 pts | +0.9 pts |
| 6 months | +2.4% | +6.0% | 2.6% | 1.9% | −2.6 pts | +1.0 pts |
| 1 year | +5.8% | +9.3% | 5.2% | 5.1% | −9.0 pts | −5.5 pts |
| 3 years | +17.9% | – | 16.8% | – | −65.4 pts | – |
| Since launchNot the same days: LOCT Oct 2023 · SPIN Sep 2024 | +19.3% | +30.3% | 17.5% | 16.0% | −67.1 pts | −12.9 pts |
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LOCT
Over the year to Nov 4, 2026, LOCT paid 5.2% of its starting value in cash distributions while its price rose 0.4%. With every distribution reinvested, the fund returned +5.8%. Vanguard S&P 500 ETF (VOO) returned +14.8% over the same days, so a holder was behind by 9.0 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 5.8%, paid monthly. Innovator estimates that 35% of the distribution paid Nov 2, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
SPIN
Over the year to Nov 4, 2026, SPIN paid 5.1% of its starting value in cash distributions while its price rose 3.9%. With every distribution reinvested, the fund returned +9.3%. S&P 500 (SPY) returned +14.8% over the same days, so a holder was behind by 5.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 5.5%, paid monthly. State Street estimates that 97% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
It is a place in a set, not a rating or a recommendation.
Overlap adds up the smaller of the two weights for each security both funds hold.
Every number is an ETFIQ calculation with distributions reinvested.
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ETFIQ, LOCT against SPIN, data as of Nov 4, 2026. https://etfiq.com/compare/income/loct-vs-spin
ETFIQ. (Nov 4, 2026). LOCT against SPIN. Retrieved from https://etfiq.com/compare/income/loct-vs-spin
[LOCT against SPIN (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/income/loct-vs-spin)
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