Which is cheaper, LJAN or RECI?

LJAN charges 0.79% a year and RECI charges 0.30%, so RECI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

LJAN vs RECI: Dividend Yield & Total Return

LJAN and RECI both write options for income.

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Net assets: $12m on Nov 4, 2026 for Innovator Premium Income 15 Buffer ETF - January, beside Columbia Research Enhanced Core Premium Income ETF.

LJAN on its own →RECI on its own →

At a glance

4.9%

LJAN cash paid, 1 year

1.5%

RECI cash paid, since launch, Jul 14, 2026

+5.1%

LJAN total return, 1 year

+3.7%

RECI total return, since launch, Jul 14, 2026

LJAN · 1 year to Nov 4, 2026 9.7 pts behind VOO

LJAN

+5.1%

VOO

+14.8%

9.7 pts behind VOO

LJAN over 1 year: paid 4.9%, price +0.1%, total +5.1%, VOO +14.8%, −9.7 pts. Data to Nov 4, 2026.

VOO

+14.8%

LJAN

+5.1%

4.9% of it arrived as cash

9.7 pts behind VOO

Total return, distributions reinvested

9.7 pts behind VOO

LJAN over 1 year: paid 4.9%, price +0.1%, total +5.1%, VOO +14.8%, −9.7 pts. Data to Nov 4, 2026.

VOO

+14.8%

LJAN

+5.1%

9.7 pts behind VOO

4.9% of it arrived as cash. Total return, distributions reinvested. LJAN over 1 year: paid 4.9%, price +0.1%, total +5.1%, VOO +14.8%, −9.7 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

RECI · since launch to Nov 4, 2026 Not measured

RECI

+3.7%

none

Not measured

RECI since launch: paid 1.5%, price +2.1%, total +3.7%, not measured against a benchmark. Data to Nov 4, 2026.

RECI

+3.7%

Total return, distributions reinvested

Not measured

RECI since launch: paid 1.5%, price +2.1%, total +3.7%, not measured against a benchmark. Data to Nov 4, 2026.

RECI

+3.7%

1.5% of it arrived as cash. Both charts share one scale, 0 to +14.8%. RECI since launch: paid 1.5%, price +2.1%, total +3.7%, not measured against a benchmark. Data to Nov 4, 2026.

Both charts share one scale, 0 to +14.8%. Data to Nov 4, 2026.

Pair scorecard

RECI costs 0.49 points a year less.

Points (pts) are percentage points.

LJAN vs RECI: Dividend Yield & Total Return
Measure	LJAN	RECI
Paid and earned
Measure	LJAN	RECI
Total return, 1 year	+5.1%	not published
Price change	rose 0.1% (1 year)	rose 2.1% (since Jul 14, 2026)
Return of capital, issuer estimate	47% of the Nov 2, 2026 payment	78% of the Oct 5, 2026 payment
Against its benchmark
Measure	LJAN	RECI
Benchmark	Vanguard S&P 500 ETF, measured through VOO	not published
Cost and size
Measure	LJAN	RECI
Expense ratio	0.79%	0.30%
Net assets	$12m	not read by ETFIQ
Holdings
Measure	LJAN	RECI
Holdings in common	not published

Method

Side by side

LJAN Innovator Premium Income 15 Buffer ETF - January · Buffer with income on VOO, paying monthly RECI Columbia Research Enhanced Core Premium Income ETF · Covered call, paying monthly

Issuer Innovator Columbia

Strategy buffer with income covered call

Benchmark Vanguard S&P 500 ETF (VOO) none

Pays monthly monthly

Payout rate, annualized 4.9% 8.0%

Expense ratio 0.79% 0.30%

Cash paid, 1 year 4.9% 1.5% (since launch, Jul 14, 2026)

Price change, 1 year +0.1% +2.1% (since launch, Jul 14, 2026)

Total return, 1 year +5.1% +3.7% (since launch, Jul 14, 2026)

Benchmark return, 1 year +14.8% not published

Ahead or behind −9.7 pts not available

Return of capital, latest estimate 47% 78%

Age 2.8 years 113 days

Net assets $12m not read by ETFIQ

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: LJAN vs RECI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	LJAN	RECI	LJAN	RECI	LJAN	RECI
3 months	+1.1%	+3.5%	1.2%	1.5%	+1.2 pts	not measured
6 months	+2.6%	–	2.4%	–	−2.4 pts	–
1 year	+5.1%	–	4.9%	–	−9.7 pts	–
Since launchNot the same days: LJAN Jan 2024 · RECI Jul 2026	+16.7%	+3.7%	14.8%	1.5%	−51.3 pts	not measured

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Alert

About each fund

LJAN

Over the year to Nov 4, 2026, LJAN paid 4.9% of its starting value in cash distributions while its price rose 0.1%. With every distribution reinvested, the fund returned +5.1%. Vanguard S&P 500 ETF (VOO) returned +14.8% over the same days, so a holder was behind by 9.7 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 4.9%, paid monthly. Innovator estimates that 47% of the distribution paid Nov 2, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

RECI

Over the period from its first trade on Jul 14, 2026 to Nov 4, 2026, RECI paid 1.5% of its starting value in cash distributions while its price rose 2.1%. With every distribution reinvested, the fund returned +3.7%. At its price on Nov 4, 2026 the latest distribution annualizes to 8.0%, paid monthly. Columbia estimates that 78% of the distribution paid Oct 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which is cheaper, LJAN or RECI?: LJAN charges 0.79% a year and RECI charges 0.30%, so RECI is cheaper. Fees come from each fund's prospectus.

Other comparisons

LJAN vs RDVI LJAN vs LJUL LJAN vs LOCT LJAN vs MAGY RECI vs TPAY RECI vs OVLH RECI vs XPAY RECI vs TSPY

Where to next

Vanguard S&P 500 ETF (VOO) →All income ETFs ranked by the Distribution Coverage Score →How the scores are computed →LJAN on its own →RECI on its own →LJAN dividend history →RECI dividend history →Method →Standards and sources →

Sources and dates

LJAN filings on SEC EDGAR ↗

LJAN prospectus with the expense ratio (SEC) ↗

LJAN 19a-1 distribution notice ↗

Innovator page for LJAN ↗

RECI filings on SEC EDGAR ↗

RECI prospectus with the expense ratio (SEC) ↗

RECI 19a-1 distribution notice ↗

Columbia website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, LJAN against RECI, data as of Nov 4, 2026. https://etfiq.com/compare/income/ljan-vs-reci

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.