Data as of .
JOYT vs XPAY: which paid, and which earned it?
Over the year XPAY paid 19.9% of its price in cash against JOYT’s 0.7% and the two finished level on total return.
ETFIQ Return Stability Score: JOYT scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, JOYT and XPAY hold 0% of their money in the same securities at the same weight.
| Only in JOYT | Only in XPAY |
|---|---|
| NVIDIA Corp. 8.64% | SPY 02/12/2027 33.47 C 13.75% |
| Apple, Inc. 6.51% | SPY 07/16/2027 36.7 C 11.79% |
| Alphabet, Inc. 5.94% | SPY 03/12/2027 33.67 C 11.51% |
| Microsoft Corp. 5.68% | SPY 04/16/2027 33.87 C 11.49% |
| Amazon.com, Inc. 4.78% | SPY 06/11/2027 37.11 C 10.07% |
| Broadcom, Inc. 2.98% | SPY 01/15/2027 33.21 C 6.96% |
| Meta Platforms, Inc. 2.73% | SPY 12/11/2026 33.1 C 6.40% |
| Wells Fargo & Co. 2.22% | SPY 09/10/2027 37.99 C 5.57% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 18, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| JOYT | XPAY | JOYT | XPAY | JOYT | XPAY | |
| 3 months | +3.8% | +2.0% | 0.2% | 5.0% | +1.5 pts | −0.3 pts |
| 6 months | +11.9% | +17.8% | 0.4% | 11.1% | −6.1 pts | −0.2 pts |
| 1 year | +15.9% | +15.7% | 0.7% | 19.9% | −0.7 pts | −0.9 pts |
| Since launch | +19.6% | +34.7% | 0.7% | 37.5% | −1.1 pts | −2.3 pts |
| JOYT JPMorgan Equity and Options Total Return ETF Option income on SPY, paying quarterly | XPAY Roundhill S&P 500 Target 20 Managed Distribution ETF Option income on SPY, paying monthly | |
|---|---|---|
| Issuer | JPMorgan | Roundhill |
| Strategy | option income | option income |
| Benchmark | S&P 500 (SPY), used as a default proxy | S&P 500 (SPY) |
| Pays | quarterly | monthly |
| Payout rate, annualized | 0.7% | 20.8% |
| Expense ratio | 0.35% | 0.49% |
| Cash paid, 1 year | 0.7% | 19.9% |
| Price change, 1 year | +15.2% | −5.8% |
| Total return, 1 year | +15.9% | +15.7% |
| Benchmark return, 1 year | +16.6% | +16.6% |
| Ahead or behind | −0.7 pts | −0.9 pts |
| Return of capital, latest estimate | not published | not published |
| Age | 395 days | 687 days |
| Net assets | $108m | $179m |
JOYT in plain words
Over the year to Sep 18, 2026, JOYT paid 0.7% of its starting value in cash distributions while its price rose 15.2%. With every distribution reinvested, the fund returned +15.9%. S&P 500 (SPY), used as a default proxy returned +16.6% over the same days, so a holder was behind by 0.7 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 0.7%, paid quarterly.
XPAY in plain words
Over the year to Sep 18, 2026, XPAY paid 19.9% of its starting value in cash distributions while its price fell 5.8%. With every distribution reinvested, the fund returned +15.7%. S&P 500 (SPY) returned +16.6% over the same days, so a holder was behind by 0.9 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 20.8%, paid monthly.
Questions people ask
- Which paid more, JOYT or XPAY?
- Over the year to Sep 18, 2026, JOYT paid 0.7% of its starting price in cash and XPAY paid 19.9%, so XPAY paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, JOYT or XPAY?
- With every distribution reinvested, JOYT returned +15.9% and XPAY returned +15.7% over the year to Sep 18, 2026, so JOYT returned more.
- Which is cheaper, JOYT or XPAY?
- JOYT charges 0.35% a year and XPAY charges 0.49%, so JOYT is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, JOYT against XPAY, data as of Sep 18, 2026. https://etfiq.com/compare/income/joyt-vs-xpay Free to use with attribution; the underlying files are at Open data.