Data as of .
ISPY vs LOCT: which paid, and which earned it?
Over the year ISPY paid 5.6% of its price in cash against LOCT’s 5.2%, and returned more with it reinvested.
ETFIQ Return Stability Score: ISPY scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, ISPY and LOCT hold 0% of their money in the same securities at the same weight.
| Only in ISPY | Only in LOCT |
|---|---|
| ProShares GENIUS Money Market ETF 10.56% | TREASURY BILL 98.30% |
| NVIDIA Corp. 7.07% | TREASURY BILL 0.43% |
| Apple, Inc. 6.31% | TREASURY BILL 0.43% |
| Microsoft Corp. 4.60% | TREASURY BILL 0.42% |
| Amazon.com, Inc. 3.64% | TREASURY BILL 0.42% |
| Alphabet, Inc. 3.05% | |
| Broadcom, Inc. 2.92% | |
| Alphabet, Inc. 2.42% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| ISPY | LOCT | ISPY | LOCT | ISPY | LOCT | |
| 3 months | +1.4% | +1.0% | 1.5% | 1.3% | −0.8 pts | −1.2 pts |
| 6 months | +14.7% | +3.9% | 3.6% | 2.6% | −3.3 pts | −14.1 pts |
| 1 year | +13.5% | +5.4% | 5.6% | 5.2% | −3.1 pts | −11.2 pts |
| Since launch | +53.4% | +18.5% | 25.8% | 16.5% | −14.5 pts | −66.4 pts |
| ISPY ProShares S&P 500 High Income ETF Option income on SPY, paying monthly | LOCT Innovator Premium Income 15 Buffer ETF - October Buffer with income on SPY, paying monthly | |
|---|---|---|
| Issuer | ProShares | Innovator |
| Strategy | option income | buffer with income |
| Benchmark | S&P 500 (SPY) | S&P 500 (SPY) |
| Pays | monthly | monthly |
| Payout rate, annualized | 5.8% | 5.2% |
| Expense ratio | 0.56% | 0.79% |
| Cash paid, 1 year | 5.6% | 5.2% |
| Price change, 1 year | +7.6% | +0.1% |
| Total return, 1 year | +13.5% | +5.4% |
| Benchmark return, 1 year | +16.6% | +16.6% |
| Ahead or behind | −3.1 pts | −11.2 pts |
| Return of capital, latest estimate | not published | not published |
| Age | 1003 days | 1082 days |
| Net assets | $1.2bn | $11m |
ISPY in plain words
Over the year to Sep 18, 2026, ISPY paid 5.6% of its starting value in cash distributions while its price rose 7.6%. With every distribution reinvested, the fund returned +13.5%. S&P 500 (SPY) returned +16.6% over the same days, so a holder was behind by 3.1 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 5.8%, paid monthly.
LOCT in plain words
Over the year to Sep 18, 2026, LOCT paid 5.2% of its starting value in cash distributions while its price rose 0.1%. With every distribution reinvested, the fund returned +5.4%. S&P 500 (SPY) returned +16.6% over the same days, so a holder was behind by 11.2 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 5.2%, paid monthly.
Questions people ask
- Which paid more, ISPY or LOCT?
- Over the year to Sep 18, 2026, ISPY paid 5.6% of its starting price in cash and LOCT paid 5.2%, so ISPY paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, ISPY or LOCT?
- With every distribution reinvested, ISPY returned +13.5% and LOCT returned +5.4% over the year to Sep 18, 2026, so ISPY returned more.
- Which is cheaper, ISPY or LOCT?
- ISPY charges 0.56% a year and LOCT charges 0.79%, so ISPY is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, ISPY against LOCT, data as of Sep 18, 2026. https://etfiq.com/compare/income/ispy-vs-loct Free to use with attribution; the underlying files are at Open data.