Which is cheaper, DDDD or XYLD?

DDDD charges 1.01% a year and XYLD charges 0.60%, so XYLD is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

DDDD vs XYLD: Dividend Yield & Total Return

DDDD and XYLD both write options for income.

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Net assets: $7.8m on Nov 3, 2026 for YieldMax U.S. Stocks Target Double Distribution ETF, and $3.4bn on Oct 12, 2026 for Global X S&P 500 Covered Call ETF.

DDDD on its own →XYLD on its own →

At a glance

3.4%

DDDD cash paid, since launch, Mar 12, 2026

10.7%

XYLD cash paid, 1 year

+17.1%

DDDD total return, since launch, Mar 12, 2026

+15.9%

XYLD total return, 1 year

DDDD · since launch to Nov 4, 2026 3.3 pts behind SCHD

DDDD

+17.1%

SCHD

+20.4%

3.3 pts behind SCHD

DDDD since launch: paid 3.4%, price +13.4%, total +17.1%, SCHD +20.4%, −3.3 pts. Data to Nov 4, 2026.

SCHD

+20.4%

DDDD

+17.1%

3.4% as cash

3.3 pts behind SCHD

Total return, distributions reinvested

3.3 pts behind SCHD

DDDD since launch: paid 3.4%, price +13.4%, total +17.1%, SCHD +20.4%, −3.3 pts. Data to Nov 4, 2026.

SCHD

+20.4%

DDDD

+17.1%

3.3 pts behind SCHD

3.4% of it arrived as cash. Total return, distributions reinvested. DDDD since launch: paid 3.4%, price +13.4%, total +17.1%, SCHD +20.4%, −3.3 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XYLD · 1 year to Nov 4, 2026 1.1 pts ahead of SPY

XYLD

+15.9%

SPY

+14.8%

1.1 pts ahead of SPY

XYLD over 1 year: paid 10.7%, price +4.4%, total +15.9%, SPY +14.8%, +1.1 pts. Data to Nov 4, 2026.

SPY

+14.8%

XYLD

+15.9%

10.7% of it arrived as cash

1.1 pts ahead of SPY

Total return, distributions reinvested

1.1 pts ahead of SPY

XYLD over 1 year: paid 10.7%, price +4.4%, total +15.9%, SPY +14.8%, +1.1 pts. Data to Nov 4, 2026.

SPY

+14.8%

XYLD

+15.9%

1.1 pts ahead of SPY

10.7% of it arrived as cash. Both charts share one scale, 0 to +20.4%. XYLD over 1 year: paid 10.7%, price +4.4%, total +15.9%, SPY +14.8%, +1.1 pts. Data to Nov 4, 2026.

Both charts share one scale, 0 to +20.4%. Data to Nov 4, 2026.

Pair scorecard

XYLD costs 0.41 points a year less; XYLD is far larger, $3.4bn against $7.3m.

Points (pts) are percentage points.

DDDD vs XYLD: Dividend Yield & Total Return
Measure	DDDD	XYLD
Paid and earned
Measure	DDDD	XYLD
Total return, 1 year	not published	+15.9%
Price change	rose 13.4% (since Mar 12, 2026)	rose 4.4% (1 year)
Return of capital, issuer estimate	76% of the Oct 2, 2026 payment	93% of the Sep 24, 2026 payment
Against its benchmark
Measure	DDDD	XYLD
Benchmark	US dividend stocks, measured through SCHD	S&P 500, measured through SPY
Cost and size
Measure	DDDD	XYLD
Expense ratio	1.01%	0.60%
Net assets, as of Oct 12, 2026	$7.3m	$3.4bn
Holdings
Measure	DDDD	XYLD
Holdings in common	8%

Method

What they share

By the books each fund has filed, DDDD and XYLD hold 8% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Nov 4, 2026.

50%

0 half 100%

half

8% in common

Positions both hold · largest shared weight first DDDD XYLD

UnitedHealth Group Inc 3.91% 0.59%

Chevron Corp 3.94% 0.58%

Coca-Cola Co 4.18% 0.53%

Procter & Gamble Co 4.37% 0.53%

Home Depot Inc 4.29% 0.52%

Merck & Co Inc 3.82% 0.51%

Texas Instruments Inc 4.70% 0.39%

Amgen Inc 4.16% 0.33%

Verizon Communications Inc 3.57% 0.30%

PepsiCo Inc 3.90% 0.30%

Abbott Laboratories 4.02% 0.29%

QUALCOMM Inc 3.92% 0.24%

Only in one fund ↓

Only in DDDD

ONEOK Inc 1.32%

HD US 11/20/26 C315 0.48%

ACN US 11/20/26 C235 0.43%

East West Bancorp Inc 0.43%

HF Sinclair Corp 0.38%

Fidelity National Financial Inc 0.26%

LMT US 11/20/26 C530 0.26%

Watsco Inc 0.26%

Only in XYLD

NVIDIA CORPORATION 7.64%

APPLE INC. 7.13%

MICROSOFT CORPORATION 5.42%

AMAZON.COM, INC. 4.18%

ALPHABET INC. 3.28%

BROADCOM INC. 2.90%

ALPHABET INC. 2.65%

META PLATFORMS, INC. 1.92%

Check overlap with more funds →

Side by side

DDDD YieldMax U.S. Stocks Target Double Distribution ETF · Synthetic covered call on SCHD XYLD Global X S&P 500 Covered Call ETF · Covered call on SPY, paying monthly

Issuer YieldMax Global X

Strategy synthetic covered call covered call

Benchmark US dividend stocks (SCHD) S&P 500 (SPY)

Pays not established monthly

Payout rate, annualized 18.3% 9.1%

Expense ratio 1.01% 0.60%

Cash paid, 1 year 3.4% (since launch, Mar 12, 2026) 10.7%

Price change, 1 year +13.4% (since launch, Mar 12, 2026) +4.4%

Total return, 1 year +17.1% (since launch, Mar 12, 2026) +15.9%

Benchmark return, 1 year +20.4% (since launch, Mar 12, 2026) +14.8%

Ahead or behind −3.3 pts (since launch, Mar 12, 2026) +1.1 pts

Return of capital, latest estimate 76% 93%

Age 237 days 13.4 years

Net assets, DDDD as of Nov 3, 2026 and XYLD as of Oct 12, 2026 $7.8m $3.4bn

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: DDDD vs XYLD: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	DDDD	XYLD	DDDD	XYLD	DDDD	XYLD
3 months	+7.5%	+2.4%	1.6%	2.2%	−1.0 pts	+2.6 pts
6 months	+13.6%	+7.9%	3.3%	5.1%	−2.6 pts	+2.9 pts
1 year	–	+15.9%	–	10.7%	–	+1.1 pts
3 years	–	+48.4%	–	34.0%	–	−34.5 pts
Since launchNot the same days: DDDD Mar 2026 · XYLD Jun 2013	+17.1%	+194.8%	3.4%	114.5%	−3.3 pts	−316.0 pts

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Alert

About each fund

DDDD

Over the period from its first trade on Mar 12, 2026 to Nov 4, 2026, DDDD paid 3.4% of its starting value in cash distributions while its price rose 13.4%. With every distribution reinvested, the fund returned +17.1%. US dividend stocks (SCHD) returned +20.4% over the same days, so a holder was behind by 3.3 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 18.3%, paid periodically. YieldMax estimates that 76% of the distribution paid Oct 2, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XYLD

Over the year to Nov 4, 2026, XYLD paid 10.7% of its starting value in cash distributions while its price rose 4.4%. With every distribution reinvested, the fund returned +15.9%. S&P 500 (SPY) returned +14.8% over the same days, so a holder was ahead by 1.1 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 9.1%, paid monthly. Global X estimates that 93% of the distribution paid Sep 24, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which is cheaper, DDDD or XYLD?: DDDD charges 1.01% a year and XYLD charges 0.60%, so XYLD is cheaper. Fees come from each fund's prospectus.

Other comparisons

DDDD vs FTHI DDDD vs GPIX DDDD vs BALI DDDD vs DIVO XYLD vs LJUL XYLD vs FDND XYLD vs PCOV XYLD vs LAPR

Where to next

US dividend stocks (SCHD) →S&P 500 (SPY) →All income ETFs ranked by the Distribution Coverage Score →How the scores are computed →DDDD on its own →XYLD on its own →DDDD dividend history →DDDD holdings →XYLD dividend history →XYLD holdings →Method →Standards and sources →

Sources and dates

DDDD filings on SEC EDGAR ↗

DDDD prospectus with the expense ratio (SEC) ↗

DDDD 19a-1 distribution notice ↗

YieldMax page for DDDD ↗

XYLD filings on SEC EDGAR ↗

XYLD prospectus with the expense ratio (SEC) ↗

XYLD 19a-1 distribution notice ↗

Global X page for XYLD ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, DDDD against XYLD, data as of Nov 4, 2026. https://etfiq.com/compare/income/dddd-vs-xyld

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.