Which is cheaper, CDPI or LJUL?

CDPI charges 0.45% a year and LJUL charges 0.79%, so CDPI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

CDPI vs LJUL: Dividend Yield & Total Return

CDPI and LJUL both write options for income.

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Net assets: $9.0m on Nov 4, 2026 for Innovator Premium Income 15 Buffer ETF - July, beside Columbia High Dividend Premium Income ETF.

CDPI on its own →LJUL on its own →

At a glance

1.5%

CDPI cash paid, since launch, Jul 14, 2026

5.2%

LJUL cash paid, 1 year

+1.6%

CDPI total return, since launch, Jul 14, 2026

+5.3%

LJUL total return, 1 year

CDPI · since launch to Nov 4, 2026 Not measured

CDPI

+1.6%

none

Not measured

CDPI since launch: paid 1.5%, price +0.1%, total +1.6%, not measured against a benchmark. Data to Nov 4, 2026.

CDPI

+1.6%

Total return, distributions reinvested

Not measured

CDPI since launch: paid 1.5%, price +0.1%, total +1.6%, not measured against a benchmark. Data to Nov 4, 2026.

CDPI

+1.6%

1.5% of it arrived as cash. Total return, distributions reinvested. CDPI since launch: paid 1.5%, price +0.1%, total +1.6%, not measured against a benchmark. Data to Nov 4, 2026.

Data to Nov 4, 2026.

LJUL · 1 year to Nov 4, 2026 9.5 pts behind VOO

LJUL

+5.3%

VOO

+14.8%

9.5 pts behind VOO

LJUL over 1 year: paid 5.2%, price 0.0%, total +5.3%, VOO +14.8%, −9.5 pts. Data to Nov 4, 2026.

VOO

+14.8%

LJUL

+5.3%

5.2% of it arrived as cash

9.5 pts behind VOO

Total return, distributions reinvested

9.5 pts behind VOO

LJUL over 1 year: paid 5.2%, price 0.0%, total +5.3%, VOO +14.8%, −9.5 pts. Data to Nov 4, 2026.

VOO

+14.8%

LJUL

+5.3%

9.5 pts behind VOO

5.2% of it arrived as cash. Both charts share one scale, 0 to +14.8%. LJUL over 1 year: paid 5.2%, price 0.0%, total +5.3%, VOO +14.8%, −9.5 pts. Data to Nov 4, 2026.

Both charts share one scale, 0 to +14.8%. Data to Nov 4, 2026.

Pair scorecard

CDPI costs 0.34 points a year less.

Points (pts) are percentage points.

CDPI vs LJUL: Dividend Yield & Total Return
Measure	CDPI	LJUL
Paid and earned
Measure	CDPI	LJUL
Total return, 1 year	not published	+5.3%
Price change	rose 0.1% (since Jul 14, 2026)	fell 0.0% (1 year)
Return of capital, issuer estimate	76% of the Oct 5, 2026 payment	40% of the Nov 2, 2026 payment
Against its benchmark
Measure	CDPI	LJUL
Benchmark	not published	Vanguard S&P 500 ETF, measured through VOO
Cost and size
Measure	CDPI	LJUL
Expense ratio	0.45%	0.79%
Net assets	not read by ETFIQ	$9.0m
Holdings
Measure	CDPI	LJUL
Holdings in common	not published

Method

Side by side

CDPI Columbia High Dividend Premium Income ETF · Covered call, paying monthly LJUL Innovator Premium Income 15 Buffer ETF - July · Buffer with income on VOO, paying monthly

Issuer Columbia Innovator

Strategy covered call buffer with income

Benchmark none Vanguard S&P 500 ETF (VOO)

Pays monthly monthly

Payout rate, annualized 8.0% 5.3%

Expense ratio 0.45% 0.79%

Cash paid, 1 year 1.5% (since launch, Jul 14, 2026) 5.2%

Price change, 1 year +0.1% (since launch, Jul 14, 2026) 0.0%

Total return, 1 year +1.6% (since launch, Jul 14, 2026) +5.3%

Benchmark return, 1 year not published +14.8%

Ahead or behind not available −9.5 pts

Return of capital, latest estimate 76% 40%

Age 113 days 2.3 years

Net assets not read by ETFIQ $9.0m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: CDPI vs LJUL: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	CDPI	LJUL	CDPI	LJUL	CDPI	LJUL
3 months	+0.4%	+1.1%	1.5%	1.3%	not measured	+1.3 pts
6 months	–	+2.8%	–	2.6%	–	−2.3 pts
1 year	–	+5.3%	–	5.2%	–	−9.5 pts
Since launchNot the same days: CDPI Jul 2026 · LJUL Jul 2024	+1.6%	+14.0%	1.5%	12.6%	not measured	−30.5 pts

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Alert

About each fund

CDPI

Over the period from its first trade on Jul 14, 2026 to Nov 4, 2026, CDPI paid 1.5% of its starting value in cash distributions while its price rose 0.1%. With every distribution reinvested, the fund returned +1.6%. At its price on Nov 4, 2026 the latest distribution annualizes to 8.0%, paid monthly. Columbia estimates that 76% of the distribution paid Oct 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

LJUL

Over the year to Nov 4, 2026, LJUL paid 5.2% of its starting value in cash distributions while its price fell 0.0%. With every distribution reinvested, the fund returned +5.3%. Vanguard S&P 500 ETF (VOO) returned +14.8% over the same days, so a holder was behind by 9.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 5.3%, paid monthly. Innovator estimates that 40% of the distribution paid Nov 2, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which is cheaper, CDPI or LJUL?: CDPI charges 0.45% a year and LJUL charges 0.79%, so CDPI is cheaper. Fees come from each fund's prospectus.

Other comparisons

CDPI vs LJAN CDPI vs XISE CDPI vs TPAY CDPI vs SDTY LJUL vs CVRD LJUL vs DDDD LJUL vs DJIA LJUL vs DOGG

Where to next

Vanguard S&P 500 ETF (VOO) →All income ETFs ranked by the Distribution Coverage Score →How the scores are computed →CDPI on its own →LJUL on its own →CDPI dividend history →LJUL dividend history →Method →Standards and sources →

Sources and dates

CDPI filings on SEC EDGAR ↗

CDPI prospectus with the expense ratio (SEC) ↗

CDPI 19a-1 distribution notice ↗

Columbia website ↗

LJUL filings on SEC EDGAR ↗

LJUL prospectus with the expense ratio (SEC) ↗

LJUL 19a-1 distribution notice ↗

Innovator page for LJUL ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, CDPI against LJUL, data as of Nov 4, 2026. https://etfiq.com/compare/income/cdpi-vs-ljul

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.