Data as of Nov 4, 2026.
FDEC vs FLJJ: Cap, Buffer & Days Left
As of Nov 4, 2026 FDEC can fall 10.4% before its buffer engages and FLJJ 7.4%, and FDEC resets 13 days sooner.
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Net assets on Nov 3, 2026: $1.3bn for FT Vest U.S. Equity Buffer ETF - December and $8.5m for AllianzIM U.S. Equity 6 Month Floor5 Jan/Jul ETF - Jan.
FDEC: reference +12.7% since period start, fund +10.6%; buffer 0 to −10; cap +14.8%; Between buffer and cap. Data to Nov 4, 2026.
FDEC: reference +12.7% since period start, fund +10.6%; buffer 0 to −10; cap +14.8%; Between buffer and cap. Data to Nov 4, 2026.FLJJ: reference +2.7% since period start, fund +2.1%; buffer −5 to floor; cap +7.0%; Full floor. Data to Nov 4, 2026.
FLJJ: reference +2.7% since period start, fund +2.1%; buffer −5 to floor; cap +7.0%; Full floor. Data to Nov 4, 2026.Pair scorecard
FLJJ costs 0.11 points a year less; their one-year returns differ by 3.6 points; FDEC is far larger, $1.3bn against $8.5m.
Points (pts) are percentage points.
| Measure | FDEC | FLJJ |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.5% | +9.9% |
| Drawdown | ||
| Index fall to the buffer | 11.2% | 7.5% |
| Benchmark | ||
| What it tracks | SPY | SPY |
| Cost and size | ||
| Expense ratio | 0.85% | 0.74% |
| Net assets, as of Nov 3, 2026 | $1.3bn | $8.5m |
| Holdings | ||
| Holdings in common | not published | |
Window by window
| Total return | Gap to the reference's price return | |||
|---|---|---|---|---|
| Window | FDEC | FLJJ | FDEC | FLJJ |
| 3 months | +1.5% | +0.5% | +1.9 pts | +0.9 pts |
| 6 months | +5.1% | +4.0% | +0.6 pts | −0.5 pts |
| 1 year | +13.5% | +9.9% | −0.1 pts | −3.6 pts |
| 3 years | +58.0% | – | −18.4 pts | – |
| Since launchNot the same days: FDEC Dec 2020 · FLJJ Feb 2024 | +86.5% | +37.2% | −21.9 pts | −19.6 pts |
Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →
Side by side
As of Nov 4, 2026. Source: ETFIQ.
These are two different products. FLJJ is a floor fund, which caps how far a holder can fall. FDEC is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.
Where each one stands today
FDEC resets first, on Dec 18, 2026, 44 days from now; FLJJ runs to Dec 31, 2026, 57 days. FDEC can still gain 3.0% before its cap, FLJJ 4.4%. A fall from here reaches FDEC’s buffer after 10.4% and FLJJ’s after 7.4%. Both track SPY, so what separates them is where each is in its own period.
FDEC
From its price on Nov 4, 2026, the fund can gain about 3.0% more before it reaches its cap. The fund's price can fall 10.4% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 11.2% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level. 44 days remained on Nov 4, 2026. On Dec 18, 2026 the period ends and a new cap is set.
FLJJ
From its price on Nov 4, 2026, the fund can gain about 4.4% more before it reaches its cap. The fund's price can fall 7.4% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 7.5% from today's level to the point where the buffer begins. Protection left, in index points: 95.0% of the 95.0% buffer still sits below today's SPY level. 57 days remained on Nov 4, 2026. On Dec 31, 2026 the period ends and a new cap is set.
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How this is computed
ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.
Every number is an ETFIQ calculation with distributions reinvested.
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ETFIQ, FDEC against FLJJ, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/fdec-vs-fljj
ETFIQ. (Nov 4, 2026). FDEC against FLJJ. Retrieved from https://etfiq.com/compare/buffer/fdec-vs-fljj
[FDEC against FLJJ (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/buffer/fdec-vs-fljj)
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