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Data as of Nov 4, 2026.

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Buffer ETFs

DECP vs DECT: Cap, Buffer & Days Left

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As of Nov 4, 2026 DECT can fall 11.0% before its buffer engages and DECP 10.6%.

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Net assets: $39m on Nov 4, 2026 for PGIM S&P 500 Buffer 12 ETF - December, and $37m on Nov 3, 2026 for AllianzIM U.S. Equity Buffer10 ETF - Dec.

DECP on its own →DECT on its own →
At a glance
10.6%
DECP can fall this far before its buffer
11.0%
DECT can fall this far before its buffer
2.8%
DECP can still gain
4.0%
DECT can still gain
DECP Between buffer and cap
Between buffer and capDECP: reference +12.2% since period start, fund +11.3%; buffer 0 to −12; cap +14.8%; Between buffer and cap. Data to Nov 4, 2026.12 pts of buffer+12.2% gain captured−12.0% floor0% period start+14.8% cap+2.6% more to the capTODAY · SPY +12.2%Between buffer and capDECP: reference +12.2% since period start, fund +11.3%; buffer 0 to −12; cap +14.8%; Between buffer and cap. Data to Nov 4, 2026.12 pts+12.2%−12.0% floor0% start+14.8% cap+2.6% more to the capTODAY · SPY +12.2%

DECP: reference +12.2% since period start, fund +11.3%; buffer 0 to −12; cap +14.8%; Between buffer and cap. Data to Nov 4, 2026.

DECP: reference +12.2% since period start, fund +11.3%; buffer 0 to −12; cap +14.8%; Between buffer and cap. Data to Nov 4, 2026.
DECT Between buffer and cap
Between buffer and capDECT: reference +12.2% since period start, fund +11.4%; buffer 0 to −10; cap +16.6%; Between buffer and cap. Data to Nov 4, 2026.10 pts of buffer+12.2% gain captured−10.0% floor0% period start+16.6% cap+4.4% more to the capTODAY · SPY +12.2%Between buffer and capDECT: reference +12.2% since period start, fund +11.4%; buffer 0 to −10; cap +16.6%; Between buffer and cap. Data to Nov 4, 2026.10 pts+12.2%−10.0% floor0% start+16.6% cap+4.4% more to the capTODAY · SPY +12.2%

DECT: reference +12.2% since period start, fund +11.4%; buffer 0 to −10; cap +16.6%; Between buffer and cap. Data to Nov 4, 2026.

DECT: reference +12.2% since period start, fund +11.4%; buffer 0 to −10; cap +16.6%; Between buffer and cap. Data to Nov 4, 2026.

Pair scorecard

DECP costs 0.24 points a year less; their one-year returns differ by 0.3 points.

Points (pts) are percentage points.

DECP vs DECT: Cap, Buffer & Days Left
MeasureDECPDECT
Return
Total return, 1 year+13.5%+13.2%
Drawdown
Index fall to the buffer10.9%
Benchmark
What it tracksSPYSPY
Cost and size
Expense ratio0.50%0.74%
Net assets, as of Nov 3, 2026$38m$37m
Holdings
Holdings in commonnot published
ETFIQ Downside Cover Score · DECP scores higher If the market falls into a bear market from here, how much does the buffer absorb?
IQ Buffer Score23.8DECP22.4DECT

How much of a bear-market fall the buffer would absorb from today's level, ranked against 292 buffer ETFs on stocks with a live outcome period. 100 is best. How it is computed

0.3, the lowest in this set 99.7, the highest

Today's position against one 20% fall; it ignores smaller falls, and stock buffers are never ranked against bond or commodity ones. All buffer ETFs ranked by it →

Method

Window by window

Window by window: DECP vs DECT: Cap, Buffer & Days Left
Total returnGap to the reference's price return
WindowDECPDECTDECPDECT
3 months+1.7%+1.1%+2.0 pts+1.4 pts
6 months+5.3%+5.1%+0.8 pts+0.6 pts
1 year+13.5%+13.2%−0.1 pts−0.4 pts
3 years–+53.8%–−22.6 pts
Since launchNot the same days: DECP May 2024 · DECT Dec 2022+34.3%+62.7%−10.5 pts−25.6 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →

Side by side

DECP PGIM S&P 500 Buffer 12 ETF - December · Absorbs the first 12% of loss on SPY and caps the gain at 14.8%, over a period ending Nov 30, 2026 DECT AllianzIM U.S. Equity Buffer10 ETF - Dec · Absorbs the first 10% of loss on SPY and caps the gain at 16.6%, over a period ending Nov 30, 2026
Issuer PGIM AllianzIM
Reference index SPY SPY
Buffer 12% 10%
Outcome period Dec 1, 2025 to Nov 30, 2026 Dec 1, 2025 to Nov 30, 2026
Days left 26 26
Starting cap +14.8% +16.6%
Can still gain 2.8% 4.0%
Fall before buffer 10.6% 11.0%
Protection left, index points 12.0% of 12.0% 10.0% of 10.0%
Index return this period +12.2% +12.2%
Fund return this period +11.3% +11.4%
State today Open Open
Expense ratio 0.50% 0.74%
Net assets, DECP as of Nov 4, 2026 and DECT as of Nov 3, 2026 $39m $37m

As of Nov 4, 2026. Source: ETFIQ.

Where each one stands today

DECP resets first, on Nov 30, 2026, 26 days from now; DECT runs to Nov 30, 2026, 26 days. DECP can still gain 2.8% before its cap, DECT 4.0%. A fall from here reaches DECP’s buffer after 10.6% and DECT’s after 11.0%. Both track SPY, so what separates them is where each is in its own period.

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About each fund
DECP

From its price on Nov 4, 2026, the fund can gain about 2.8% more before it reaches its cap. The fund's price can fall 10.6% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 10.9% from today's level to the point where the buffer begins. Protection left, in index points: 12.0% of the 12.0% buffer still sits below today's SPY level. 26 days remained on Nov 4, 2026. On Nov 30, 2026 the period ends and a new cap is set.

DECT

From its price on Nov 4, 2026, the fund can gain about 4.0% more before it reaches its cap. The fund's price can fall 11.0% from here before the buffer starts absorbing losses, by the issuer's number. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level.

Questions people ask

Which has more room to gain, DECP or DECT?
From their prices on Nov 4, 2026, DECP can gain about 2.8% before its cap and DECT about 4.0%, so DECT has more room left this period.
Which resets first, DECP or DECT?
DECP ends its outcome period on Nov 30, 2026 and DECT on Nov 30, 2026. A new cap is set the day after each.
Which is cheaper, DECP or DECT?
DECP charges 0.50% a year and DECT charges 0.74%, so DECP is cheaper. Fees come from each fund's prospectus.
Other comparisons
DECP vs NOVMDECP vs DECUDECP vs DECWDECP vs GNOVDECT vs DECUDECT vs NOVMDECT vs DECWDECT vs GNOV
Where to next
SPDR S&P 500 ETF Trust →DECP on its own →DECT on its own →DECT dividend history →Method →Standards and sources →
Sources and dates
DECP filings on SEC EDGAR ↗
PGIM website ↗
DECT filings on SEC EDGAR ↗
AllianzIM page for DECT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, DECP against DECT, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/decp-vs-dect

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.