Which has more room to gain, DDTO or POCT?

From their prices on Nov 4, 2026, DDTO can gain about 14.1% before its cap and POCT about 14.7%, so POCT has more room left this period.

Which resets first, DDTO or POCT?

DDTO ends its outcome period on Sep 30, 2027 and POCT on Sep 30, 2027. A new cap is set the day after each.

Which is cheaper, DDTO or POCT?

DDTO and POCT both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Buffer ETFs

DDTO vs POCT: Cap, Buffer & Days Left

Share on X Download as PDF

As of Nov 4, 2026 POCT can fall 0.8% before its buffer engages and DDTO 0.7%.

askIQ about this page

askIQ about DDTO and POCT

Net assets on Nov 4, 2026: $38m for Innovator Equity Dual Directional 10 Buffer ETF - Oct and $1.1bn for Innovator U.S. Equity Power Buffer ETF - Oct.

DDTO on its own →POCT on its own →

At a glance

0.7%

DDTO can fall this far before its buffer

0.8%

POCT can fall this far before its buffer

14.1%

DDTO can still gain

14.7%

POCT can still gain

DDTO Between buffer and cap

DDTO: reference +0.5% since period start, fund +0.6%; buffer 0 to −10; cap +14.8%; Between buffer and cap. Data to Nov 4, 2026.

POCT Between buffer and cap

POCT: reference +0.5% since period start, fund +0.7%; buffer 0 to −15; cap +15.6%; Between buffer and cap. Data to Nov 4, 2026.

Pair scorecard

Both cost 0.79% a year; their one-year returns differ by 0.7 points; POCT is far larger, $1.1bn against $38m.

Points (pts) are percentage points.

DDTO vs POCT: Cap, Buffer & Days Left
Measure	DDTO	POCT
Return
Measure	DDTO	POCT
Total return, 1 year	+12.0%	+11.3%
Drawdown
Measure	DDTO	POCT
Index fall to the buffer	0.5%
Benchmark
Measure	DDTO	POCT
What it tracks	SPY	SPY
Cost and size
Measure	DDTO	POCT
Expense ratio	0.79%	0.79%
Net assets	$38m	$1.1bn
Holdings
Measure	DDTO	POCT
Holdings in common	not published

Method

Window by window

Window by window: DDTO vs POCT: Cap, Buffer & Days Left
	Total return		Gap to the reference's price return
Window	DDTO	POCT	DDTO	POCT
3 months	+2.0%	+2.2%	+2.4 pts	+2.6 pts
6 months	+5.3%	+5.3%	+0.8 pts	+0.8 pts
1 year	+12.0%	+11.3%	−1.6 pts	−2.3 pts
3 years	–	+40.0%	–	−36.4 pts
Since launchNot the same days: DDTO Oct 2025 · POCT Oct 2018	+12.0%	+100.3%	−2.7 pts	−62.5 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →

Side by side

DDTO Innovator Equity Dual Directional 10 Buffer ETF - Oct · Absorbs the first 10% of loss on SPY and caps the gain at 14.8%, over a period ending Sep 30, 2027 POCT Innovator U.S. Equity Power Buffer ETF - Oct · Absorbs the first 15% of loss on SPY and caps the gain at 15.6%, over a period ending Sep 30, 2027

Issuer Innovator Innovator

Reference index SPY SPY

Buffer 10% 15%

Outcome period Sep 30, 2026 to Sep 30, 2027 Sep 30, 2026 to Sep 30, 2027

Days left 330 330

Starting cap +14.8% +15.6%

Can still gain 14.1% 14.7%

Fall before buffer 0.7% 0.8%

Protection left, index points 10.0% of 10.0% 15.0% of 15.0%

Index return this period +0.5% +0.5%

Fund return this period +0.6% +0.7%

State today Open Open

Expense ratio 0.79% 0.79%

Net assets $38m $1.1bn

As of Nov 4, 2026. Source: ETFIQ.

These are two different products. POCT is a floor fund, which caps how far a holder can fall. DDTO is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.

Both are Innovator funds, so the difference between them is the terms rather than the house.

Where each one stands today

DDTO resets first, on Sep 30, 2027, 330 days from now; POCT runs to Sep 30, 2027, 330 days. DDTO can still gain 14.1% before its cap, POCT 14.7%. A fall from here reaches DDTO’s buffer after 0.7% and POCT’s after 0.8%. Both track SPY, so what separates them is where each is in its own period.

Alert

About each fund

DDTO

From its price on Nov 4, 2026, the fund can gain about 14.1% more before it reaches its cap. The fund's price can fall 0.7% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 0.5% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level. 330 days remained on Nov 4, 2026. On Sep 30, 2027 the period ends and a new cap is set.

POCT

From its price on Nov 4, 2026, the fund can gain about 14.7% more before it reaches its cap. The fund's price can fall 0.8% from here before the buffer starts absorbing losses, by the issuer's number. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level.

Questions people ask

Which has more room to gain, DDTO or POCT?: From their prices on Nov 4, 2026, DDTO can gain about 14.1% before its cap and POCT about 14.7%, so POCT has more room left this period.
Which resets first, DDTO or POCT?: DDTO ends its outcome period on Sep 30, 2027 and POCT on Sep 30, 2027. A new cap is set the day after each.
Which is cheaper, DDTO or POCT?: DDTO and POCT both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

DDTO vs FSEP DDTO vs ZALT DDTO vs OCTW DDTO vs BALT POCT vs SEPM POCT vs XBOC POCT vs TOCT POCT vs FLAO

Where to next

SPY →All buffer ETFs ranked by the Downside Cover Score →How the scores are computed →DDTO on its own →POCT on its own →Method →Standards and sources →

Sources and dates

DDTO and POCT filings on SEC EDGAR ↗

Innovator page for DDTO ↗

Innovator page for POCT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, DDTO against POCT, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/ddto-vs-poct

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.