Data as of .
DDTL vs JULU: which one stands where?
As of Sep 21, 2026 DDTL can fall 2.9% before its buffer engages and JULU 2.8%, and DDTL resets 1 days sooner.
These are two different products. JULU is a floor fund, which caps how far a holder can fall. DDTL is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.
Where each one stands today
DDTL resets first, on Jun 30, 2027, 282 days from now; JULU runs to Jun 30, 2027, 283 days. A fall from here reaches DDTL’s buffer after 2.9% and JULU’s after 2.8%. Both track SPY, so what separates them is where each is in its own period.
Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.
Performance, window by window
| Window | Total return | Gap to the reference | ||
|---|---|---|---|---|
| DDTL | JULU | DDTL | JULU | |
| 3 months | +2.2% | +0.9% | −0.1 pts | −1.4 pts |
| 6 months | +8.7% | +13.4% | −9.3 pts | −4.6 pts |
| 1 year | +9.5% | +11.7% | −7.1 pts | −4.9 pts |
| DDTL Innovator Equity Dual Directional 10 Buffer ETF - Jul Absorbs the first 10% of loss on SPY and caps the gain at 15.2%, over a period ending Jun 30, 2027 | JULU AllianzIM U.S. Equity Buffer15 Uncapped ETF - Jul Absorbs the first 15% of loss on SPY and does not cap the gain, over a period ending Jun 30, 2027 | |
|---|---|---|
| Issuer | Innovator | AllianzIM |
| Reference index | SPY | SPY |
| Buffer | 10% | 15% |
| Outcome period | Jun 30, 2026 to Jun 30, 2027 | Jul 1, 2026 to Jun 30, 2027 |
| Days left | 282 | 283 |
| Starting cap | +15.2% | uncapped |
| Can still gain | 11.9% | uncapped |
| Fall before buffer | 2.9% | 2.8% |
| Protection left, index points | 10.0% of 10.0% | 15.0% of 15.0% |
| Index return this period | +3.6% | +3.6% |
| Fund return this period | +2.8% | +2.1% |
| State today | Open | Uncapped |
| Expense ratio | 0.79% | 0.74% |
| Net assets | $88m | $80m |
DDTL in plain words
From its price on Sep 21, 2026, the fund can gain about 11.9% more before it reaches its cap. The fund's price can fall 2.9% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 3.5% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level. 282 days remained on Sep 21, 2026. On Jun 30, 2027 the period ends and a new cap is set.
JULU in plain words
This fund has no cap. It takes a share of any further rise in SPY. The fund's price can fall 2.8% from here before the buffer starts absorbing losses, by the issuer's figure. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 283 days remained on Sep 21, 2026.
Questions people ask
- Which resets first, DDTL or JULU?
- DDTL ends its outcome period on Jun 30, 2027 and JULU on Jun 30, 2027. A new cap is set the day after each.
- Which is cheaper, DDTL or JULU?
- DDTL charges 0.79% a year and JULU charges 0.74%, so JULU is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, DDTL against JULU, data as of Sep 21, 2026. https://etfiq.com/compare/buffer/ddtl-vs-julu Free to use with attribution; the underlying files are at Open data.