Which has more room to gain, DDFY or DDTY?

From their prices on Nov 4, 2026, DDFY can gain about 5.2% before its cap and DDTY about 7.8%, so DDTY has more room left this period.

Which resets first, DDFY or DDTY?

DDFY ends its outcome period on Apr 30, 2027 and DDTY on Apr 30, 2027. A new cap is set the day after each.

Which is cheaper, DDFY or DDTY?

DDFY and DDTY both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Buffer ETFs

DDFY vs DDTY: Cap, Buffer & Days Left

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As of Nov 4, 2026 DDTY can fall 6.0% before its buffer engages and DDFY 4.8%.

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Net assets on Nov 4, 2026: $77m for Innovator Equity Dual Directional 15 Buffer ETF - May and $31m for Innovator Equity Dual Directional 10 Buffer ETF - May.

DDFY on its own →DDTY on its own →

At a glance

4.8%

DDFY can fall this far before its buffer

6.0%

DDTY can fall this far before its buffer

5.2%

DDFY can still gain

7.8%

DDTY can still gain

DDFY Between buffer and cap

DDFY: reference +6.7% since period start, fund +4.7%; buffer 0 to −15; cap +10.5%; Between buffer and cap. Data to Nov 4, 2026.

DDTY Between buffer and cap

DDTY: reference +6.7% since period start, fund +5.9%; buffer 0 to −10; cap +14.6%; Between buffer and cap. Data to Nov 4, 2026.

Pair scorecard

Both cost 0.79% a year; DDFY is 2.5 times larger.

Points (pts) are percentage points.

DDFY vs DDTY: Cap, Buffer & Days Left
Measure	DDFY	DDTY
Drawdown
Measure	DDFY	DDTY
Index fall to the buffer	6.2%
Benchmark
Measure	DDFY	DDTY
What it tracks	SPY	SPY
Cost and size
Measure	DDFY	DDTY
Expense ratio	0.79%	0.79%
Net assets	$77m	$31m
Holdings
Measure	DDFY	DDTY
Holdings in common	not published

Method

Window by window

Window by window: DDFY vs DDTY: Cap, Buffer & Days Left
	Total return		Gap to the reference's price return
Window	DDFY	DDTY	DDFY	DDTY
3 months	+1.5%	+1.2%	+1.9 pts	+1.6 pts
6 months	+3.7%	+4.4%	−0.8 pts	−0.1 pts
Since launchDDFY May 2026 · DDTY May 2026	+4.2%	+5.4%	−2.2 pts	−1.0 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. Open this comparison in the app →

Side by side

DDFY Innovator Equity Dual Directional 15 Buffer ETF - May · Absorbs the first 15% of loss on SPY and caps the gain at 10.5%, over a period ending Apr 30, 2027 DDTY Innovator Equity Dual Directional 10 Buffer ETF - May · Absorbs the first 10% of loss on SPY and caps the gain at 14.6%, over a period ending Apr 30, 2027

Issuer Innovator Innovator

Reference index SPY SPY

Buffer 15% 10%

Outcome period Apr 30, 2026 to Apr 30, 2027 Apr 30, 2026 to Apr 30, 2027

Days left 177 177

Starting cap +10.5% +14.6%

Can still gain 5.2% 7.8%

Fall before buffer 4.8% 6.0%

Protection left, index points 15.0% of 15.0% 10.0% of 10.0%

Index return this period +6.7% +6.7%

Fund return this period +4.7% +5.9%

State today Open Open

Expense ratio 0.79% 0.79%

Net assets $77m $31m

As of Nov 4, 2026. Source: ETFIQ.

Both are Innovator funds, so the difference between them is the terms rather than the house.

Where each one stands today

DDFY resets first, on Apr 30, 2027, 177 days from now; DDTY runs to Apr 30, 2027, 177 days. DDFY can still gain 5.2% before its cap, DDTY 7.8%. A fall from here reaches DDFY’s buffer after 4.8% and DDTY’s after 6.0%. Both track SPY, so what separates them is where each is in its own period.

Alert

About each fund

DDFY

From its price on Nov 4, 2026, the fund can gain about 5.2% more before it reaches its cap. The fund's price can fall 4.8% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 6.2% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 177 days remained on Nov 4, 2026. On Apr 30, 2027 the period ends and a new cap is set.

DDTY

From its price on Nov 4, 2026, the fund can gain about 7.8% more before it reaches its cap. The fund's price can fall 6.0% from here before the buffer starts absorbing losses, by the issuer's number. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level.

Questions people ask

Which has more room to gain, DDFY or DDTY?: From their prices on Nov 4, 2026, DDFY can gain about 5.2% before its cap and DDTY about 7.8%, so DDTY has more room left this period.
Which resets first, DDFY or DDTY?: DDFY ends its outcome period on Apr 30, 2027 and DDTY on Apr 30, 2027. A new cap is set the day after each.
Which is cheaper, DDFY or DDTY?: DDFY and DDTY both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

DDFY vs MAYP DDFY vs PBMY DDFY vs MAYU DDFY vs XAPR DDTY vs SIXZ DDTY vs MAYP DDTY vs HMAY DDTY vs MAYC

Where to next

SPY →All buffer ETFs ranked by the Downside Cover Score →How the scores are computed →DDFY on its own →DDTY on its own →Method →Standards and sources →

Sources and dates

DDFY and DDTY filings on SEC EDGAR ↗

Innovator page for DDFY ↗

Innovator page for DDTY ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

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ETFIQ, DDFY against DDTY, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/ddfy-vs-ddty

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.