Data as of .
DDFL vs DDTL: which one stands where?
As of Sep 19, 2026 DDTL can fall 2.1% before its buffer engages and DDFL 1.9%.
Both are Innovator funds, so the difference between them is the terms rather than the house.
Where each one stands today
DDFL resets first, on Jun 30, 2027, 285 days from now; DDTL runs to Jun 30, 2027, 285 days. DDFL can still gain 8.9% before its cap, DDTL 12.8%. A fall from here reaches DDFL’s buffer after 1.9% and DDTL’s after 2.1%. Both track SPY, so what separates them is where each is in its own period.
Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.
Performance, window by window
| Window | Total return | Gap to the reference | ||
|---|---|---|---|---|
| DDFL | DDTL | DDFL | DDTL | |
| 3 months | +2.1% | +2.2% | −0.2 pts | −0.1 pts |
| 6 months | +5.5% | +8.7% | −12.6 pts | −9.3 pts |
| 1 year | +7.0% | +9.5% | −9.6 pts | −7.1 pts |
| DDFL Innovator Equity Dual Directional 15 Buffer ETF - Jul Absorbs the first 15% of loss on SPY and caps the gain at 10.9%, over a period ending Jun 30, 2027 | DDTL Innovator Equity Dual Directional 10 Buffer ETF - Jul Absorbs the first 10% of loss on SPY and caps the gain at 15.2%, over a period ending Jun 30, 2027 | |
|---|---|---|
| Issuer | Innovator | Innovator |
| Reference index | SPY | SPY |
| Buffer | 15% | 10% |
| Outcome period | Jun 30, 2026 to Jun 30, 2027 | Jun 30, 2026 to Jun 30, 2027 |
| Days left | 285 | 285 |
| Starting cap | +10.9% | +15.2% |
| Can still gain | 8.9% | 12.8% |
| Fall before buffer | 1.9% | 2.1% |
| Protection left, index points | 15.0% of 15.0% | 10.0% of 10.0% |
| Index return this period | +2.0% | +2.0% |
| Fund return this period | +1.7% | +2.0% |
| State today | Open | Open |
| Expense ratio | 0.79% | 0.79% |
| Net assets | $158m | $88m |
DDFL in plain words
From its price on Sep 19, 2026, the fund can gain about 8.9% more before it reaches its cap. The fund's price can fall 1.9% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 2.0% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 285 days remained on Sep 19, 2026. On Jun 30, 2027 the period ends and a new cap is set.
DDTL in plain words
From its price on Sep 19, 2026, the fund can gain about 12.8% more before it reaches its cap. The fund's price can fall 2.1% from here before the buffer starts absorbing losses, by the issuer's figure. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level.
Questions people ask
- Which has more room to gain, DDFL or DDTL?
- From their prices on Sep 19, 2026, DDFL can gain about 8.9% before its cap and DDTL about 12.8%, so DDTL has more room left this period.
- Which resets first, DDFL or DDTL?
- DDFL ends its outcome period on Jun 30, 2027 and DDTL on Jun 30, 2027. A new cap is set the day after each.
- Which is cheaper, DDFL or DDTL?
- DDFL charges 0.79% a year and DDTL charges 0.79%, so DDFL is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, DDFL against DDTL, data as of Sep 19, 2026. https://etfiq.com/compare/buffer/ddfl-vs-ddtl Free to use with attribution; the underlying files are at Open data.