Data as of Nov 4, 2026.

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Buffer ETFs

DDFJ vs DDTJ: Cap, Buffer & Days Left

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As of Nov 4, 2026 DDTJ can fall 9.3% before its buffer engages and DDFJ 7.1%.

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Net assets on Nov 4, 2026: $70m for Innovator Equity Dual Directional 15 Buffer ETF - Jan and $18m for Innovator Equity Dual Directional 10 Buffer ETF - Jan.

At a glance
7.1%
DDFJ can fall this far before its buffer
9.3%
DDTJ can fall this far before its buffer
1.3%
DDFJ can still gain
2.4%
DDTJ can still gain
DDFJ At its cap
At its capDDFJ: reference +12.4% since period start, fund +6.9%; buffer 0 to −15; cap +9.0%; At its cap. Data to Nov 4, 2026.15 pts of buffer+9% gain captured−15.0% floor0% period start+9.0% capTODAY · SPY +12.4%At its capDDFJ: reference +12.4% since period start, fund +6.9%; buffer 0 to −15; cap +9.0%; At its cap. Data to Nov 4, 2026.15 pts+9%−15.0% floor0% start+9.0% capTODAY · SPY +12.4%

DDFJ: reference +12.4% since period start, fund +6.9%; buffer 0 to −15; cap +9.0%; At its cap. Data to Nov 4, 2026.

DDFJ: reference +12.4% since period start, fund +6.9%; buffer 0 to −15; cap +9.0%; At its cap. Data to Nov 4, 2026.
DDTJ Between buffer and cap
Between buffer and capDDTJ: reference +12.4% since period start, fund +9.4%; buffer 0 to −10; cap +12.8%; Between buffer and cap. Data to Nov 4, 2026.10 pts of buffer+12.4% gain captured−10.0% floor0% period start+12.8% cap+0.4% more to the capTODAY · SPY +12.4%Between buffer and capDDTJ: reference +12.4% since period start, fund +9.4%; buffer 0 to −10; cap +12.8%; Between buffer and cap. Data to Nov 4, 2026.10 pts+12.4%−10.0% floor0% start+12.8% cap+0.4% more to the capTODAY · SPY +12.4%

DDTJ: reference +12.4% since period start, fund +9.4%; buffer 0 to −10; cap +12.8%; Between buffer and cap. Data to Nov 4, 2026.

DDTJ: reference +12.4% since period start, fund +9.4%; buffer 0 to −10; cap +12.8%; Between buffer and cap. Data to Nov 4, 2026.

Pair scorecard

Both cost 0.79% a year; DDFJ is 3.9 times larger.

Points (pts) are percentage points.

DDFJ vs DDTJ: Cap, Buffer & Days Left
MeasureDDFJDDTJ
Drawdown
Index fall to the buffer11.0%
Benchmark
What it tracksSPYSPY
Cost and size
Expense ratio0.79%0.79%
Net assets$70m$18m
Holdings
Holdings in commonnot published

Method

Window by window

Window by window: DDFJ vs DDTJ: Cap, Buffer & Days Left
Total returnGap to the reference's price return
WindowDDFJDDTJDDFJDDTJ
3 months+1.3%+1.4%+1.7 pts+1.8 pts
6 months+3.6%+4.8%−0.9 pts+0.3 pts
Since launchDDFJ Jan 2026 · DDTJ Jan 2026+6.4%+9.1%−5.8 pts−3.1 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. Open this comparison in the app →

Side by side

DDFJ Innovator Equity Dual Directional 15 Buffer ETF - Jan · Absorbs the first 15% of loss on SPY and caps the gain at 9.0%, over a period ending Dec 31, 2026 DDTJ Innovator Equity Dual Directional 10 Buffer ETF - Jan · Absorbs the first 10% of loss on SPY and caps the gain at 12.8%, over a period ending Dec 31, 2026
Reference index SPY SPY
Buffer 15% 10%
Outcome period Dec 31, 2025 to Dec 31, 2026 Dec 31, 2025 to Dec 31, 2026
Days left 57 57
Starting cap +9.0% +12.8%
Can still gain 1.3% 2.4%
Fall before buffer 7.1% 9.3%
Protection left, index points 15.0% of 15.0% 10.0% of 10.0%
Index return this period +12.4% +12.4%
Fund return this period +6.9% +9.4%
State today At cap Open
Expense ratio 0.79% 0.79%
Net assets $70m $18m

As of Nov 4, 2026. Source: ETFIQ.

DDFJ is already at its cap, so more rise in the index adds nothing to it before the period ends.

Both are Innovator funds, so the difference between them is the terms rather than the house.

Where each one stands today

DDFJ resets first, on Dec 31, 2026, 57 days from now; DDTJ runs to Dec 31, 2026, 57 days. DDFJ can still gain 1.3% before its cap, DDTJ 2.4%. A fall from here reaches DDFJ’s buffer after 7.1% and DDTJ’s after 9.3%. Both track SPY, so what separates them is where each is in its own period.

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About each fund
DDFJ

SPY had already risen past this fund's cap of +9.0% for the period on Nov 4, 2026, so in index terms there is no more upside to collect. The fund's own price can still drift up to about 1.3% as the period runs out. The fund's price can fall 7.1% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 11.0% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 57 days remained on Nov 4, 2026. On Dec 31, 2026 the period ends and a new cap is set.

DDTJ

From its price on Nov 4, 2026, the fund can gain about 2.4% more before it reaches its cap. The fund's price can fall 9.3% from here before the buffer starts absorbing losses, by the issuer's number. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level.

Questions people ask

Which has more room to gain, DDFJ or DDTJ?
From their prices on Nov 4, 2026, DDFJ can gain about 1.3% before its cap and DDTJ about 2.4%, so DDTJ has more room left this period.
Which resets first, DDFJ or DDTJ?
DDFJ ends its outcome period on Dec 31, 2026 and DDTJ on Dec 31, 2026. A new cap is set the day after each.
Which is cheaper, DDFJ or DDTJ?
DDFJ and DDTJ both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.
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Sources and dates

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, DDFJ against DDTJ, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/ddfj-vs-ddtj

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