Data as of Nov 4, 2026.
DDEC vs FLJJ: Cap, Buffer & Days Left
As of Nov 4, 2026 DDEC can fall 13.7% before its buffer engages and FLJJ 7.4%, and DDEC resets 13 days sooner.
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Net assets on Nov 3, 2026: $437m for FT Vest U.S. Equity Deep Buffer ETF - December and $8.5m for AllianzIM U.S. Equity 6 Month Floor5 Jan/Jul ETF - Jan.
DDEC: reference +12.7% since period start, fund +9.1%; buffer −5 to −30; cap +12.0%; At its cap. Data to Nov 4, 2026.
DDEC: reference +12.7% since period start, fund +9.1%; buffer −5 to −30; cap +12.0%; At its cap. Data to Nov 4, 2026.FLJJ: reference +2.7% since period start, fund +2.1%; buffer −5 to floor; cap +7.0%; Full floor. Data to Nov 4, 2026.
Data to Nov 4, 2026.Pair scorecard
FLJJ costs 0.11 points a year less; their one-year returns differ by 1.3 points; DDEC is far larger, $437m against $8.5m.
Points (pts) are percentage points.
| Measure | DDEC | FLJJ |
|---|---|---|
| Return | ||
| Total return, 1 year | +11.2% | +9.9% |
| Drawdown | ||
| Index fall to the buffer | 15.7% | 7.5% |
| Benchmark | ||
| What it tracks | SPY | SPY |
| Cost and size | ||
| Expense ratio | 0.85% | 0.74% |
| Net assets, as of Nov 3, 2026 | $437m | $8.5m |
| Holdings | ||
| Holdings in common | not published | |
Window by window
| Total return | Gap to the reference's price return | |||
|---|---|---|---|---|
| Window | DDEC | FLJJ | DDEC | FLJJ |
| 3 months | +1.7% | +0.5% | +2.1 pts | +0.9 pts |
| 6 months | +4.8% | +4.0% | +0.3 pts | −0.5 pts |
| 1 year | +11.2% | +9.9% | −2.3 pts | −3.6 pts |
| 3 years | +43.5% | – | −32.9 pts | – |
| Since launchNot the same days: DDEC Dec 2020 · FLJJ Feb 2024 | +62.0% | +37.2% | −46.5 pts | −19.6 pts |
Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →
Side by side
As of Nov 4, 2026. Source: ETFIQ.
These are two different products. FLJJ is a floor fund, which caps how far a holder can fall. DDEC is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.
DDEC is already at its cap, so more rise in the index adds nothing to it before the period ends.
Where each one stands today
DDEC resets first, on Dec 18, 2026, 44 days from now; FLJJ runs to Dec 31, 2026, 57 days. DDEC can still gain 1.8% before its cap, FLJJ 4.4%. A fall from here reaches DDEC’s buffer after 13.7% and FLJJ’s after 7.4%. Both track SPY, so what separates them is where each is in its own period.
DDEC
SPY had already risen past this fund's cap of +12.0% for the period on Nov 4, 2026, so in index terms there is no more upside to collect. The fund's own price can still drift up to about 1.8% as the period runs out. The fund's price can fall 13.7% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 15.7% from today's level to the point where the buffer begins. Protection left, in index points: 25.0% of the 25.0% buffer still sits below today's SPY level. 44 days remained on Nov 4, 2026. On Dec 18, 2026 the period ends and a new cap is set.
FLJJ
From its price on Nov 4, 2026, the fund can gain about 4.4% more before it reaches its cap. The fund's price can fall 7.4% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 7.5% from today's level to the point where the buffer begins. Protection left, in index points: 95.0% of the 95.0% buffer still sits below today's SPY level. 57 days remained on Nov 4, 2026. On Dec 31, 2026 the period ends and a new cap is set.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.
Every number is an ETFIQ calculation with distributions reinvested.
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ETFIQ, DDEC against FLJJ, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/ddec-vs-fljj
ETFIQ. (Nov 4, 2026). DDEC against FLJJ. Retrieved from https://etfiq.com/compare/buffer/ddec-vs-fljj
[DDEC against FLJJ (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/buffer/ddec-vs-fljj)
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