Get the weekly note
ETFIQetfiq.com · independent ETF data

Data as of .

BJUL vs PFEB: which one stands where?

As of Sep 13, 2026 PFEB can fall 6.8% before its buffer engages and BJUL 2.1%, and PFEB resets 150 days sooner.

Innovator U.S. Equity Buffer ETF - Jul and Innovator U.S. Equity Power Buffer ETF - Feb, side by side, buffer ETFs on ETFIQ.

2.1%BJUL can fall this far before its buffer
6.8%PFEB can fall this far before its buffer
15.6%BJUL can still gain
4.8%PFEB can still gain

ETFIQ Downside Cover Score: PFEB scores higher

If the market falls into a bear market from here, how much does the buffer absorb?

BJUL 20.5PFEB 67.40.2, the lowest in this set99.8, the highest

A percentile among the 293 buffer ETFs with a live outcome period. It is a position in a set, not a rating, and neither end of it is a recommendation. All buffer ETFs ranked by it · How it is computed

BJULBetween buffer and cap
9 pts of buffer+15.8% more to the cap−9.0% floor0% period start+18.1% capTODAY · SPY +2.3%9 pts+15.8% to cap−9.0% floor0% start+18.1% capTODAY · SPY +2.3%
PFEBBetween buffer and cap
15 pts of buffer+10.4% gain captured−15.0% floor0% period start+12.4% capTODAY · SPY +10.4%15 pts+10.4%−15.0% floor0% start+12.4% capTODAY · SPY +10.4%

Where each one stands today

PFEB resets first, on Jan 31, 2027, 142 days from now; BJUL runs to Jun 30, 2027, 292 days. BJUL can still gain 15.6% before its cap, PFEB 4.8%. A fall from here reaches BJUL’s buffer after 2.1% and PFEB’s after 6.8%. Both track SPY, so what separates them is where each is in its own period.

Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.

Performance, window by window

BJUL and PFEB over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ.
WindowTotal returnGap to the reference
BJULPFEBBJULPFEB
3 months+2.6%+2.8%−0.7 pts−0.5 pts
6 months+10.6%+9.2%−5.4 pts−6.9 pts
1 year+12.5%+11.7%−5.0 pts−5.8 pts
3 years+56.0%+41.5%−21.8 pts−36.4 pts
Open the live comparison on ETFIQ
BJUL and PFEB on the same fields, as of Sep 13, 2026. Source: ETFIQ.
BJUL
Innovator U.S. Equity Buffer ETF - Jul
Absorbs the first 9% of loss on SPY and caps the gain at 18.1%, over a period ending Jun 30, 2027
PFEB
Innovator U.S. Equity Power Buffer ETF - Feb
Absorbs the first 15% of loss on SPY and caps the gain at 12.4%, over a period ending Jan 31, 2027
IssuerInnovatorInnovator
Reference indexSPYSPY
Buffer9%15%
Outcome periodJun 30, 2026 to Jun 30, 2027Jan 31, 2026 to Jan 31, 2027
Days left292142
Starting cap+18.1%+12.4%
Can still gain15.6%4.8%
Fall before buffer2.1%6.8%
Protection left, index points9.0% of 9.0%15.0% of 15.0%
Index return this period+2.3%+10.4%
Fund return this period+2.0%+6.7%
State todayOpenOpen
Expense ratio0.79%0.79%

BJUL in plain words

From its price on Sep 13, 2026, the fund can gain about 15.6% more before it reaches its cap. The fund's price can fall 2.1% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 2.3% from today's level to the point where the buffer begins. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level. 292 days remained on Sep 13, 2026. On Jun 30, 2027 the period ends and a new cap is set.

PFEB in plain words

From its price on Sep 13, 2026, the fund can gain about 4.8% more before it reaches its cap. The fund's price can fall 6.8% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 9.5% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 142 days remained on Sep 13, 2026. On Jan 31, 2027 the period ends and a new cap is set.

Questions people ask

Which has more room to gain, BJUL or PFEB?
From their prices on Sep 13, 2026, BJUL can gain about 15.6% before its cap and PFEB about 4.8%, so BJUL has more room left this period.
Which resets first, BJUL or PFEB?
BJUL ends its outcome period on Jun 30, 2027 and PFEB on Jan 31, 2027. A new cap is set the day after each.
Which is cheaper, BJUL or PFEB?
BJUL charges 0.79% a year and PFEB charges 0.79%, so BJUL is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BJUL against PFEB, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BJUL against PFEB, data as of Sep 13, 2026. https://etfiq.com/compare/buffer/bjul-vs-pfeb Free to use with attribution; the underlying files are at Open data.

How every figure is computed · Standards and sources