BJUL vs JULC: Cap, Buffer & Days Left

JULC can fall 4.2% before its buffer engages as of Oct 12, 2026, and BJUL 3.6% as of Oct 13, 2026. Net assets on Oct 12, 2026: $364m for Innovator U.S. Equity Buffer ETF - Jul and $2m for Corgi U.S. Equities 10% Structured Buffer ETF - July Series.

JULC costs 0.49 points a year less; BJUL is far larger, $364m against $2m.

Points (pts) are percentage points.

BJUL vs JULC: Cap, Buffer & Days Left
BJULJULC
Expense ratio0.79%0.30%
Net assets, as of Oct 12, 2026$364m$2m
Total return, 1 year+14.7%not published
What it tracksSPYSPY
Holdings in commonnot published
Index fall to the buffer3.9%4.2%
BJULBetween buffer and cap
Between buffer and capBJUL: reference +4.1% since period start, fund +3.5%; buffer 0 to −9; cap +18.1%; Between buffer and cap. Figures to Oct 13, 2026.9 pts of buffer+4.1%+14.1% more to the cap−9.0% floor0% period start+18.1% capTODAY · SPY +4.1%Between buffer and capBJUL: reference +4.1% since period start, fund +3.5%; buffer 0 to −9; cap +18.1%; Between buffer and cap. Figures to Oct 13, 2026.9 pts+14.1% to cap−9.0% floor0% start+18.1% cap+4.1% gain capturedTODAY · SPY +4.1%

BJUL: reference +4.1% since period start, fund +3.5%; buffer 0 to −9; cap +18.1%; Between buffer and cap. Figures to Oct 13, 2026.

BJUL: reference +4.1% since period start, fund +3.5%; buffer 0 to −9; cap +18.1%; Between buffer and cap. Figures to Oct 13, 2026.

JULCBetween buffer and cap
Between buffer and capJULC: reference +4.3% since period start, fund +4.0%; buffer 0 to −10; cap +18.2%; Between buffer and cap. Figures to Oct 12, 2026.10 pts of buffer+4.3% gained+13.9% more to the cap−10.0% floor0% period start+18.2% capTODAY · SPY +4.3%Between buffer and capJULC: reference +4.3% since period start, fund +4.0%; buffer 0 to −10; cap +18.2%; Between buffer and cap. Figures to Oct 12, 2026.10 pts+13.9% to cap−10.0% floor0% start+18.2% cap+4.3% gain capturedTODAY · SPY +4.3%

JULC: reference +4.3% since period start, fund +4.0%; buffer 0 to −10; cap +18.2%; Between buffer and cap. Figures to Oct 12, 2026.

JULC: reference +4.3% since period start, fund +4.0%; buffer 0 to −10; cap +18.2%; Between buffer and cap. Figures to Oct 12, 2026.

ETFIQ Downside Cover Score · JULC scores higherIf the market falls into a bear market from here, how much does the buffer absorb?
0.2, the lowest in this set99.8, the highest

A percentile among the 292 buffer ETFs on stocks with a live outcome period. Today's position against one 20% fall; it ignores smaller falls, and stock buffers are never ranked against bond or commodity ones. All buffer ETFs ranked by it → How it is computed →

Where each one stands today

BJUL resets first, on Jun 30, 2027, 260 days from now; JULC runs to Jun 30, 2027, 261 days. A fall from here reaches BJUL’s buffer after 3.6% and JULC’s after 4.2%. Both track SPY, so what separates them is where each is in its own period.

Performance, window by window

Performance, window by window: BJUL vs JULC: Cap, Buffer & Days Left
Total returnGap to the reference's price return
WindowBJULJULCBJULJULC
3 months+3.2%+3.4%−0.7 pts−0.5 pts
6 months+8.8%not published−4.6 ptsnot published
1 year+14.7%not published−4.4 ptsnot published
3 years+62.0%not published−18.3 ptsnot published
Since launch
Not the same days: BJUL Aug 2018 · JULC Jul 2026
+119.3%+3.7%−47.7 pts−0.7 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. Source: ETFIQ. Open this comparison in the app →

On the same fields

BJUL
Innovator U.S. Equity Buffer ETF - Jul · Absorbs the first 9% of loss on SPY and caps the gain at 18.1%, over a period ending Jun 30, 2027
JULC
Corgi U.S. Equities 10% Structured Buffer ETF - July Series · Absorbs the first 10% of loss on SPY and caps the gain at 18.2%, over a period ending Jun 30, 2027
Reference index SPY SPY
Buffer 9% 10%
Outcome period Jun 30, 2026 to Jun 30, 2027 Jul 1, 2026 to Jun 30, 2027
Days left 260 261
Starting cap +18.1% +18.2%
Can still gain 13.9% not published
Fall before buffer 3.6% 4.2%
Protection left, index points 9.0% of 9.0% 10.0% of 10.0%
Index return this period +4.1% +4.3%
Fund return this period +3.5% +4.0%
State today Open Open
Expense ratio 0.79% 0.30%
Net assets, as of Oct 12, 2026 $364m $2m

As of Oct 13, 2026. Source: ETFIQ.

About BJUL

From its price on Oct 13, 2026, the fund can gain about 13.9% more before it reaches its cap. The fund's price can fall 3.6% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 3.9% from today's level to the point where the buffer begins. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level. 260 days remained on Oct 13, 2026. On Jun 30, 2027 the period ends and a new cap is set.

About JULC

The fund's price can fall 4.2% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 4.2% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level. 261 days remained on Oct 12, 2026.

Questions people ask

Which resets first, BJUL or JULC?
BJUL ends its outcome period on Jun 30, 2027 and JULC on Jun 30, 2027. A new cap is set the day after each.
Which is cheaper, BJUL or JULC?
BJUL charges 0.79% a year and JULC charges 0.30%, so JULC is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

ETFIQ calculates every figure from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every figure is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, BJUL against JULC, data as of Oct 13, 2026. https://etfiq.com/compare/buffer/bjul-vs-julc

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.