Which has more room to gain, BFEB or DDTF?

From their prices on Oct 13, 2026, BFEB can gain about 5.3% before its cap and DDTF about 3.5%, so BFEB has more room left this period.

Which resets first, BFEB or DDTF?

BFEB ends its outcome period on Jan 31, 2027 and DDTF on Jan 31, 2027. A new cap is set the day after each.

Which is cheaper, BFEB or DDTF?

BFEB and DDTF both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

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BFEB vs DDTF: Cap, Buffer & Days Left

As of Oct 13, 2026 BFEB can fall 9.8% before its buffer engages and DDTF 8.7%. Net assets on Oct 13, 2026: $208m for Innovator U.S. Equity Buffer ETF - Feb and $18m for Innovator Equity Dual Directional 10 Buffer ETF - Feb.

Both cost 0.79% a year; BFEB is 11.4 times larger.

Points (pts) are percentage points.

BFEB vs DDTF: Cap, Buffer & Days Left
	BFEB	DDTF
Expense ratio	0.79%	0.79%
Net assets	$208m	$18m
Total return, 1 year	+16.3%	not published
What it tracks	SPY	SPY
Holdings in common	not published
Index fall to the buffer	11.1%	11.0%

9.8%

BFEB can fall this far before its buffer

8.7%

DDTF can fall this far before its buffer

5.3%

BFEB can still gain

3.5%

DDTF can still gain

BFEBBetween buffer and cap

BFEB: reference +12.4% since period start, fund +10.2%; buffer 0 to −9; cap +16.6%; Between buffer and cap. Figures to Oct 13, 2026.

DDTFBetween buffer and cap

DDTF: reference +12.4% since period start, fund +8.8%; buffer 0 to −10; cap +13.2%; Between buffer and cap. Figures to Oct 13, 2026.

These are two different products. DDTF is a floor fund, which caps how far a holder can fall. BFEB is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.

Both are Innovator funds, so the difference between them is the terms rather than the house.

Where each one stands today

BFEB resets first, on Jan 31, 2027, 110 days from now; DDTF runs to Jan 31, 2027, 110 days. BFEB can still gain 5.3% before its cap, DDTF 3.5%. A fall from here reaches BFEB’s buffer after 9.8% and DDTF’s after 8.7%. Both track SPY, so what separates them is where each is in its own period.

Performance, window by window

Performance, window by window: BFEB vs DDTF: Cap, Buffer & Days Left
	Total return		Gap to the reference's price return
Window	BFEB	DDTF	BFEB	DDTF
3 months	+3.5%	+2.9%	0.0 pts	−0.6 pts
6 months	+9.4%	+7.5%	−2.6 pts	−4.5 pts
1 year	+16.3%	not published	−1.0 pts	not published
3 years	+63.0%	not published	−17.3 pts	not published
Since launch Not the same days: BFEB Feb 2020 · DDTF Feb 2026	+121.9%	+8.2%	−18.1 pts	−3.7 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. Source: ETFIQ. Open this comparison in the app →

On the same fields

BFEB

Innovator U.S. Equity Buffer ETF - Feb · Absorbs the first 9% of loss on SPY and caps the gain at 16.6%, over a period ending Jan 31, 2027

DDTF

Innovator Equity Dual Directional 10 Buffer ETF - Feb · Absorbs the first 10% of loss on SPY and caps the gain at 13.2%, over a period ending Jan 31, 2027

Issuer Innovator Innovator

Reference index SPY SPY

Buffer 9% 10%

Outcome period Jan 31, 2026 to Jan 31, 2027 Jan 31, 2026 to Jan 31, 2027

Days left 110 110

Starting cap +16.6% +13.2%

Can still gain 5.3% 3.5%

Fall before buffer 9.8% 8.7%

Protection left, index points 9.0% of 9.0% 10.0% of 10.0%

Index return this period +12.4% +12.4%

Fund return this period +10.2% +8.8%

State today Open Open

Expense ratio 0.79% 0.79%

Net assets $208m $18m

As of Oct 13, 2026. Source: ETFIQ.

About BFEB

From its price on Oct 13, 2026, the fund can gain about 5.3% more before it reaches its cap. The fund's price can fall 9.8% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 11.1% from today's level to the point where the buffer begins. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level. 110 days remained on Oct 13, 2026. On Jan 31, 2027 the period ends and a new cap is set.

About DDTF

From its price on Oct 13, 2026, the fund can gain about 3.5% more before it reaches its cap. The fund's price can fall 8.7% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 11.0% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level.

Questions people ask

Which has more room to gain, BFEB or DDTF?: From their prices on Oct 13, 2026, BFEB can gain about 5.3% before its cap and DDTF about 3.5%, so BFEB has more room left this period.
Which resets first, BFEB or DDTF?: BFEB ends its outcome period on Jan 31, 2027 and DDTF on Jan 31, 2027. A new cap is set the day after each.
Which is cheaper, BFEB or DDTF?: BFEB and DDTF both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

BFEB vs CPSY BFEB vs FEBP BFEB vs CPSF BFEB vs JANM DDTF vs FEBW DDTF vs UFEB DDTF vs FEBT DDTF vs ZFEB

SPY →All buffer ETFs ranked by the Downside Cover Score →How the scores are computed →BFEB on its own →DDTF on its own →How every figure is computed →Standards and sources →

Where these figures came from

BFEB and DDTF filings on SEC EDGAR ↗Innovator page for BFEB ↗Innovator page for DDTF ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every figure from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every figure is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, BFEB against DDTF, data as of Oct 13, 2026. https://etfiq.com/compare/buffer/bfeb-vs-ddtf

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.