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Data as of .

BAPR vs BSEP: which one stands where?

As of Sep 13, 2026 BAPR can fall 10.3% before its buffer engages and BSEP 0.0%, and BAPR resets 153 days sooner.

Innovator U.S. Equity Buffer ETF - Apr and Innovator U.S. Equity Buffer ETF - Sep, side by side, buffer ETFs on ETFIQ.

10.3%BAPR can fall this far before its buffer
0.0%BSEP can fall this far before its buffer
6.3%BAPR can still gain
20.0%BSEP can still gain

ETFIQ Downside Cover Score: BAPR scores higher

If the market falls into a bear market from here, how much does the buffer absorb?

BAPR 20.5BSEP 17.20.2, the lowest in this set99.8, the highest

A percentile among the 293 buffer ETFs with a live outcome period. It is a position in a set, not a rating, and neither end of it is a recommendation. All buffer ETFs ranked by it · How it is computed

BAPRBetween buffer and cap
9 pts of buffer+17.5% gain captured−9.0% floor0% period start+18.5% capTODAY · SPY +17.5%9 pts+17.5% gained−9.0% floor0% start+18.5% capTODAY · SPY +17.5%
BSEPBuffer working
8.6 of 9 pts left+19.8% more to the cap−9.0% floor0% period start+19.8% capTODAY · SPY −0.4%8.6 pts+19.8% more to the cap−9.0% floor0% start+19.8% capTODAY · SPY −0.4%

Where each one stands today

BAPR resets first, on Mar 31, 2027, 201 days from now; BSEP runs to Aug 31, 2027, 354 days. BAPR can still gain 6.3% before its cap, BSEP 20.0%. A fall from here reaches BAPR’s buffer after 10.3% and BSEP’s after 0.0%. Both track SPY, so what separates them is where each is in its own period.

Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.

Performance, window by window

BAPR and BSEP over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ.
WindowTotal returnGap to the reference
BAPRBSEPBAPRBSEP
3 months+3.0%+3.1%−0.3 pts−0.2 pts
6 months+12.9%+11.3%−3.1 pts−4.7 pts
1 year+16.7%+12.7%−0.8 pts−4.8 pts
3 years+51.3%+55.6%−26.6 pts−22.3 pts
Open the live comparison on ETFIQ
BAPR and BSEP on the same fields, as of Sep 13, 2026. Source: ETFIQ.
BAPR
Innovator U.S. Equity Buffer ETF - Apr
Absorbs the first 9% of loss on SPY and caps the gain at 18.5%, over a period ending Mar 31, 2027
BSEP
Innovator U.S. Equity Buffer ETF - Sep
Absorbs the first 9% of loss on SPY and caps the gain at 19.8%, over a period ending Aug 31, 2027
IssuerInnovatorInnovator
Reference indexSPYSPY
Buffer9%9%
Outcome periodMar 31, 2026 to Mar 31, 2027Aug 31, 2026 to Aug 31, 2027
Days left201354
Starting cap+18.5%+19.8%
Can still gain6.3%20.0%
Fall before buffer10.3%0.0%
Protection left, index points9.0% of 9.0%8.6% of 9.0%
Index return this period+17.5%−0.4%
Fund return this period+11.1%−0.2%
State todayOpenBuffer working
Expense ratio0.79%0.79%

BAPR in plain words

From its price on Sep 13, 2026, the fund can gain about 6.3% more before it reaches its cap. The fund's price can fall 10.3% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 14.9% from today's level to the point where the buffer begins. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level. 201 days remained on Sep 13, 2026. On Mar 31, 2027 the period ends and a new cap is set.

BSEP in plain words

From its price on Sep 13, 2026, the fund can gain about 20.0% more before it reaches its cap. Protection left, in index points: 8.6% of the 9.0% buffer still sits below today's SPY level. 354 days remained on Sep 13, 2026. On Aug 31, 2027 the period ends and a new cap is set.

Questions people ask

Which has more room to gain, BAPR or BSEP?
From their prices on Sep 13, 2026, BAPR can gain about 6.3% before its cap and BSEP about 20.0%, so BSEP has more room left this period.
Which resets first, BAPR or BSEP?
BAPR ends its outcome period on Mar 31, 2027 and BSEP on Aug 31, 2027. A new cap is set the day after each.
Which is cheaper, BAPR or BSEP?
BAPR charges 0.79% a year and BSEP charges 0.79%, so BAPR is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BAPR against BSEP, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BAPR against BSEP, data as of Sep 13, 2026. https://etfiq.com/compare/buffer/bapr-vs-bsep Free to use with attribution; the underlying files are at Open data.

How every figure is computed · Standards and sources