Data as of Nov 4, 2026.

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Buffer ETFs

AIOO vs POCT: Cap, Buffer & Days Left

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As of Nov 4, 2026 POCT can fall 0.8% before its buffer engages and AIOO 0.3%, and AIOO resets 273 days sooner.

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Net assets: $67m on Nov 3, 2026 for AllianzIM U.S. Equity Buffer100 Protection ETF - Jan, and $1.1bn on Nov 4, 2026 for Innovator U.S. Equity Power Buffer ETF - Oct.

At a glance
0.3%
AIOO can fall this far before its buffer
0.8%
POCT can fall this far before its buffer
uncapped
AIOO can still gain
14.7%
POCT can still gain
AIOO No cap
No capAIOO: reference +0.5% since period start, fund +0.3%; buffer Floor; no cap; No cap. Data to Nov 4, 2026.full floor beneathfull floor0% period startno cap, 29.83% participation+0.5% gained, no capTODAY · SPY +0.5%No capAIOO: reference +0.5% since period start, fund +0.3%; buffer Floor; no cap; No cap. Data to Nov 4, 2026.full floor beneathfull floor0% startno cap+0.5% gained, no capTODAY · SPY +0.5%

AIOO: reference +0.5% since period start, fund +0.3%; buffer Floor; no cap; No cap. Data to Nov 4, 2026.

Data to Nov 4, 2026.
POCT Between buffer and cap
Between buffer and capPOCT: reference +0.5% since period start, fund +0.7%; buffer 0 to −15; cap +15.6%; Between buffer and cap. Data to Nov 4, 2026.15 pts of buffer+15.1% more to the cap−15.0% floor0% period start+15.6% cap+0.5% gain capturedTODAY · SPY +0.5%Between buffer and capPOCT: reference +0.5% since period start, fund +0.7%; buffer 0 to −15; cap +15.6%; Between buffer and cap. Data to Nov 4, 2026.15 pts−15.0% floor0% start+15.6% cap+0.5% gain captured+15.1% more to the capTODAY · SPY +0.5%

POCT: reference +0.5% since period start, fund +0.7%; buffer 0 to −15; cap +15.6%; Between buffer and cap. Data to Nov 4, 2026.

POCT: reference +0.5% since period start, fund +0.7%; buffer 0 to −15; cap +15.6%; Between buffer and cap. Data to Nov 4, 2026.

Pair scorecard

AIOO costs 0.15 points a year less; their one-year returns differ by 8.0 points; POCT is 16.4 times larger.

Points (pts) are percentage points.

AIOO vs POCT: Cap, Buffer & Days Left
MeasureAIOOPOCT
Return
Total return, 1 year+3.3%+11.3%
Drawdown
Index fall to the buffer0.5%
Benchmark
What it tracksSPYSPY
Cost and size
Expense ratio0.64%0.79%
Net assets, as of Nov 3, 2026$67m$1.1bn
Holdings
Holdings in commonnot published

Method

Window by window

Window by window: AIOO vs POCT: Cap, Buffer & Days Left
Total returnGap to the reference's price return
WindowAIOOPOCTAIOOPOCT
3 months+0.1%+2.2%+0.5 pts+2.6 pts
6 months+1.4%+5.3%−3.1 pts+0.8 pts
1 year+3.3%+11.3%−10.2 pts−2.3 pts
3 years–+40.0%–−36.4 pts
Since launchNot the same days: AIOO Jul 2025 · POCT Oct 2018+5.9%+100.3%−18.3 pts−62.5 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →

Side by side

AIOO AllianzIM U.S. Equity Buffer100 Protection ETF - Jan · Absorbs the whole loss on SPY and does not cap the gain, over a period ending Dec 31, 2026 POCT Innovator U.S. Equity Power Buffer ETF - Oct · Absorbs the first 15% of loss on SPY and caps the gain at 15.6%, over a period ending Sep 30, 2027
Reference index SPY SPY
Buffer 100% 15%
Outcome period Oct 1, 2026 to Dec 31, 2026 Sep 30, 2026 to Sep 30, 2027
Days left 57 330
Starting cap uncapped +15.6%
Can still gain uncapped 14.7%
Fall before buffer 0.3% 0.8%
Protection left, index points 100.0% of 100.0% 15.0% of 15.0%
Index return this period +0.5% +0.5%
Fund return this period +0.3% +0.7%
State today Uncapped Open
Expense ratio 0.64% 0.79%
Net assets, AIOO as of Nov 3, 2026 and POCT as of Nov 4, 2026 $67m $1.1bn

As of Nov 4, 2026. Source: ETFIQ.

These are two different products. AIOO is a floor fund, which caps how far a holder can fall. POCT is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.

AIOO has no cap. It takes 30% of whatever the index does, where POCT takes all of the rise up to 15.6% and nothing above it.

They do not reset together. AIOO has 57 days of its period left and POCT has 330, so the two are not the same bet on the same months.

Where each one stands today

AIOO resets first, on Dec 31, 2026, 57 days from now; POCT runs to Sep 30, 2027, 330 days. A fall from here reaches AIOO’s buffer after 0.3% and POCT’s after 0.8%. Both track SPY, so what separates them is where each is in its own period.

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About each fund
AIOO

This fund has no cap. It takes a share of any further rise in SPY. The fund's price can fall 0.3% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 0.5% from today's level to the point where the buffer begins. Protection left, in index points: 100.0% of the 100.0% buffer still sits below today's SPY level. 57 days remained on Nov 4, 2026. On Dec 31, 2026 the period ends and new terms are set.

POCT

From its price on Nov 4, 2026, the fund can gain about 14.7% more before it reaches its cap. The fund's price can fall 0.8% from here before the buffer starts absorbing losses, by the issuer's number. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 330 days remained on Nov 4, 2026. On Sep 30, 2027 the period ends and a new cap is set.

Questions people ask

Which resets first, AIOO or POCT?
AIOO ends its outcome period on Dec 31, 2026 and POCT on Sep 30, 2027. New terms are set the day after each.
Which is cheaper, AIOO or POCT?
AIOO charges 0.64% a year and POCT charges 0.79%, so AIOO is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Sources and dates

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

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ETFIQ, AIOO against POCT, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/aioo-vs-poct

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