Which returned more over the last year, XLRE or XRT?

In the year to Oct 28, 2026, with distributions reinvested, XLRE returned +4.3% and XRT +2.4%.

Which is cheaper, XLRE or XRT?

XLRE is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do XLRE and XRT overlap with the S&P 500?

By their latest filed holdings, 100% of XLRE and 22% of XRT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

XLRE vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, XLRE returned +4.3% to XRT's +2.4%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $8.0bn for State Street Real Estate Select Sector SPDR ETF and $362m for State Street SPDR S&P Retail ETF.

XLRE on its own →XRT on its own →

At a glance

+4.3%

XLRE total return, 1 year

+2.4%

XRT total return, 1 year

0.08%

XLRE expense ratio

0.35%

XRT expense ratio

Pair scorecard

XLRE costs 0.27 points a year less; their one-year returns differ by 1.9 points; XLRE is far larger, $8.0bn against $362m.

XLRE vs XRT: Differences, Returns & Fees
Measure	XLRE	XRT
Return
Measure	XLRE	XRT
Total return, 1 year	+4.3%	+2.4%
Drawdown
Measure	XLRE	XRT
Below its high	7.7%, high on Jul 28, 2026	9.9%, high on Nov 16, 2021
Benchmark
Measure	XLRE	XRT
What it tracks	Real Estate Select Sector Index	S&P Retail Select Industry Index
Cost and size
Measure	XLRE	XRT
Expense ratio	0.08%	0.35%
Net assets, as of Oct 27, 2026	$8.0bn	$362m
Holdings
Measure	XLRE	XRT
Holdings in common	0%
Top ten holdings, share of the fund	58.9%	16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, XLRE and XRT hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLRE XRT

Only in one fund ↓

Only in XLRE

WELLTOWER INC 11.14%

PROLOGIS INC 8.19%

EQUINIX INC 6.72%

AMERICAN TOWER CORP 5.84%

PUBLIC STORAGE 4.87%

SIMON PROPERTY GROUP INC 4.76%

VIVMARK RESIDENTIAL 4.42%

DIGITAL REALTY TRUST INC 4.34%

Only in XRT

KOHLS CORP 1.85%

MAPLEBEAR INC 1.76%

BATH + BODY WORKS INC 1.69%

ETSY INC 1.68%

VICTORIA S SECRET + CO 1.66%

BJ S WHOLESALE CLUB HOLDINGS 1.62%

GAMESTOP CORP CLASS A 1.60%

OLLIE S BARGAIN OUTLET HOLDI 1.60%

Check overlap with more funds →

Side by side

XLRE State Street Real Estate Select Sector SPDR ETF XRT State Street SPDR S&P Retail ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks an index of Real estate Tracks the S&P Retail

Total return, 1 year +4.3% +2.4%

Expense ratio 0.08% 0.35%

Already in the S&P 500 99.5% 22.5%

Holdings 31 74

Net assets, as of Oct 27, 2026 $8.0bn $362m

XLRE and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

XLRE

XLRE tracks an index of Real estate. Over the year to Oct 28, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 58.9%. It sat 7.7% below its high of Jul 28, 2026 on Oct 28, 2026.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, XLRE or XRT?: In the year to Oct 28, 2026, with distributions reinvested, XLRE returned +4.3% and XRT +2.4%.
Which is cheaper, XLRE or XRT?: XLRE is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do XLRE and XRT overlap with the S&P 500?: By their latest filed holdings, 100% of XLRE and 22% of XRT by weight is stocks the S&P 500 already holds.

Other comparisons

XLRE vs XLY XHB vs XLRE XLRE vs XOP VOX vs XLRE IYR vs XRT SCHH vs XRT VNQ vs XRT XLB vs XRT

Where to next

XLRE on its own →XRT on its own →Hold both: look the portfolio through →Rankings →XLRE dividend history →XLRE holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

XLRE filings on SEC EDGAR ↗

XLRE prospectus with the expense ratio (SEC) ↗

State Street website ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, XLRE against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/xlre-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.