Which returned more over the last year, VTEB or XLC?

In the year to Oct 28, 2026, with distributions reinvested, VTEB returned −0.4% and XLC −10.4%.

Which is cheaper, VTEB or XLC?

VTEB is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

VTEB vs XLC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VTEB returned −0.4% to XLC's −10.4%; 0% of their weight is in the same names.

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Net assets: $49.6bn on Sep 30, 2026 for Vanguard Tax-Exempt Bond ETF, and $22.1bn on Oct 27, 2026 for State Street Communication Services Select Sector SPDR ETF.

VTEB on its own →XLC on its own →

At a glance

−0.4%

VTEB total return, 1 year

−10.4%

XLC total return, 1 year

0.03%

VTEB expense ratio

0.08%

XLC expense ratio

Pair scorecard

VTEB costs 0.05 points a year less; their one-year returns differ by 10.0 points; VTEB is 2.2 times larger.

VTEB vs XLC: Differences, Returns & Fees
Measure	VTEB	XLC
Return
Measure	VTEB	XLC
Total return, 1 year	−0.4%	−10.4%
Drawdown
Measure	VTEB	XLC
Below its high		13.3%, high on Jan 30, 2026
Benchmark
Measure	VTEB	XLC
What it tracks	S&P National AMT-Free Municipal Bond Index	Communication Services Select Sector Index
Cost and size
Measure	VTEB	XLC
Expense ratio	0.03%	0.08%
Net assets, as of Sep 30, 2026	$49.6bn	$22.5bn
Holdings
Measure	VTEB	XLC
Holdings in common	0%
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		75.3%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, VTEB and XLC hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VTEB XLC

Only in one fund ↓

Only in VTEB

Vanguard Municipal Low Duration Fund 0.69%

State of California 0.15%

State of California 0.14%

New York State Dormitory Authority 0.13%

State of Illinois 0.12%

Ohio State University 0.12%

City of New York NY 0.10%

State of Wisconsin 0.10%

Only in XLC

META PLATFORMS INC CLASS A 21.45%

ALPHABET INC CL A 12.27%

ALPHABET INC CL C 9.82%

WALT DISNEY CO 5.33%

TAKE TWO INTERACTIVE SOFTWRE 4.80%

COMCAST CORP CLASS A 4.48%

VERIZON COMMUNICATIONS INC 4.45%

APPLOVIN CORP CLASS A 4.34%

Check overlap with more funds →

Side by side

VTEB Vanguard Tax-Exempt Bond ETF XLC State Street Communication Services Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer Vanguard State Street

What it is Tracks an index of Tax-Exempt Bond Tracks an index of Communication services

Total return, 1 year −0.4% −10.4%

Expense ratio 0.03% 0.08%

Holdings 11155 23

Net assets, VTEB as of Sep 30, 2026 and XLC as of Oct 27, 2026 $49.6bn $22.1bn

VTEB and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

VTEB

VTEB tracks an index of Tax-Exempt Bond. Over the year to Oct 28, 2026 it returned −0.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

XLC

XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, VTEB or XLC?: In the year to Oct 28, 2026, with distributions reinvested, VTEB returned −0.4% and XLC −10.4%.
Which is cheaper, VTEB or XLC?: VTEB is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

VOX vs VTEB VTEB vs XLY VTEB vs XLU VHT vs VTEB MUB vs XLC HYMB vs XLC BNDX vs XLC AGG vs XLC

Where to next

VTEB on its own →XLC on its own →Hold both: look the portfolio through →Rankings →VTEB dividend history →VTEB holdings →XLC dividend history →XLC holdings →Standards and sources →

Sources and dates

VTEB filings on SEC EDGAR ↗

VTEB prospectus with the expense ratio (SEC) ↗

Vanguard page for VTEB ↗

XLC filings on SEC EDGAR ↗

XLC prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, VTEB against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/vteb-vs-xlc

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.