Data as of Oct 28, 2026.
VOO vs XSPI: Differences, Returns & Fees
VOO and XSPI are measured over different days, and VOO charges 0.03% to XSPI's 0.98%.
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Net assets: $1.0tn on Sep 30, 2026 for Vanguard S&P 500 ETF, and $140m on Oct 27, 2026 for NEOS Boosted S&P 500 High Income ETF.
Pair scorecard
VOO costs 0.95 points a year less.
| Measure | VOO | XSPI |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.7% | not published |
| Cash paid, share of starting value, since Feb 3, 2026 | 12.6% | |
| Price change, since Feb 3, 2026 | rose 0.4% | |
| Latest payout, annualized | 17.0% | |
| Return of capital, issuer estimate | 98% of the Oct 9, 2026 payment | |
| Against its benchmark | ||
| What it tracks | S&P 500 Index | Benchmark: S&P 500, measured through SPY |
| Against its benchmark, same days | ahead by 1.0 pts | |
| Cost and size | ||
| Expense ratio | 0.03% | 0.98% |
| Net assets, VOO as of Sep 30, 2026 and XSPI as of Oct 27, 2026 | $1.0tn | $140m |
| Holdings | ||
| Holdings in common | 94% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 39.1% | |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 28, 2026. Method
Risk and return
Feb 13, 2026 to Oct 23, 2026 · 36 weekly returnsXSPI returned slightly more: +13.1% to +12.4%. VOO fell less at its worst: −7.8% to −10.3%.
Full scorecard
3 measures, with how each is measured Open ↓
| Measure | VOO | XSPI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +12.4% | +13.1% | XSPI (slight) | Price change plus distributions, reinvested. |
| Price return | +11.4% | +1.1% | VOO | Price change alone, distributions left out. |
| Risk | ||||
| Max drawdown | −7.8% | −10.3% | VOO | Deepest fall from a high to the low after it. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 36 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, VOO and XSPI hold 94% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 28, 2026.
half
94% in common
Only in one fund ↓
Side by side
VOO and XSPI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
No client brief for this pair: ETFIQ prints no one-year total return for XSPI.
VOO
VOO tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 507 positions, with the top ten at 39.1%.
XSPI
Over the period from its first trade on Feb 3, 2026 to Oct 28, 2026, XSPI paid 12.6% of its starting value in cash distributions while its price rose 0.4%. With every distribution reinvested, the fund returned +13.9%. S&P 500 (SPY) returned +12.9% over the same days, so a holder was ahead by 1.0 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 17.0%, paid monthly. NEOS estimates that 98% of the distribution paid Oct 9, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
Questions people ask
- Are VOO and XSPI in the same category?
- VOO is a stock ETF and XSPI is an option-income ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which is cheaper, VOO or XSPI?
- VOO is cheaper, by 0.95 percentage points a year. That is about $95 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, VOO against XSPI, data as of Oct 28, 2026. https://etfiq.com/compare/any/voo-vs-xspi
ETFIQ. (Oct 28, 2026). VOO against XSPI. Retrieved from https://etfiq.com/compare/any/voo-vs-xspi
[VOO against XSPI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/voo-vs-xspi)
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