Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
VNQ vs XLK: how they differ
VNQ and XLK hold 0% of their weight in the same names, and XLK returned more over the year.
Vanguard Real Estate Index Fund and State Street(R) Technology Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VNQ and XLK hold 0% of their money in the same securities at the same weight.
| Only in VNQ | Only in XLK |
|---|---|
| Vanguard Real Estate II Index Fund 14.67% | NVIDIA CORP 14.31% |
| Welltower Inc 7.86% | APPLE INC 12.98% |
| Prologis Inc 7.02% | MICROSOFT CORP 9.90% |
| Equinix Inc 5.66% | BROADCOM INC 4.62% |
| American Tower Corp 4.55% | ADVANCED MICRO DEVICES 4.23% |
| Digital Realty Trust Inc 3.67% | MICRON TECHNOLOGY INC 4.11% |
| Simon Property Group Inc 3.54% | INTEL CORP 3.27% |
| Realty Income Corp 3.12% | CISCO SYSTEMS INC 2.80% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 10, 2026.
| VNQ Vanguard Real Estate Index Fund | XLK State Street(R) Technology Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | US real estate | Technology |
| Total return, 1 year | +5.6% | +39.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −11.9 pts | +21.7 pts |
| Expense ratio | 0.13% | 0.08% |
| Already in the S&P 500 | 63.3% | 100.0% |
| Holdings | 146 | 74 |
VNQ in plain words
VNQ is an index equity fund tracking the US real estate. Over the year to Sep 11, 2026 it returned +5.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.13% a year. By its holdings filed for Apr 30, 2026, 63% of the fund by weight is stocks the S&P 500 also holds, across 146 positions, with the top ten at 54.9%. It sat 6.1% below its high of Jul 28, 2026 on Sep 11, 2026.
XLK in plain words
XLK is an index equity fund tracking the Technology. Over the year to Sep 11, 2026 it returned +39.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 61.2%. It sat 5.2% below its high of Jun 2, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VNQ or XLK?
- In the year to Sep 13, 2026, with distributions reinvested, VNQ returned +5.6% and XLK returned +39.2%, so XLK returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VNQ or XLK?
- VNQ charges 0.13% a year and XLK charges 0.08%, so XLK is cheaper. Fees come from each fund's prospectus.
- How much do VNQ and XLK overlap with the S&P 500?
- By their latest filed holdings, 63% of VNQ and 100% of XLK by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
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Cite this page. ETFIQ, VNQ against XLK, data as of Sep 13, 2026. https://etfiq.com/compare/any/vnq-vs-xlk Free to use with attribution; the underlying files are at Open data.
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