Data as of Oct 28, 2026.

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VGIT vs XLRE: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VGIT returned −1.5% to XLRE's +4.3%; 0% of their weight is in the same names.

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Net assets: $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF, and $8.0bn on Oct 27, 2026 for State Street Real Estate Select Sector SPDR ETF.

At a glance
−1.5%
VGIT total return, 1 year
+4.3%
XLRE total return, 1 year
0.03%
VGIT expense ratio
0.08%
XLRE expense ratio

Pair scorecard

VGIT costs 0.05 points a year less; their one-year returns differ by 5.8 points; VGIT is 5.2 times larger.

VGIT vs XLRE: Differences, Returns & Fees
MeasureVGITXLRE
Return
Total return, 1 year−1.5%+4.3%
Drawdown
Below its high3.5%, high on Aug 4, 20207.7%, high on Jul 28, 2026
Benchmark
What it tracksBloomberg U.S. Treasury 3-10 Year IndexReal Estate Select Sector Index
Cost and size
Expense ratio0.03%0.08%
Net assets, as of Sep 30, 2026$39.7bn$7.7bn
Holdings
Holdings in common0%
In the S&P 500, by weight100%
Top ten holdings, share of the fund58.9%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, VGIT and XLRE hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VGIT XLRE
Only in one fund ↓
Only in VGIT
United States Treasury Note/Bond 1.91%
United States Treasury Note/Bond 1.89%
United States Treasury Note/Bond 1.87%
United States Treasury Note/Bond 1.85%
United States Treasury Note/Bond 1.83%
United States Treasury Note/Bond 1.82%
United States Treasury Note/Bond 1.82%
United States Treasury Note/Bond 1.81%
Only in XLRE
WELLTOWER INC 11.14%
PROLOGIS INC 8.19%
EQUINIX INC 6.72%
AMERICAN TOWER CORP 5.84%
PUBLIC STORAGE 4.87%
SIMON PROPERTY GROUP INC 4.76%
VIVMARK RESIDENTIAL 4.42%
DIGITAL REALTY TRUST INC 4.34%
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Side by side

VGIT Vanguard Intermediate-Term Treasury ETF XLRE State Street Real Estate Select Sector SPDR ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of Intermediate-Term Treasury Tracks an index of Real estate
Total return, 1 year −1.5% +4.3%
Its benchmark over the same days −1.5% (SCHR) not measured
Gap to its benchmark 0.0 pts vs SCHR not measured
Expense ratio 0.03% 0.08%
Holdings 103 31
Net assets, VGIT as of Sep 30, 2026 and XLRE as of Oct 27, 2026 $39.7bn $8.0bn

VGIT and XLRE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
VGIT

VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.

XLRE

XLRE tracks an index of Real estate. Over the year to Oct 28, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 58.9%. It sat 7.7% below its high of Jul 28, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, VGIT or XLRE?
In the year to Oct 28, 2026, with distributions reinvested, VGIT returned −1.5% and XLRE +4.3%.
Which is cheaper, VGIT or XLRE?
VGIT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, VGIT against XLRE, data as of Oct 28, 2026. https://etfiq.com/compare/any/vgit-vs-xlre

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