Data as of Oct 28, 2026.

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VGIT vs XLG: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VGIT returned −1.5% to XLG's +6.4%; 0% of their weight is in the same names.

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Net assets: $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF, and $11.9bn on Oct 27, 2026 for Invesco S&P 500 Top 50 ETF.

At a glance
−1.5%
VGIT total return, 1 year
+6.4%
XLG total return, 1 year
0.03%
VGIT expense ratio
0.20%
XLG expense ratio

Pair scorecard

VGIT costs 0.17 points a year less; their one-year returns differ by 7.9 points.

VGIT vs XLG: Differences, Returns & Fees
MeasureVGITXLG
Return
Total return, 1 year−1.5%+6.4%
Drawdown
Below its high3.5%, high on Aug 4, 2020
Benchmark
What it tracksBloomberg U.S. Treasury 3-10 Year IndexS&P 500 Top 50 Index
Cost and size
Expense ratio0.03%0.20%
Net assets, VGIT as of Sep 30, 2026 and XLG as of Oct 27, 2026$39.7bn$11.9bn
Holdings
Holdings in common0%
In the S&P 500, by weight98%
Top ten holdings, share of the fund60.3%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, VGIT and XLG hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VGIT XLG
Only in one fund ↓
Only in VGIT
United States Treasury Note/Bond 1.91%
United States Treasury Note/Bond 1.89%
United States Treasury Note/Bond 1.87%
United States Treasury Note/Bond 1.85%
United States Treasury Note/Bond 1.83%
United States Treasury Note/Bond 1.82%
United States Treasury Note/Bond 1.82%
United States Treasury Note/Bond 1.81%
Only in XLG
NVIDIA Corp 12.54%
Apple Inc 12.04%
Microsoft Corp 9.38%
Amazon.com Inc 5.91%
Alphabet Inc 4.47%
Broadcom Inc 3.87%
Alphabet Inc 3.58%
Meta Platforms Inc 3.25%
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Side by side

VGIT Vanguard Intermediate-Term Treasury ETF XLG Invesco S&P 500 Top 50 ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of Intermediate-Term Treasury Tracks the S&P 500 top 50
Total return, 1 year −1.5% +6.4%
Its benchmark over the same days −1.5% (SCHR) +13.7% (IVV)
Gap to its benchmark 0.0 pts vs SCHR −7.3 pts vs IVV
Expense ratio 0.03% 0.20%
Holdings 103 53
Net assets, VGIT as of Sep 30, 2026 and XLG as of Oct 27, 2026 $39.7bn $11.9bn

VGIT and XLG on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
VGIT

VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.

XLG

XLG tracks the S&P 500 top 50. Over the year to Oct 28, 2026 it returned +6.4% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.20% a year. By its holdings published by its issuer for Oct 27, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 53 positions, with the top ten at 60.3%.

Questions people ask

Which returned more over the last year, VGIT or XLG?
In the year to Oct 28, 2026, with distributions reinvested, VGIT returned −1.5% and XLG +6.4%.
Which is cheaper, VGIT or XLG?
VGIT is cheaper, by 0.17 percentage points a year. That is about $17 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, VGIT against XLG, data as of Oct 28, 2026. https://etfiq.com/compare/any/vgit-vs-xlg

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